Compare Belmont, NC Car Insurance Rates (2021)

Car insurance in Belmont, NC averages $290 a month. Belmont, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Belmont car insurance rates, compare quotes from the top car insurance companies in Belmont, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belmont is Liberty Mutual
  • Average car insurance rates in Belmont, NC are $3,479/year
  • The cheapest car insurance company in Belmont for teen drivers is Liberty Mutual

If you need to buy Belmont, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Belmont, NC is right here.

You’ll find Belmont car insurance rates, the cheapest Belmont, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Belmont, North Carolina car insurance rates to Winston-Salem car insurance rates, Charlotte car insurance rates, and Cary car insurance rates.

Ready to find affordable Belmont, NC car insurance today? Enter your ZIP code for fast, free Belmont car insurance quotes.

Cheapest Belmont, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belmont, NC car insurance rates? Every Belmont, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belmont, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,076 $5,076 $4,167 $4,167 $12,105 $12,105 $5,176 $5,176
GEICO $2,592 $2,546 $2,564 $2,520 $4,769 $4,728 $2,289 $2,277
Liberty Mutual $1,982 $1,982 $2,052 $2,052 $3,557 $3,557 $1,982 $1,982
Nationwide $2,623 $2,623 $2,623 $2,623 $4,515 $4,515 $2,623 $2,623
Progressive $1,896 $1,896 $1,746 $1,746 $4,542 $4,542 $2,114 $2,114
State Farm $2,800 $2,800 $2,421 $2,421 $4,141 $4,141 $3,460 $3,460
Travelers $2,880 $2,880 $2,857 $2,857 $4,974 $4,974 $2,956 $2,956

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Minimum Car Insurance in Belmont, NC

Every driver must carry the minimum car insurance in Belmont, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Belmont, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Belmont, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belmont, NC. Compare credit history car insurance rates in Belmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belmont, North Carolina

Insurance Company Poor Fair Good
Allstate $8,904 $5,846 $5,143
GEICO $3,271 $3,023 $2,814
Liberty Mutual $2,393 $2,393 $2,393
Nationwide $3,096 $3,096 $3,096
Progressive $2,883 $2,515 $2,325
State Farm $4,502 $2,878 $2,236
Travelers $3,639 $3,322 $3,289

Cheapest Belmont, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belmont, NC to rates for a clean record with top companies.

Annual Belmont, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,588 $6,372 $11,721 $4,844
GEICO $1,573 $2,382 $5,971 $2,217
Liberty Mutual $1,430 $1,833 $4,477 $1,833
Nationwide $1,828 $2,359 $5,837 $2,359
Progressive $1,228 $1,782 $5,563 $1,725
State Farm $1,697 $2,469 $6,186 $2,469
Travelers $2,049 $2,665 $6,322 $2,630

Cheapest Belmont, NC Car Insurance for Teen Drivers

Teen car insurance in Belmont, NC can be expensive. Take a look at rates from the top car insurance companies in Belmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belmont, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,105 $12,105
GEICO $4,769 $4,728
Liberty Mutual $3,557 $3,557
Nationwide $4,515 $4,515
Progressive $4,542 $4,542
State Farm $4,141 $4,141
Travelers $4,974 $4,974

Cheapest Belmont, NC Car Insurance for Seniors

Take a look at Belmont, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belmont, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,167 $4,167
GEICO $2,564 $2,520
Liberty Mutual $2,052 $2,052
Nationwide $2,623 $2,623
Progressive $1,746 $1,746
State Farm $2,421 $2,421
Travelers $2,857 $2,857

Cheapest Belmont, NC Car Insurance Rates After a DUI

A DUI in Belmont, NC increases car insurance rates. Compare Belmont, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belmont, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,721
GEICO $5,971
Liberty Mutual $4,477
Nationwide $5,837
Progressive $5,563
State Farm $6,186
Travelers $6,322

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Cheapest Belmont, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belmont, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belmont, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,631 $6,631
GEICO $3,036 $3,036
Liberty Mutual $2,393 $2,393
Nationwide $3,096 $3,096
Progressive $2,575 $2,575
State Farm $3,199 $3,212
Travelers $3,417 $3,417

The Best Cheap Car Insurance Companies in Belmont, NC

Take a look at a side-by-side comparison of the top car insurance companies in Belmont, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belmont, North Carolina

Insurance Company Average Annual Rates
Allstate $6,631
GEICO $3,036
Liberty Mutual $2,393
Nationwide $3,096
Progressive $2,575
State Farm $3,205
Travelers $3,417

Category Winners: Cheapest Car Insurance in Belmont, North Carolina

Find the cheapest car insurance companies in Belmont, NC for each category right here.

Best Annual Car Insurance Rates by Company in Belmont, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Belmont, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belmont car insurance rates. Find the cheapest Belmont, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belmont, North Carolina

Insurance Company Low Medium High
Allstate $6,361 $6,601 $6,931
GEICO $2,886 $3,025 $3,196
Liberty Mutual $2,271 $2,378 $2,530
Nationwide $2,958 $3,080 $3,249
Progressive $2,431 $2,559 $2,734
State Farm $3,041 $3,187 $3,388
Travelers $3,262 $3,399 $3,589

What affects car insurance rates in Belmont, North Carolina?

What factors can have an impact on Belmont, NC car insurance? There are several reasons why Belmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belmont, North Carolina.

Commute Time in Belmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Belmont, NC is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Belmont, NC

Ready to find affordable Belmont, North Carolina car insurance today? Enter your ZIP code for fast, free Belmont, NC car insurance quotes.

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