Compare Belmont, OH Car Insurance Rates (2021)

Car insurance in Belmont, OH averages $231 a month. Belmont, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Belmont car insurance rates, compare quotes from the top car insurance companies in Belmont, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Belmont is USAA
  • Average car insurance rates in Belmont, OH are $2,769/year
  • The cheapest car insurance company in Belmont for teen drivers is USAA

If you need to buy Belmont, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Belmont, OH is right here.

You’ll find Belmont car insurance rates, the cheapest Belmont, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Belmont, Ohio car insurance rates to Lorain car insurance rates, Canton car insurance rates, and Columbus car insurance rates.

Ready to find affordable Belmont, OH car insurance today? Enter your ZIP code for fast, free Belmont car insurance quotes.

Cheapest Belmont, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belmont, OH car insurance rates? Every Belmont, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belmont, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,314 $2,315 $2,067 $2,215 $6,307 $7,225 $2,459 $2,646
American Family $924 $960 $836 $842 $2,731 $2,970 $1,138 $1,200
Farmers $1,673 $1,671 $1,476 $1,553 $7,130 $7,396 $1,872 $1,964
GEICO $1,395 $1,350 $1,291 $1,290 $3,693 $3,443 $1,553 $1,326
Liberty Mutual $1,962 $2,144 $1,513 $1,836 $9,823 $11,112 $2,103 $2,306
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,856 $1,757 $1,539 $1,592 $8,153 $9,194 $2,231 $2,308
State Farm $1,518 $1,518 $1,350 $1,350 $4,601 $5,787 $1,760 $2,016
Travelers $1,426 $1,448 $1,413 $1,406 $6,086 $9,594 $1,484 $1,702
USAA $869 $877 $818 $824 $2,588 $2,893 $1,161 $1,261

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Minimum Car Insurance in Belmont, OH

Every driver must carry the minimum car insurance in Belmont, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Belmont, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Belmont, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belmont, OH. Compare credit history car insurance rates in Belmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belmont, Ohio

Insurance Company Poor Fair Good
Allstate $4,435 $3,210 $2,685
American Family $1,922 $1,315 $1,113
Farmers $3,514 $2,951 $2,811
GEICO $2,300 $1,917 $1,535
Liberty Mutual $5,891 $3,591 $2,818
Nationwide $3,783 $3,049 $2,575
Progressive $4,026 $3,470 $3,240
State Farm $3,545 $2,191 $1,727
Travelers $3,435 $2,987 $2,788
USAA $1,839 $1,295 $1,101

Cheapest Belmont, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belmont, OH to rates for a clean record with top companies.

Annual Belmont, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,910 $3,503 $4,084 $3,278
American Family $1,390 $1,470 $1,470 $1,470
Farmers $2,554 $3,279 $3,198 $3,336
GEICO $1,311 $1,879 $2,688 $1,792
Liberty Mutual $3,456 $4,406 $4,520 $4,018
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,086 $4,190 $3,284 $3,755
State Farm $2,275 $2,700 $2,488 $2,488
Travelers $2,263 $2,946 $4,441 $2,630
USAA $1,090 $1,452 $1,897 $1,207

Cheapest Belmont, OH Car Insurance for Teen Drivers

Teen car insurance in Belmont, OH can be expensive. Take a look at rates from the top car insurance companies in Belmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belmont, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,307 $7,225
American Family $2,731 $2,970
Farmers $7,130 $7,396
GEICO $3,693 $3,443
Liberty Mutual $9,823 $11,112
Nationwide $5,290 $6,843
Progressive $8,153 $9,194
State Farm $4,601 $5,787
Travelers $6,086 $9,594
USAA $2,588 $2,893

Cheapest Belmont, OH Car Insurance for Seniors

Take a look at Belmont, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belmont, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,215
American Family $836 $842
Farmers $1,476 $1,553
GEICO $1,291 $1,290
Liberty Mutual $1,513 $1,836
Nationwide $1,900 $1,918
Progressive $1,539 $1,592
State Farm $1,350 $1,350
Travelers $1,413 $1,406
USAA $818 $824

Cheapest Belmont, OH Car Insurance Rates After a DUI

A DUI in Belmont, OH increases car insurance rates. Compare Belmont, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belmont, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,084
American Family $1,470
Farmers $3,198
GEICO $2,688
Liberty Mutual $4,520
Nationwide $4,062
Progressive $3,284
State Farm $2,488
Travelers $4,441
USAA $1,897

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Cheapest Belmont, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belmont, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belmont, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,444 $3,444
American Family $1,433 $1,467
Farmers $3,092 $3,092
GEICO $1,882 $1,952
Liberty Mutual $4,100 $4,100
Nationwide $3,136 $3,136
Progressive $3,579 $3,579
State Farm $2,427 $2,548
Travelers $3,070 $3,070
USAA $1,357 $1,466

The Best Cheap Car Insurance Companies in Belmont, OH

Take a look at a side-by-side comparison of the top car insurance companies in Belmont, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belmont, Ohio

Insurance Company Average Annual Rates
Allstate $3,444
American Family $1,450
Farmers $3,092
GEICO $1,917
Liberty Mutual $4,100
Nationwide $3,136
Progressive $3,579
State Farm $2,487
Travelers $3,070
USAA $1,411

Category Winners: Cheapest Car Insurance in Belmont, Ohio

Find the cheapest car insurance companies in Belmont, OH for each category right here.

Best Annual Car Insurance Rates by Company in Belmont, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Belmont, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belmont car insurance rates. Find the cheapest Belmont, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belmont, Ohio

Insurance Company Low Medium High
Allstate $3,350 $3,438 $3,542
American Family $1,431 $1,461 $1,458
Farmers $2,942 $3,045 $3,288
GEICO $1,865 $1,910 $1,978
Liberty Mutual $3,960 $4,117 $4,223
Nationwide $3,466 $3,040 $2,901
Progressive $3,458 $3,552 $3,726
State Farm $2,378 $2,494 $2,590
Travelers $2,991 $3,110 $3,109
USAA $1,358 $1,410 $1,466

What affects car insurance rates in Belmont, Ohio?

What factors can have an impact on Belmont, OH car insurance? There are several reasons why Belmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Belmont, Ohio.

Commute Time in Belmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Belmont, OH is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in Belmont, OH

Ready to find affordable Belmont, Ohio car insurance today? Enter your ZIP code for fast, free Belmont, OH car insurance quotes.

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