Compare Belmont, CA Car Insurance Rates (2021)

Car insurance in Belmont, CA averages $285 a month. Belmont, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Belmont car insurance rates, compare quotes from the top car insurance companies in Belmont, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belmont for teen drivers is USAA
  • Average car insurance rates in Belmont, CA after a DUI are $4,800/year
  • The cheapest car insurance company in Belmont is Progressive

If you need to buy Belmont, California car insurance, the options can be confusing. Everything you need to know about car insurance in Belmont, CA is right here.

You’ll find Belmont car insurance rates, the cheapest Belmont, CA car insurance companies, and information on California car insurance laws. You can also compare Belmont, California car insurance rates to Fresno car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates.

Ready to find affordable Belmont, CA car insurance today? Enter your ZIP code for fast, free Belmont car insurance quotes.

Cheapest Belmont, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belmont, CA car insurance rates? Every Belmont, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belmont, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,680 $2,685 $1,970 $1,986 $7,513 $9,471 $3,435 $3,778
Farmers $2,462 $2,462 $2,226 $2,226 $7,957 $13,099 $2,929 $3,272
GEICO $1,637 $1,638 $1,540 $1,540 $4,980 $5,062 $2,351 $2,401
Liberty Mutual $2,150 $2,041 $2,001 $1,940 $4,748 $5,032 $2,430 $2,442
Nationwide $2,985 $2,849 $2,608 $2,458 $7,629 $8,400 $3,580 $3,538
Progressive $1,566 $1,610 $1,320 $1,568 $4,134 $4,972 $2,230 $2,393
State Farm $3,085 $3,085 $2,759 $2,759 $5,704 $7,063 $3,419 $3,527
Travelers $2,416 $2,335 $2,140 $2,118 $5,043 $5,733 $3,135 $3,070
USAA $1,875 $1,776 $1,830 $1,838 $4,245 $4,289 $2,606 $2,463

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Minimum Car Insurance in Belmont, CA

Every driver must carry the minimum car insurance in Belmont, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Belmont, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Belmont, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belmont, CA to rates for a clean record with top companies.

Annual Belmont, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,531 $4,251 $6,656 $3,321
Farmers $3,381 $4,608 $5,746 $4,581
GEICO $1,848 $2,854 $3,579 $2,293
Liberty Mutual $2,472 $3,313 $2,987 $2,619
Nationwide $2,973 $3,808 $6,436 $3,808
Progressive $1,630 $2,755 $3,164 $2,348
State Farm $2,803 $3,341 $6,305 $3,251
Travelers $2,171 $3,528 $4,101 $3,196
USAA $1,738 $2,589 $4,230 $1,904

Cheapest Belmont, CA Car Insurance for Teen Drivers

Teen car insurance in Belmont, CA can be expensive. Take a look at rates from the top car insurance companies in Belmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belmont, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,513 $9,471
Farmers $7,957 $13,099
GEICO $4,980 $5,062
Liberty Mutual $4,748 $5,032
Nationwide $7,629 $8,400
Progressive $4,134 $4,972
State Farm $5,704 $7,063
Travelers $5,043 $5,733
USAA $4,245 $4,289

Cheapest Belmont, CA Car Insurance for Seniors

Take a look at Belmont, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belmont, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,970 $1,986
Farmers $2,226 $2,226
GEICO $1,540 $1,540
Liberty Mutual $2,001 $1,940
Nationwide $2,608 $2,458
Progressive $1,320 $1,568
State Farm $2,759 $2,759
Travelers $2,140 $2,118
USAA $1,830 $1,838

Cheapest Belmont, CA Car Insurance Rates After a DUI

A DUI in Belmont, CA increases car insurance rates. Compare Belmont, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belmont, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,656
Farmers $5,746
GEICO $3,579
Liberty Mutual $2,987
Nationwide $6,436
Progressive $3,164
State Farm $6,305
Travelers $4,101
USAA $4,230

Cheapest Belmont, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belmont, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belmont, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,783 $4,596
Farmers $4,155 $5,003
GEICO $2,401 $2,886
Liberty Mutual $2,616 $3,080
Nationwide $3,760 $4,752
Progressive $2,240 $2,708
State Farm $3,784 $4,066
Travelers $2,923 $3,575
USAA $2,413 $2,817

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The Best Cheap Car Insurance Companies in Belmont, CA

Take a look at a side-by-side comparison of the top car insurance companies in Belmont, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belmont, California

Insurance Company Average Annual Rates
Allstate $4,190
Farmers $4,579
GEICO $2,643
Liberty Mutual $2,848
Nationwide $4,256
Progressive $2,474
State Farm $3,925
Travelers $3,249
USAA $2,615

Category Winners: Cheapest Car Insurance in Belmont, California

Find the cheapest car insurance companies in Belmont, CA for each category right here.

Best Annual Car Insurance Rates by Company in Belmont, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Belmont, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belmont car insurance rates. Find the cheapest Belmont, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belmont, California

Insurance Company Low Medium High
Allstate $3,995 $4,223 $4,351
Farmers $4,291 $4,615 $4,832
GEICO $2,410 $2,673 $2,847
Liberty Mutual $2,670 $2,872 $3,002
Nationwide $3,849 $4,334 $4,585
Progressive $2,236 $2,553 $2,633
State Farm $3,551 $3,992 $4,233
Travelers $2,822 $3,347 $3,578
USAA $2,398 $2,662 $2,787

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What affects car insurance rates in Belmont, California?

What factors can have an impact on Belmont, CA car insurance? There are several reasons why Belmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belmont, California.

Car Theft in Belmont

High levels of vehicle theft can make car insurance more expensive. Belmont, CA car theft statistics from the FBI indicate 30 vehicle thefts a year.

Commute Time in Belmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Belmont, CA is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Belmont, CA

Ready to find affordable Belmont, California car insurance today? Enter your ZIP code for fast, free Belmont, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State