Compare Belleair, FL Car Insurance Rates (2021)

Car insurance in Belleair, FL averages $444 a month. Belleair, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Belleair car insurance rates, compare quotes from the top car insurance companies in Belleair, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Belleair, FL are $5,329/year
  • Average car insurance rates in Belleair, FL after a DUI are $6,425/year
  • The cheapest car insurance company in Belleair for teen drivers is USAA

If you need to buy Belleair, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Belleair, FL is right here.

You’ll find Belleair car insurance rates, the cheapest Belleair, FL car insurance companies, and information on Florida car insurance laws. You can also compare Belleair, Florida car insurance rates to St. Petersburg car insurance rates, Tampa car insurance rates, and Fort Lauderdale car insurance rates.

Ready to find affordable Belleair, FL car insurance today? Enter your ZIP code for fast, free Belleair car insurance quotes.

Cheapest Belleair, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belleair, FL car insurance rates? Every Belleair, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belleair, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,504 $5,254 $4,813 $4,880 $19,178 $20,902 $5,397 $5,446
GEICO $3,710 $3,732 $3,465 $3,465 $6,581 $8,257 $4,089 $4,158
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $3,970 $3,707 $3,397 $3,639 $11,293 $12,240 $4,744 $4,461
State Farm $2,315 $2,315 $2,106 $2,106 $6,920 $8,851 $2,585 $2,759
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

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Minimum Car Insurance in Belleair, FL

Every driver must carry the minimum car insurance in Belleair, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Belleair, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Belleair, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belleair, FL. Compare credit history car insurance rates in Belleair from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belleair, Florida

Insurance Company Poor Fair Good
Allstate $12,544 $7,876 $6,345
GEICO $6,790 $4,135 $3,122
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,709 $5,501 $4,584
State Farm $5,161 $3,347 $2,725
USAA $5,224 $2,582 $1,878

Cheapest Belleair, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belleair, FL to rates for a clean record with top companies.

Annual Belleair, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,678 $9,237 $10,241 $8,532
GEICO $3,280 $4,175 $6,185 $5,089
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,685 $6,923 $5,839 $6,279
State Farm $3,414 $4,075 $3,744 $3,744
USAA $2,513 $3,120 $4,641 $2,638

Cheapest Belleair, FL Car Insurance for Teen Drivers

Teen car insurance in Belleair, FL can be expensive. Take a look at rates from the top car insurance companies in Belleair for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belleair, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,178 $20,902
GEICO $6,581 $8,257
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,293 $12,240
State Farm $6,920 $8,851
USAA $6,467 $7,447

Cheapest Belleair, FL Car Insurance for Seniors

Take a look at Belleair, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belleair, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,813 $4,880
GEICO $3,465 $3,465
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,397 $3,639
State Farm $2,106 $2,106
USAA $1,747 $1,722

Cheapest Belleair, FL Car Insurance Rates After a DUI

A DUI in Belleair, FL increases car insurance rates. Compare Belleair, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belleair, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,241
GEICO $6,185
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,839
State Farm $3,744
USAA $4,641

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Cheapest Belleair, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belleair, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belleair, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,665 $9,178
GEICO $4,659 $4,705
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $5,931 $5,931
State Farm $3,613 $3,876
USAA $3,191 $3,265

The Best Cheap Car Insurance Companies in Belleair, FL

Take a look at a side-by-side comparison of the top car insurance companies in Belleair, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belleair, Florida

Insurance Company Average Annual Rates
Allstate $8,922
GEICO $4,682
Liberty Mutual $5,982
Nationwide $4,816
Progressive $5,931
State Farm $3,744
USAA $3,228

Category Winners: Cheapest Car Insurance in Belleair, Florida

Find the cheapest car insurance companies in Belleair, FL for each category right here.

Best Annual Car Insurance Rates by Company in Belleair, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Belleair, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belleair car insurance rates. Find the cheapest Belleair, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belleair, Florida

Insurance Company Low Medium High
Allstate $6,583 $9,451 $10,732
GEICO $3,688 $4,866 $5,492
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,753 $6,097 $6,944
State Farm $3,137 $3,850 $4,247
USAA $2,697 $3,367 $3,621

What affects car insurance rates in Belleair, Florida?

What factors can have an impact on Belleair, FL car insurance? There are several reasons why Belleair car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belleair, Florida.

Car Theft in Belleair

High levels of vehicle theft can make car insurance more expensive. Belleair, FL car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Belleair

The more time you spend in your car the higher the risk of an accident. The average commute length in Belleair, FL is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Belleair, FL

Ready to find affordable Belleair, Florida car insurance today? Enter your ZIP code for fast, free Belleair, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State