Compare Belle Rive, IL Car Insurance Rates (2021)

Car insurance in Belle Rive, IL averages $268 a month. Belle Rive, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Belle Rive car insurance rates, compare quotes from the top car insurance companies in Belle Rive, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Belle Rive, IL are $3,222/year
  • The cheapest car insurance company in Belle Rive for teen drivers is State Farm
  • The cheapest car insurance company in Belle Rive is Liberty Mutual

If you need to buy Belle Rive, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Belle Rive, IL is right here.

You’ll find Belle Rive car insurance rates, the cheapest Belle Rive, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Belle Rive, Illinois car insurance rates to Rockford car insurance rates, Joliet car insurance rates, and Naperville car insurance rates.

Ready to find affordable Belle Rive, IL car insurance today? Enter your ZIP code for fast, free Belle Rive car insurance quotes.

Cheapest Belle Rive, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belle Rive, IL car insurance rates? Every Belle Rive, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belle Rive, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,337 $2,343 $2,076 $2,190 $9,799 $10,231 $2,662 $2,792
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,389 $1,503 $1,156 $1,294 $4,314 $4,804 $1,454 $1,540
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $2,268 $2,166 $1,869 $1,953 $7,619 $8,576 $2,702 $2,902
State Farm $1,435 $1,435 $1,269 $1,269 $3,914 $4,993 $1,617 $1,841
Travelers $1,496 $1,583 $1,354 $1,446 $4,144 $5,199 $1,587 $1,673
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

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Minimum Car Insurance in Belle Rive, IL

Every driver must carry the minimum car insurance in Belle Rive, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Belle Rive, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Belle Rive, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belle Rive, IL. Compare credit history car insurance rates in Belle Rive from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belle Rive, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,999 $3,383 $2,856
Farmers $4,897 $4,106 $3,908
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,091 $1,920 $1,534
Nationwide $4,078 $3,280 $2,871
Progressive $4,305 $3,628 $3,338
State Farm $3,231 $1,934 $1,500
Travelers $2,832 $2,256 $1,843
USAA $3,874 $2,660 $2,191

Cheapest Belle Rive, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belle Rive, IL to rates for a clean record with top companies.

Annual Belle Rive, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,641 $4,679 $4,563 $4,331
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,827 $2,566 $2,268 $2,066
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $3,107 $4,551 $3,439 $3,931
State Farm $2,044 $2,400 $2,222 $2,222
Travelers $1,839 $2,397 $2,699 $2,306
USAA $2,070 $2,980 $4,085 $2,497

Cheapest Belle Rive, IL Car Insurance for Teen Drivers

Teen car insurance in Belle Rive, IL can be expensive. Take a look at rates from the top car insurance companies in Belle Rive for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belle Rive, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,511 $9,083
Farmers $9,799 $10,231
GEICO $5,690 $6,014
Liberty Mutual $4,314 $4,804
Nationwide $5,974 $7,701
Progressive $7,619 $8,576
State Farm $3,914 $4,993
Travelers $4,144 $5,199
USAA $5,614 $6,192

Cheapest Belle Rive, IL Car Insurance for Seniors

Take a look at Belle Rive, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belle Rive, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,146 $2,146
Farmers $2,076 $2,190
GEICO $1,757 $2,095
Liberty Mutual $1,156 $1,294
Nationwide $1,920 $2,041
Progressive $1,869 $1,953
State Farm $1,269 $1,269
Travelers $1,354 $1,446
USAA $1,606 $1,582

Cheapest Belle Rive, IL Car Insurance Rates After a DUI

A DUI in Belle Rive, IL increases car insurance rates. Compare Belle Rive, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belle Rive, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $5,196
Farmers $4,563
GEICO $4,060
Liberty Mutual $2,268
Nationwide $4,198
Progressive $3,439
State Farm $2,222
Travelers $2,699
USAA $4,085

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Cheapest Belle Rive, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belle Rive, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belle Rive, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,697 $3,794
Farmers $4,304 $4,304
GEICO $2,920 $3,043
Liberty Mutual $2,182 $2,182
Nationwide $3,410 $3,410
Progressive $3,757 $3,757
State Farm $2,165 $2,279
Travelers $2,220 $2,400
USAA $2,826 $2,990

The Best Cheap Car Insurance Companies in Belle Rive, IL

Take a look at a side-by-side comparison of the top car insurance companies in Belle Rive, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belle Rive, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,746
Farmers $4,304
GEICO $2,982
Liberty Mutual $2,182
Nationwide $3,410
Progressive $3,757
State Farm $2,222
Travelers $2,310
USAA $2,908

Category Winners: Cheapest Car Insurance in Belle Rive, Illinois

Find the cheapest car insurance companies in Belle Rive, IL for each category right here.

Best Annual Car Insurance Rates by Company in Belle Rive, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Belle Rive, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belle Rive car insurance rates. Find the cheapest Belle Rive, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belle Rive, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,633 $3,882 $3,723
Farmers $4,100 $4,203 $4,608
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,060 $2,177 $2,308
Nationwide $3,399 $3,437 $3,393
Progressive $3,436 $3,738 $4,097
State Farm $2,104 $2,225 $2,336
Travelers $2,150 $2,307 $2,474
USAA $2,714 $2,905 $3,105

What affects car insurance rates in Belle Rive, Illinois?

What factors can have an impact on Belle Rive, IL car insurance? There are several reasons why Belle Rive car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belle Rive, Illinois.

Commute Time in Belle Rive

The more time you spend in your car the higher the risk of an accident. The average commute length in Belle Rive, IL is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Belle Rive, IL

Ready to find affordable Belle Rive, Illinois car insurance today? Enter your ZIP code for fast, free Belle Rive, IL car insurance quotes.

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