Compare Bellerose, NY Car Insurance Rates (2021)

Car insurance in Bellerose, NY averages $582 a month. Bellerose, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Bellerose car insurance rates, compare quotes from the top car insurance companies in Bellerose, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bellerose for teen drivers is GEICO
  • Average car insurance rates in Bellerose, NY after a DUI are $9,437/year
  • The cheapest car insurance company in Bellerose is GEICO

If you need to buy Bellerose, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Bellerose, NY is right here.

You’ll find Bellerose car insurance rates, the cheapest Bellerose, NY car insurance companies, and information on New York car insurance laws. You can also compare Bellerose, New York car insurance rates to New Rochelle car insurance rates, Buffalo car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Bellerose, NY car insurance today? Enter your ZIP code for fast, free Bellerose car insurance quotes.

Cheapest Bellerose, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bellerose, NY car insurance rates? Every Bellerose, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bellerose, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,625 $4,253 $4,404 $4,448 $14,117 $15,027 $4,367 $4,322
GEICO $3,494 $3,352 $3,383 $3,333 $7,588 $11,223 $3,137 $3,187
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,073 $3,674 $3,152 $3,228 $13,837 $15,084 $5,143 $4,815
State Farm $4,792 $4,792 $4,211 $4,211 $14,191 $17,394 $5,306 $5,558
Travelers $5,629 $5,464 $5,137 $5,357 $13,265 $15,679 $5,852 $5,914
USAA $2,710 $2,657 $2,470 $2,462 $11,286 $13,382 $3,477 $3,842

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bellerose, NY

Every driver must carry the minimum car insurance in Bellerose, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Bellerose, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bellerose, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bellerose, NY. Compare credit history car insurance rates in Bellerose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bellerose, New York

Insurance Company Poor Fair Good
Allstate $10,208 $5,759 $4,870
GEICO $6,063 $4,451 $3,996
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $10,813 $5,275 $3,790
State Farm $10,674 $6,689 $5,307
Travelers $11,103 $6,634 $5,625
USAA $8,111 $4,116 $3,630

Cheapest Bellerose, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bellerose, NY to rates for a clean record with top companies.

Annual Bellerose, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,809 $5,809 $8,709 $7,454
GEICO $3,707 $4,045 $7,889 $3,707
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $6,428 $6,428 $7,170 $6,476
State Farm $7,173 $7,173 $7,940 $7,940
Travelers $6,550 $8,374 $8,487 $7,737
USAA $4,687 $4,766 $6,923 $4,766

Cheapest Bellerose, NY Car Insurance for Teen Drivers

Teen car insurance in Bellerose, NY can be expensive. Take a look at rates from the top car insurance companies in Bellerose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bellerose, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,117 $15,027
GEICO $7,588 $11,223
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $13,837 $15,084
State Farm $14,191 $17,394
Travelers $13,265 $15,679
USAA $11,286 $13,382

Cheapest Bellerose, NY Car Insurance for Seniors

Take a look at Bellerose, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bellerose, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,404 $4,448
GEICO $3,383 $3,333
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,152 $3,228
State Farm $4,211 $4,211
Travelers $5,137 $5,357
USAA $2,470 $2,462

Cheapest Bellerose, NY Car Insurance Rates After a DUI

A DUI in Bellerose, NY increases car insurance rates. Compare Bellerose, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bellerose, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,709
GEICO $7,889
Liberty Mutual $15,684
Nationwide $12,697
Progressive $7,170
State Farm $7,940
Travelers $8,487
USAA $6,923

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bellerose, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bellerose, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bellerose, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,846 $7,045
GEICO $4,696 $4,978
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $6,626 $6,626
State Farm $7,274 $7,840
Travelers $7,787 $7,787
USAA $5,232 $5,339

The Best Cheap Car Insurance Companies in Bellerose, NY

Take a look at a side-by-side comparison of the top car insurance companies in Bellerose, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bellerose, New York

Insurance Company Average Annual Rates
Allstate $6,945
GEICO $4,837
Liberty Mutual $9,531
Nationwide $7,325
Progressive $6,626
State Farm $7,557
Travelers $7,787
USAA $5,286

Category Winners: Cheapest Car Insurance in Bellerose, New York

Find the cheapest car insurance companies in Bellerose, NY for each category right here.

Best Annual Car Insurance Rates by Company in Bellerose, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bellerose, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bellerose car insurance rates. Find the cheapest Bellerose, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bellerose, New York

Insurance Company Low Medium High
Allstate $6,273 $6,902 $7,660
GEICO $4,527 $4,805 $5,179
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $6,213 $6,574 $7,090
State Farm $7,079 $7,613 $7,979
Travelers $7,222 $7,662 $8,477
USAA $5,083 $5,249 $5,525

What affects car insurance rates in Bellerose, New York?

What factors can have an impact on Bellerose, NY car insurance? There are several reasons why Bellerose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bellerose, New York.

Commute Time in Bellerose

The more time you spend in your car the higher the risk of an accident. The average commute length in Bellerose, NY is 37.2 minutes according to City-Data.

Compare Car Insurance Quotes in Bellerose, NY

Ready to find affordable Bellerose, New York car insurance today? Enter your ZIP code for fast, free Bellerose, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption