Compare Beltrami, MN Car Insurance Rates (2021)

Car insurance in Beltrami, MN averages $363 a month. Beltrami, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Beltrami car insurance rates, compare quotes from the top car insurance companies in Beltrami, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Beltrami for teen drivers is State Farm
  • The cheapest car insurance company in Beltrami is State Farm
  • Average car insurance rates in Beltrami, MN are $4,355/year

If you need to buy Beltrami, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Beltrami, MN is right here.

You’ll find Beltrami car insurance rates, the cheapest Beltrami, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Beltrami, Minnesota car insurance rates to Bloomington car insurance rates, Woodbury car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Beltrami, MN car insurance today? Enter your ZIP code for fast, free Beltrami car insurance quotes.

Cheapest Beltrami, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Beltrami, MN car insurance rates? Every Beltrami, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beltrami, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,940 $2,940 $2,816 $2,816 $6,680 $9,746 $3,568 $3,768
American Family $2,231 $2,231 $2,020 $2,020 $6,033 $8,778 $2,231 $2,522
Farmers $1,820 $1,820 $1,757 $1,854 $5,108 $5,174 $2,382 $2,345
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,896 $1,910 $1,686 $1,793 $4,796 $5,847 $2,220 $2,315
State Farm $1,404 $1,404 $1,241 $1,241 $2,976 $3,704 $1,635 $1,342
USAA $1,943 $1,944 $1,759 $1,775 $5,094 $5,626 $2,553 $2,740

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Minimum Car Insurance in Beltrami, MN

Every driver must carry the minimum car insurance in Beltrami, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Beltrami, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Beltrami, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Beltrami, MN. Compare credit history car insurance rates in Beltrami from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Beltrami, Minnesota

Insurance Company Poor Fair Good
Allstate $6,488 $3,498 $3,242
American Family $4,775 $3,184 $2,565
Farmers $3,467 $2,522 $2,358
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,339 $2,693 $2,392
State Farm $2,724 $1,666 $1,216
USAA $4,630 $2,232 $1,926

Cheapest Beltrami, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beltrami, MN to rates for a clean record with top companies.

Annual Beltrami, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,241 $4,647 $5,546 $4,203
American Family $2,357 $4,245 $4,757 $2,673
Farmers $2,387 $2,989 $3,030 $2,724
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,227 $2,958 $3,406 $2,641
State Farm $1,724 $2,012 $1,868 $1,868
USAA $2,176 $2,758 $4,189 $2,593

Cheapest Beltrami, MN Car Insurance for Teen Drivers

Teen car insurance in Beltrami, MN can be expensive. Take a look at rates from the top car insurance companies in Beltrami for teenagers.

Annual Car Insurance Rates for Teen Drivers in Beltrami, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,680 $9,746
American Family $6,033 $8,778
Farmers $5,108 $5,174
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,796 $5,847
State Farm $2,976 $3,704
USAA $5,094 $5,626

Cheapest Beltrami, MN Car Insurance for Seniors

Take a look at Beltrami, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Beltrami, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $2,816
American Family $2,020 $2,020
Farmers $1,757 $1,854
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,686 $1,793
State Farm $1,241 $1,241
USAA $1,759 $1,775

Cheapest Beltrami, MN Car Insurance Rates After a DUI

A DUI in Beltrami, MN increases car insurance rates. Compare Beltrami, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Beltrami, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,546
American Family $4,757
Farmers $3,030
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,406
State Farm $1,868
USAA $4,189

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Cheapest Beltrami, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Beltrami, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Beltrami, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,409 $4,409
American Family $3,467 $3,549
Farmers $2,783 $2,783
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,808 $2,808
State Farm $1,820 $1,917
USAA $2,891 $2,968

The Best Cheap Car Insurance Companies in Beltrami, MN

Take a look at a side-by-side comparison of the top car insurance companies in Beltrami, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Beltrami, Minnesota

Insurance Company Average Annual Rates
Allstate $4,409
American Family $3,508
Farmers $2,783
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,808
State Farm $1,868
USAA $2,929

Category Winners: Cheapest Car Insurance in Beltrami, Minnesota

Find the cheapest car insurance companies in Beltrami, MN for each category right here.

Best Annual Car Insurance Rates by Company in Beltrami, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Beltrami, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Beltrami car insurance rates. Find the cheapest Beltrami, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Beltrami, Minnesota

Insurance Company Low Medium High
Allstate $4,352 $4,406 $4,470
American Family $3,505 $3,606 $3,413
Farmers $2,681 $2,794 $2,872
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,661 $2,827 $2,935
State Farm $1,801 $1,874 $1,931
USAA $2,849 $2,927 $3,012

What affects car insurance rates in Beltrami, Minnesota?

What factors can have an impact on Beltrami, MN car insurance? There are several reasons why Beltrami car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beltrami, Minnesota.

Commute Time in Beltrami

The more time you spend in your car the higher the risk of an accident. The average commute length in Beltrami, MN is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Beltrami, MN

Ready to find affordable Beltrami, Minnesota car insurance today? Enter your ZIP code for fast, free Beltrami, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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