Compare Ben Franklin, TX Car Insurance Rates (2021)

Car insurance in Ben Franklin, TX averages $297 a month. Ben Franklin, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Ben Franklin car insurance rates, compare quotes from the top car insurance companies in Ben Franklin, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ben Franklin, TX after a DUI are $4,065/year
  • Average car insurance rates in Ben Franklin, TX are $3,569/year
  • The cheapest car insurance company in Ben Franklin is USAA

If you need to buy Ben Franklin, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Ben Franklin, TX is right here.

You’ll find Ben Franklin car insurance rates, the cheapest Ben Franklin, TX car insurance companies, and information on Texas car insurance laws. You can also compare Ben Franklin, Texas car insurance rates to Fort Worth car insurance rates, Austin car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Ben Franklin, TX car insurance today? Enter your ZIP code for fast, free Ben Franklin car insurance quotes.

Cheapest Ben Franklin, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ben Franklin, TX car insurance rates? Every Ben Franklin, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ben Franklin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,494 $3,531 $3,454 $3,454 $9,099 $11,001 $4,321 $4,507
American Family $2,362 $2,614 $2,183 $2,486 $5,992 $7,850 $3,335 $3,793
GEICO $2,298 $2,456 $2,192 $2,444 $4,861 $5,078 $2,475 $2,487
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,233 $2,109 $2,007 $2,036 $9,686 $10,801 $2,639 $2,664
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

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Minimum Car Insurance in Ben Franklin, TX

Every driver must carry the minimum car insurance in Ben Franklin, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Ben Franklin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ben Franklin, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ben Franklin, TX. Compare credit history car insurance rates in Ben Franklin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ben Franklin, Texas

Insurance Company Poor Fair Good
Allstate $6,834 $4,982 $4,257
American Family $5,290 $3,302 $2,888
GEICO $4,678 $2,655 $1,776
Nationwide $4,106 $3,293 $2,866
Progressive $4,780 $4,164 $3,872
State Farm $3,899 $2,426 $1,933
USAA $3,413 $1,963 $1,577

Cheapest Ben Franklin, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ben Franklin, TX to rates for a clean record with top companies.

Annual Ben Franklin, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,182 $6,411 $6,656 $4,182
American Family $3,499 $4,421 $3,888 $3,499
GEICO $2,580 $3,372 $2,867 $3,327
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,724 $4,844 $4,337 $4,182
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,733 $2,547 $3,003 $1,988

Cheapest Ben Franklin, TX Car Insurance for Teen Drivers

Teen car insurance in Ben Franklin, TX can be expensive. Take a look at rates from the top car insurance companies in Ben Franklin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ben Franklin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,099 $11,001
American Family $5,992 $7,850
GEICO $4,861 $5,078
Nationwide $6,025 $7,753
Progressive $9,686 $10,801
State Farm $4,599 $5,857
USAA $4,127 $4,506

Cheapest Ben Franklin, TX Car Insurance for Seniors

Take a look at Ben Franklin, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ben Franklin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,183 $2,486
GEICO $2,192 $2,444
Nationwide $1,915 $2,031
Progressive $2,007 $2,036
State Farm $1,718 $1,718
USAA $1,415 $1,408

Cheapest Ben Franklin, TX Car Insurance Rates After a DUI

A DUI in Ben Franklin, TX increases car insurance rates. Compare Ben Franklin, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ben Franklin, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,656
American Family $3,888
GEICO $2,867
Nationwide $4,399
Progressive $4,337
State Farm $3,307
USAA $3,003

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Cheapest Ben Franklin, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ben Franklin, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ben Franklin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,230 $5,485
American Family $3,827 $3,827
GEICO $2,978 $3,095
Nationwide $3,422 $3,422
Progressive $4,272 $4,272
State Farm $2,752 $2,752
USAA $2,288 $2,347

The Best Cheap Car Insurance Companies in Ben Franklin, TX

Take a look at a side-by-side comparison of the top car insurance companies in Ben Franklin, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ben Franklin, Texas

Insurance Company Average Annual Rates
Allstate $5,358
American Family $3,827
GEICO $3,037
Nationwide $3,422
Progressive $4,272
State Farm $2,752
USAA $2,318

Category Winners: Cheapest Car Insurance in Ben Franklin, Texas

Find the cheapest car insurance companies in Ben Franklin, TX for each category right here.

Best Annual Car Insurance Rates by Company in Ben Franklin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Ben Franklin, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ben Franklin car insurance rates. Find the cheapest Ben Franklin, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ben Franklin, Texas

Insurance Company Low Medium High
Allstate $5,223 $5,307 $5,544
American Family $3,574 $3,692 $4,214
GEICO $2,895 $3,003 $3,212
Nationwide $3,698 $3,274 $3,293
Progressive $4,051 $4,252 $4,512
State Farm $2,615 $2,744 $2,899
USAA $2,245 $2,309 $2,398

Compare Car Insurance Quotes in Ben Franklin, TX

Ready to find affordable Ben Franklin, Texas car insurance today? Enter your ZIP code for fast, free Ben Franklin, TX car insurance quotes.

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