Compare Belmar, NJ Car Insurance Rates (2021)

Car insurance in Belmar, NJ averages $392 a month. Belmar, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Belmar car insurance rates, compare quotes from the top car insurance companies in Belmar, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Belmar, NJ are $4,709/year
  • Average car insurance rates in Belmar, NJ after a DUI are $5,552/year
  • The cheapest car insurance company in Belmar for teen drivers is GEICO

If you need to buy Belmar, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Belmar, NJ is right here.

You’ll find Belmar car insurance rates, the cheapest Belmar, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Belmar, New Jersey car insurance rates to Camden car insurance rates, Trenton car insurance rates, and Paterson car insurance rates.

Ready to find affordable Belmar, NJ car insurance today? Enter your ZIP code for fast, free Belmar car insurance quotes.

Cheapest Belmar, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belmar, NJ car insurance rates? Every Belmar, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belmar, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $2,993 $2,917 $2,917 $9,437 $11,573 $3,528 $3,640
Farmers $3,805 $3,833 $3,713 $3,633 $10,958 $12,586 $4,509 $4,570
GEICO $1,988 $1,955 $1,945 $1,945 $3,605 $3,611 $2,281 $2,231
Liberty Mutual $4,173 $4,173 $4,582 $4,582 $10,828 $12,292 $4,582 $5,263
Progressive $1,613 $1,498 $1,464 $1,505 $7,099 $7,777 $1,897 $1,813
State Farm $3,770 $3,770 $3,419 $3,419 $12,321 $15,806 $4,296 $4,797
Travelers $2,795 $2,728 $2,585 $2,618 $6,374 $7,226 $2,736 $2,725

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Minimum Car Insurance in Belmar, NJ

Every driver must carry the minimum car insurance in Belmar, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Belmar, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Belmar, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belmar, NJ. Compare credit history car insurance rates in Belmar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belmar, New Jersey

Insurance Company Poor Fair Good
Allstate $6,947 $4,502 $3,556
Farmers $7,087 $5,539 $5,226
GEICO $3,670 $2,121 $1,544
Liberty Mutual $7,990 $5,929 $5,009
Progressive $3,440 $3,016 $2,793
State Farm $9,320 $5,632 $4,397
Travelers $4,969 $3,667 $2,534

Cheapest Belmar, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belmar, NJ to rates for a clean record with top companies.

Annual Belmar, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,750 $6,236 $5,457 $4,563
Farmers $4,628 $7,798 $6,383 $4,995
GEICO $1,908 $2,500 $3,465 $1,908
Liberty Mutual $6,060 $6,931 $6,186 $6,060
Progressive $2,661 $3,551 $3,032 $3,088
State Farm $3,517 $6,382 $10,243 $5,657
Travelers $2,872 $4,242 $4,098 $3,682

Cheapest Belmar, NJ Car Insurance for Teen Drivers

Teen car insurance in Belmar, NJ can be expensive. Take a look at rates from the top car insurance companies in Belmar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belmar, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,437 $11,573
Farmers $10,958 $12,586
GEICO $3,605 $3,611
Liberty Mutual $10,828 $12,292
Progressive $7,099 $7,777
State Farm $12,321 $15,806
Travelers $6,374 $7,226

Cheapest Belmar, NJ Car Insurance for Seniors

Take a look at Belmar, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belmar, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,917 $2,917
Farmers $3,713 $3,633
GEICO $1,945 $1,945
Liberty Mutual $4,582 $4,582
Progressive $1,464 $1,505
State Farm $3,419 $3,419
Travelers $2,585 $2,618

Cheapest Belmar, NJ Car Insurance Rates After a DUI

A DUI in Belmar, NJ increases car insurance rates. Compare Belmar, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belmar, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,457
Farmers $6,383
GEICO $3,465
Liberty Mutual $6,186
Progressive $3,032
State Farm $10,243
Travelers $4,098

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Cheapest Belmar, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belmar, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belmar, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,992 $5,011
Farmers $5,951 $5,951
GEICO $2,425 $2,465
Liberty Mutual $6,248 $6,371
Progressive $3,083 $3,083
State Farm $6,284 $6,615
Travelers $3,724 $3,724

The Best Cheap Car Insurance Companies in Belmar, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Belmar, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belmar, New Jersey

Insurance Company Average Annual Rates
Allstate $5,002
Farmers $5,951
GEICO $2,445
Liberty Mutual $6,309
Progressive $3,083
State Farm $6,450
Travelers $3,724

Category Winners: Cheapest Car Insurance in Belmar, New Jersey

Find the cheapest car insurance companies in Belmar, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Belmar, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Belmar, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belmar car insurance rates. Find the cheapest Belmar, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belmar, New Jersey

Insurance Company Low Medium High
Allstate $4,613 $5,075 $5,316
Farmers $5,309 $5,921 $6,623
GEICO $2,150 $2,499 $2,686
Liberty Mutual $5,641 $6,501 $6,786
Progressive $2,774 $3,136 $3,339
State Farm $5,991 $6,535 $6,823
Travelers $3,420 $3,727 $4,024

What affects car insurance rates in Belmar, New Jersey?

What factors can have an impact on Belmar, NJ car insurance? There are several reasons why Belmar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belmar, New Jersey.

Commute Time in Belmar

The more time you spend in your car the higher the risk of an accident. The average commute length in Belmar, NJ is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Belmar, NJ

Ready to find affordable Belmar, New Jersey car insurance today? Enter your ZIP code for fast, free Belmar, NJ car insurance quotes.

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