Compare Belmont, NY Car Insurance Rates (2021)

Car insurance in Belmont, NY averages $250 a month. Belmont, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Belmont car insurance rates, compare quotes from the top car insurance companies in Belmont, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Belmont, NY after a DUI are $3,900/year
  • The cheapest car insurance company in Belmont for teen drivers is GEICO
  • The cheapest car insurance company in Belmont is GEICO

If you need to buy Belmont, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Belmont, NY is right here.

You’ll find Belmont car insurance rates, the cheapest Belmont, NY car insurance companies, and information on New York car insurance laws. You can also compare Belmont, New York car insurance rates to Schenectady car insurance rates, Syracuse car insurance rates, and New York car insurance rates.

Ready to find affordable Belmont, NY car insurance today? Enter your ZIP code for fast, free Belmont car insurance quotes.

Cheapest Belmont, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belmont, NY car insurance rates? Every Belmont, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belmont, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,312 $1,263 $1,273 $1,254 $2,629 $3,748 $1,190 $1,218
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,652 $1,580 $1,355 $1,367 $5,155 $5,767 $2,115 $2,079
State Farm $2,215 $2,215 $1,923 $1,923 $6,353 $8,217 $2,425 $2,564
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Belmont, NY

Every driver must carry the minimum car insurance in Belmont, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Belmont, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Belmont, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belmont, NY. Compare credit history car insurance rates in Belmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belmont, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,174 $1,600 $1,434
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $4,168 $2,156 $1,576
State Farm $4,913 $3,080 $2,444
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

Cheapest Belmont, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belmont, NY to rates for a clean record with top companies.

Annual Belmont, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,401 $1,524 $2,618 $1,401
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,567 $2,567 $2,819 $2,581
State Farm $3,321 $3,321 $3,637 $3,637
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Belmont, NY Car Insurance for Teen Drivers

Teen car insurance in Belmont, NY can be expensive. Take a look at rates from the top car insurance companies in Belmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belmont, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,629 $3,748
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $5,155 $5,767
State Farm $6,353 $8,217
Travelers $4,981 $5,881
USAA $6,303 $7,547

Cheapest Belmont, NY Car Insurance for Seniors

Take a look at Belmont, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belmont, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,273 $1,254
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,355 $1,367
State Farm $1,923 $1,923
Travelers $2,016 $2,175
USAA $1,437 $1,445

Cheapest Belmont, NY Car Insurance Rates After a DUI

A DUI in Belmont, NY increases car insurance rates. Compare Belmont, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belmont, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,618
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,819
State Farm $3,637
Travelers $3,287
USAA $3,931

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Cheapest Belmont, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belmont, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belmont, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,686 $1,786
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,634 $2,634
State Farm $3,357 $3,602
Travelers $3,050 $3,050
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Belmont, NY

Take a look at a side-by-side comparison of the top car insurance companies in Belmont, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belmont, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,736
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,634
State Farm $3,479
Travelers $3,050
USAA $3,027

Category Winners: Cheapest Car Insurance in Belmont, New York

Find the cheapest car insurance companies in Belmont, NY for each category right here.

Best Annual Car Insurance Rates by Company in Belmont, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Belmont, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belmont car insurance rates. Find the cheapest Belmont, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belmont, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,658 $1,730 $1,819
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,525 $2,622 $2,754
State Farm $3,319 $3,497 $3,622
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Belmont, New York?

What factors can have an impact on Belmont, NY car insurance? There are several reasons why Belmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belmont, New York.

Commute Time in Belmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Belmont, NY is 31.4 minutes according to City-Data.

Compare Car Insurance Quotes in Belmont, NY

Ready to find affordable Belmont, New York car insurance today? Enter your ZIP code for fast, free Belmont, NY car insurance quotes.

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