Compare Belton, KY Car Insurance Rates (2021)

Car insurance in Belton, KY averages $357 a month. Belton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Belton car insurance rates, compare quotes from the top car insurance companies in Belton, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Belton, KY are $4,281/year
  • Average car insurance rates in Belton, KY after a DUI are $5,109/year
  • The cheapest car insurance company in Belton for teen drivers is USAA

If you need to buy Belton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Belton, KY is right here.

You’ll find Belton car insurance rates, the cheapest Belton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Belton, Kentucky car insurance rates to Florence car insurance rates, Henderson car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Belton, KY car insurance today? Enter your ZIP code for fast, free Belton car insurance quotes.

Cheapest Belton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Belton, KY car insurance rates? Every Belton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Belton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,797 $3,031 $2,384 $2,661 $11,553 $12,768 $2,923 $3,037
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,057 $1,971 $1,830 $1,850 $9,577 $10,827 $2,550 $2,615
State Farm $2,173 $2,173 $1,943 $1,943 $6,574 $8,292 $2,425 $2,732
Travelers $2,226 $2,267 $2,182 $2,187 $10,592 $16,988 $2,325 $2,693
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Belton, KY

Every driver must carry the minimum car insurance in Belton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Belton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Belton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Belton, KY. Compare credit history car insurance rates in Belton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Belton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,357 $4,515 $3,561
Nationwide $4,672 $3,666 $3,197
Progressive $4,674 $4,046 $3,759
State Farm $5,107 $3,083 $2,405
Travelers $5,783 $4,892 $4,873
USAA $4,165 $2,317 $1,884

Cheapest Belton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Belton, KY to rates for a clean record with top companies.

Annual Belton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,463 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,288 $6,598 $5,131 $4,560
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,445 $5,071 $3,931 $4,191
State Farm $3,222 $3,841 $3,532 $3,532
Travelers $4,521 $4,652 $6,710 $4,847
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Belton, KY Car Insurance for Teen Drivers

Teen car insurance in Belton, KY can be expensive. Take a look at rates from the top car insurance companies in Belton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Belton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,553 $12,768
Nationwide $6,037 $7,550
Progressive $9,577 $10,827
State Farm $6,574 $8,292
Travelers $10,592 $16,988
USAA $4,875 $5,165

Cheapest Belton, KY Car Insurance for Seniors

Take a look at Belton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Belton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,384 $2,661
Nationwide $2,519 $2,640
Progressive $1,830 $1,850
State Farm $1,943 $1,943
Travelers $2,182 $2,187
USAA $1,693 $1,740

Cheapest Belton, KY Car Insurance Rates After a DUI

A DUI in Belton, KY increases car insurance rates. Compare Belton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Belton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,131
Nationwide $4,997
Progressive $3,931
State Farm $3,532
Travelers $6,710
USAA $3,541

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Belton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Belton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Belton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,144 $5,144
Nationwide $3,845 $3,845
Progressive $4,160 $4,160
State Farm $3,448 $3,616
Travelers $5,183 $5,183
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Belton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Belton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Belton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,144
Nationwide $3,845
Progressive $4,160
State Farm $3,532
Travelers $5,183
USAA $2,789

Category Winners: Cheapest Car Insurance in Belton, Kentucky

Find the cheapest car insurance companies in Belton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Belton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Belton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Belton car insurance rates. Find the cheapest Belton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Belton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,903 $5,112 $5,418
Nationwide $3,908 $3,801 $3,826
Progressive $3,869 $4,110 $4,499
State Farm $3,348 $3,527 $3,721
Travelers $4,925 $5,207 $5,415
USAA $2,673 $2,783 $2,910

Compare Car Insurance Quotes in Belton, KY

Ready to find affordable Belton, Kentucky car insurance today? Enter your ZIP code for fast, free Belton, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption