Compare Bells, TX Car Insurance Rates (2021)

Car insurance in Bells, TX averages $287 a month. Bells, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bells car insurance rates, compare quotes from the top car insurance companies in Bells, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bells is USAA
  • Average car insurance rates in Bells, TX are $3,444/year
  • The cheapest car insurance company in Bells for teen drivers is USAA

If you need to buy Bells, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bells, TX is right here.

You’ll find Bells car insurance rates, the cheapest Bells, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bells, Texas car insurance rates to El Paso car insurance rates, Dallas car insurance rates, and Austin car insurance rates.

Ready to find affordable Bells, TX car insurance today? Enter your ZIP code for fast, free Bells car insurance quotes.

Cheapest Bells, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bells, TX car insurance rates? Every Bells, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bells, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,115 $3,138 $3,072 $3,072 $8,430 $10,170 $3,864 $4,024
American Family $2,312 $2,559 $2,136 $2,432 $5,839 $7,640 $3,259 $3,704
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,079 $2,115 $1,845 $1,950 $5,738 $7,349 $2,427 $2,620
Progressive $2,374 $2,257 $2,108 $2,153 $9,805 $10,919 $2,808 $2,847
State Farm $1,891 $1,891 $1,687 $1,687 $4,591 $5,863 $2,060 $2,125
USAA $1,441 $1,449 $1,377 $1,365 $4,045 $4,403 $1,917 $2,054

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Minimum Car Insurance in Bells, TX

Every driver must carry the minimum car insurance in Bells, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bells, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bells, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bells, TX. Compare credit history car insurance rates in Bells from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bells, Texas

Insurance Company Poor Fair Good
Allstate $6,160 $4,535 $3,888
American Family $5,162 $3,224 $2,819
GEICO $4,397 $2,501 $1,678
Nationwide $3,918 $3,144 $2,734
Progressive $4,970 $4,287 $3,970
State Farm $3,856 $2,402 $1,915
USAA $3,312 $1,915 $1,542

Cheapest Bells, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bells, TX to rates for a clean record with top companies.

Annual Bells, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,835 $6,119 $3,744
American Family $3,418 $4,311 $3,794 $3,418
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $2,842 $2,842 $4,176 $3,201
Progressive $3,847 $4,962 $4,493 $4,334
State Farm $2,415 $2,778 $3,290 $2,415
USAA $1,684 $2,482 $2,928 $1,932

Cheapest Bells, TX Car Insurance for Teen Drivers

Teen car insurance in Bells, TX can be expensive. Take a look at rates from the top car insurance companies in Bells for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bells, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,430 $10,170
American Family $5,839 $7,640
GEICO $4,591 $4,786
Nationwide $5,738 $7,349
Progressive $9,805 $10,919
State Farm $4,591 $5,863
USAA $4,045 $4,403

Cheapest Bells, TX Car Insurance for Seniors

Take a look at Bells, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bells, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,072 $3,072
American Family $2,136 $2,432
GEICO $2,079 $2,332
Nationwide $1,845 $1,950
Progressive $2,108 $2,153
State Farm $1,687 $1,687
USAA $1,377 $1,365

Cheapest Bells, TX Car Insurance Rates After a DUI

A DUI in Bells, TX increases car insurance rates. Compare Bells, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bells, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,119
American Family $3,794
GEICO $2,686
Nationwide $4,176
Progressive $4,493
State Farm $3,290
USAA $2,928

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Cheapest Bells, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bells, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bells, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,744 $4,978
American Family $3,735 $3,735
GEICO $2,807 $2,910
Nationwide $3,265 $3,265
Progressive $4,409 $4,409
State Farm $2,725 $2,725
USAA $2,228 $2,285

The Best Cheap Car Insurance Companies in Bells, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bells, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bells, Texas

Insurance Company Average Annual Rates
Allstate $4,861
American Family $3,735
GEICO $2,858
Nationwide $3,265
Progressive $4,409
State Farm $2,725
USAA $2,256

Category Winners: Cheapest Car Insurance in Bells, Texas

Find the cheapest car insurance companies in Bells, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bells, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Bells, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bells car insurance rates. Find the cheapest Bells, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bells, Texas

Insurance Company Low Medium High
Allstate $4,767 $4,826 $4,989
American Family $3,484 $3,602 $4,119
GEICO $2,716 $2,825 $3,034
Nationwide $3,515 $3,126 $3,155
Progressive $4,202 $4,387 $4,638
State Farm $2,584 $2,716 $2,874
USAA $2,182 $2,247 $2,340

What affects car insurance rates in Bells, Texas?

What factors can have an impact on Bells, TX car insurance? There are several reasons why Bells car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bells, Texas.

Commute Time in Bells

The more time you spend in your car the higher the risk of an accident. The average commute length in Bells, TX is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Bells, TX

Ready to find affordable Bells, Texas car insurance today? Enter your ZIP code for fast, free Bells, TX car insurance quotes.

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