Compare Bellemeade, KY Car Insurance Rates (2021)

Car insurance in Bellemeade, KY averages $368 a month. Bellemeade, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bellemeade car insurance rates, compare quotes from the top car insurance companies in Bellemeade, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bellemeade, KY after a DUI are $5,299/year
  • Average car insurance rates in Bellemeade, KY are $4,416/year
  • The cheapest car insurance company in Bellemeade is State Farm

If you need to buy Bellemeade, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Bellemeade, KY is right here.

You’ll find Bellemeade car insurance rates, the cheapest Bellemeade, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Bellemeade, Kentucky car insurance rates to Florence car insurance rates, Frankfort car insurance rates, and Covington car insurance rates.

Ready to find affordable Bellemeade, KY car insurance today? Enter your ZIP code for fast, free Bellemeade car insurance quotes.

Cheapest Bellemeade, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bellemeade, KY car insurance rates? Every Bellemeade, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellemeade, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,326 $3,275 $3,031 $3,233 $12,891 $14,486 $3,633 $3,811
GEICO $3,332 $3,080 $3,503 $3,173 $7,185 $8,469 $2,714 $2,326
Liberty Mutual $2,636 $2,849 $2,218 $2,484 $11,709 $12,990 $2,755 $2,866
Nationwide $3,596 $3,570 $3,248 $3,376 $8,253 $10,220 $4,104 $4,280
Progressive $2,300 $2,179 $2,079 $2,083 $11,515 $13,004 $2,850 $2,891
State Farm $1,483 $1,483 $1,328 $1,328 $4,364 $5,562 $1,657 $1,828
Travelers $2,134 $2,169 $2,113 $2,115 $10,597 $17,081 $2,239 $2,546
USAA $1,742 $1,734 $1,586 $1,598 $4,813 $5,046 $2,192 $2,387

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Minimum Car Insurance in Bellemeade, KY

Every driver must carry the minimum car insurance in Bellemeade, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Bellemeade, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bellemeade, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bellemeade, KY. Compare credit history car insurance rates in Bellemeade from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bellemeade, Kentucky

Insurance Company Poor Fair Good
Allstate $7,891 $5,458 $4,533
GEICO $6,945 $3,467 $2,257
Liberty Mutual $7,208 $4,463 $3,519
Nationwide $6,170 $4,859 $4,213
Progressive $5,409 $4,745 $4,434
State Farm $3,439 $2,077 $1,621
Travelers $5,700 $4,844 $4,829
USAA $3,886 $2,213 $1,813

Cheapest Bellemeade, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bellemeade, KY to rates for a clean record with top companies.

Annual Bellemeade, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,906 $6,451 $6,920 $5,565
GEICO $2,520 $4,478 $6,806 $3,088
Liberty Mutual $4,219 $6,505 $5,049 $4,480
Nationwide $4,026 $5,228 $6,628 $4,440
Progressive $4,019 $5,978 $4,578 $4,876
State Farm $2,178 $2,580 $2,379 $2,379
Travelers $4,466 $4,591 $6,657 $4,782
USAA $1,982 $2,803 $3,371 $2,394

Cheapest Bellemeade, KY Car Insurance for Teen Drivers

Teen car insurance in Bellemeade, KY can be expensive. Take a look at rates from the top car insurance companies in Bellemeade for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bellemeade, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,891 $14,486
GEICO $7,185 $8,469
Liberty Mutual $11,709 $12,990
Nationwide $8,253 $10,220
Progressive $11,515 $13,004
State Farm $4,364 $5,562
Travelers $10,597 $17,081
USAA $4,813 $5,046

Cheapest Bellemeade, KY Car Insurance for Seniors

Take a look at Bellemeade, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bellemeade, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,031 $3,233
GEICO $3,503 $3,173
Liberty Mutual $2,218 $2,484
Nationwide $3,248 $3,376
Progressive $2,079 $2,083
State Farm $1,328 $1,328
Travelers $2,113 $2,115
USAA $1,586 $1,598

Cheapest Bellemeade, KY Car Insurance Rates After a DUI

A DUI in Bellemeade, KY increases car insurance rates. Compare Bellemeade, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bellemeade, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,920
GEICO $6,806
Liberty Mutual $5,049
Nationwide $6,628
Progressive $4,578
State Farm $2,379
Travelers $6,657
USAA $3,371

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Cheapest Bellemeade, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bellemeade, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bellemeade, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,961 $5,961
GEICO $4,183 $4,262
Liberty Mutual $5,063 $5,063
Nationwide $5,081 $5,081
Progressive $4,862 $4,862
State Farm $2,317 $2,441
Travelers $5,124 $5,124
USAA $2,540 $2,735

The Best Cheap Car Insurance Companies in Bellemeade, KY

Take a look at a side-by-side comparison of the top car insurance companies in Bellemeade, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bellemeade, Kentucky

Insurance Company Average Annual Rates
Allstate $5,961
GEICO $4,223
Liberty Mutual $5,063
Nationwide $5,081
Progressive $4,862
State Farm $2,379
Travelers $5,124
USAA $2,637

Category Winners: Cheapest Car Insurance in Bellemeade, Kentucky

Find the cheapest car insurance companies in Bellemeade, KY for each category right here.

Best Annual Car Insurance Rates by Company in Bellemeade, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Bellemeade, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bellemeade car insurance rates. Find the cheapest Bellemeade, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bellemeade, Kentucky

Insurance Company Low Medium High
Allstate $5,457 $5,933 $6,492
GEICO $3,942 $4,219 $4,507
Liberty Mutual $4,810 $5,033 $5,347
Nationwide $5,096 $5,025 $5,121
Progressive $4,424 $4,796 $5,368
State Farm $2,208 $2,379 $2,551
Travelers $4,834 $5,148 $5,391
USAA $2,496 $2,631 $2,785

What affects car insurance rates in Bellemeade, Kentucky?

What factors can have an impact on Bellemeade, KY car insurance? There are several reasons why Bellemeade car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bellemeade, Kentucky.

Commute Time in Bellemeade

The more time you spend in your car the higher the risk of an accident. The average commute length in Bellemeade, KY is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Bellemeade, KY

Ready to find affordable Bellemeade, Kentucky car insurance today? Enter your ZIP code for fast, free Bellemeade, KY car insurance quotes.

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