Compare Belmond, IA Car Insurance Rates (2021)

Car insurance in Belmond, IA averages $238 a month. Belmond, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Belmond car insurance rates, compare quotes from the top car insurance companies in Belmond, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belmond for teen drivers is USAA
  • The cheapest car insurance company in Belmond is USAA
  • Average car insurance rates in Belmond, IA are $2,853/year

If you need to buy Belmond, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Belmond, IA is right here.

You’ll find Belmond car insurance rates, the cheapest Belmond, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Belmond, Iowa car insurance rates to Sioux City car insurance rates, Council Bluffs car insurance rates, and Davenport car insurance rates.

Ready to find affordable Belmond, IA car insurance today? Enter your ZIP code for fast, free Belmond car insurance quotes.

Cheapest Belmond, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belmond, IA car insurance rates? Every Belmond, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belmond, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,911 $1,911 $1,710 $1,710 $5,098 $7,150 $1,911 $2,302
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,150 $2,338 $1,888 $2,297 $10,166 $11,453 $2,436 $2,688
Nationwide $1,753 $1,799 $1,562 $1,667 $4,054 $5,241 $1,987 $2,159
Progressive $1,483 $1,425 $1,223 $1,269 $3,684 $4,156 $1,783 $1,930
State Farm $1,321 $1,321 $1,162 $1,162 $3,617 $4,573 $1,485 $1,700
Travelers $2,345 $2,394 $2,276 $2,284 $10,394 $16,606 $2,437 $2,882
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

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Minimum Car Insurance in Belmond, IA

Every driver must carry the minimum car insurance in Belmond, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Belmond, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Belmond, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belmond, IA. Compare credit history car insurance rates in Belmond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belmond, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,778 $2,776 $2,334
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,321 $3,893 $3,067
Nationwide $3,070 $2,406 $2,107
Progressive $2,500 $2,023 $1,834
State Farm $2,908 $1,800 $1,420
Travelers $5,851 $4,996 $4,760
USAA $2,307 $1,584 $1,372

Cheapest Belmond, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belmond, IA to rates for a clean record with top companies.

Annual Belmond, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,139 $3,135 $4,064 $2,514
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,825 $4,726 $4,829 $4,328
Nationwide $1,831 $2,628 $3,581 $2,071
Progressive $1,704 $2,794 $1,848 $2,130
State Farm $1,888 $2,197 $2,043 $2,043
Travelers $3,796 $5,054 $6,767 $5,193
USAA $1,342 $1,799 $2,337 $1,540

Cheapest Belmond, IA Car Insurance for Teen Drivers

Teen car insurance in Belmond, IA can be expensive. Take a look at rates from the top car insurance companies in Belmond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belmond, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,098 $7,150
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,166 $11,453
Nationwide $4,054 $5,241
Progressive $3,684 $4,156
State Farm $3,617 $4,573
Travelers $10,394 $16,606
USAA $3,143 $3,342

Cheapest Belmond, IA Car Insurance for Seniors

Take a look at Belmond, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belmond, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,710 $1,710
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,888 $2,297
Nationwide $1,562 $1,667
Progressive $1,223 $1,269
State Farm $1,162 $1,162
Travelers $2,276 $2,284
USAA $1,084 $1,108

Cheapest Belmond, IA Car Insurance Rates After a DUI

A DUI in Belmond, IA increases car insurance rates. Compare Belmond, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belmond, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,064
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,829
Nationwide $3,581
Progressive $1,848
State Farm $2,043
Travelers $6,767
USAA $2,337

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Cheapest Belmond, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belmond, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belmond, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,928 $2,997
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,427 $4,427
Nationwide $2,528 $2,528
Progressive $2,119 $2,119
State Farm $1,994 $2,091
Travelers $5,202 $5,202
USAA $1,691 $1,818

The Best Cheap Car Insurance Companies in Belmond, IA

Take a look at a side-by-side comparison of the top car insurance companies in Belmond, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belmond, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,963
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,427
Nationwide $2,528
Progressive $2,119
State Farm $2,043
Travelers $5,202
USAA $1,755

Category Winners: Cheapest Car Insurance in Belmond, Iowa

Find the cheapest car insurance companies in Belmond, IA for each category right here.

Best Annual Car Insurance Rates by Company in Belmond, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Belmond, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belmond car insurance rates. Find the cheapest Belmond, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belmond, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,976 $3,128 $2,785
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,244 $4,417 $4,620
Nationwide $2,640 $2,515 $2,428
Progressive $2,000 $2,126 $2,231
State Farm $1,948 $2,053 $2,126
Travelers $4,882 $5,282 $5,443
USAA $1,660 $1,760 $1,843

What affects car insurance rates in Belmond, Iowa?

What factors can have an impact on Belmond, IA car insurance? There are several reasons why Belmond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belmond, Iowa.

Commute Time in Belmond

The more time you spend in your car the higher the risk of an accident. The average commute length in Belmond, IA is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Belmond, IA

Ready to find affordable Belmond, Iowa car insurance today? Enter your ZIP code for fast, free Belmond, IA car insurance quotes.

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Average Monthly Car Insurance Rates by State