Compare Benham, KY Car Insurance Rates (2021)

Car insurance in Benham, KY averages $547 a month. Benham, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Benham car insurance rates, compare quotes from the top car insurance companies in Benham, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Benham, KY after a DUI are $7,839/year
  • The cheapest car insurance company in Benham is USAA
  • Average car insurance rates in Benham, KY are $6,565/year

If you need to buy Benham, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Benham, KY is right here.

You’ll find Benham car insurance rates, the cheapest Benham, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Benham, Kentucky car insurance rates to Bowling Green car insurance rates, Independence car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Benham, KY car insurance today? Enter your ZIP code for fast, free Benham car insurance quotes.

Cheapest Benham, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benham, KY car insurance rates? Every Benham, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benham, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,559 $5,486 $5,102 $5,415 $20,180 $22,365 $6,044 $6,320
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,421 $4,806 $3,690 $4,149 $19,867 $22,076 $4,646 $4,881
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,749 $2,594 $2,483 $2,486 $13,858 $15,703 $3,412 $3,459
State Farm $2,373 $2,373 $2,132 $2,132 $6,432 $7,952 $2,638 $2,884
Travelers $3,374 $3,438 $3,307 $3,320 $16,932 $27,464 $3,525 $4,090
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Benham, KY

Every driver must carry the minimum car insurance in Benham, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Benham, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Benham, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benham, KY. Compare credit history car insurance rates in Benham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benham, Kentucky

Insurance Company Poor Fair Good
Allstate $12,889 $8,658 $7,131
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,325 $7,503 $5,873
Nationwide $9,986 $7,742 $6,667
Progressive $6,518 $5,699 $5,313
State Farm $5,177 $3,169 $2,497
Travelers $9,134 $7,718 $7,692
USAA $4,820 $2,697 $2,196

Cheapest Benham, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benham, KY to rates for a clean record with top companies.

Annual Benham, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,951 $10,314 $11,017 $8,954
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,103 $11,043 $8,550 $7,572
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $4,820 $7,194 $5,499 $5,860
State Farm $3,317 $3,912 $3,614 $3,614
Travelers $7,120 $7,328 $10,641 $7,636
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Benham, KY Car Insurance for Teen Drivers

Teen car insurance in Benham, KY can be expensive. Take a look at rates from the top car insurance companies in Benham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benham, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,180 $22,365
GEICO $8,902 $10,417
Liberty Mutual $19,867 $22,076
Nationwide $13,093 $16,143
Progressive $13,858 $15,703
State Farm $6,432 $7,952
Travelers $16,932 $27,464
USAA $5,756 $6,065

Cheapest Benham, KY Car Insurance for Seniors

Take a look at Benham, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benham, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,102 $5,415
GEICO $4,595 $4,158
Liberty Mutual $3,690 $4,149
Nationwide $5,260 $5,461
Progressive $2,483 $2,486
State Farm $2,132 $2,132
Travelers $3,307 $3,320
USAA $1,955 $1,999

Cheapest Benham, KY Car Insurance Rates After a DUI

A DUI in Benham, KY increases car insurance rates. Compare Benham, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benham, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,017
GEICO $8,597
Liberty Mutual $8,550
Nationwide $10,669
Progressive $5,499
State Farm $3,614
Travelers $10,641
USAA $4,127

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Cheapest Benham, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benham, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benham, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,559 $9,559
GEICO $5,341 $5,438
Liberty Mutual $8,567 $8,567
Nationwide $8,132 $8,132
Progressive $5,843 $5,843
State Farm $3,523 $3,706
Travelers $8,181 $8,181
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Benham, KY

Take a look at a side-by-side comparison of the top car insurance companies in Benham, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benham, Kentucky

Insurance Company Average Annual Rates
Allstate $9,559
GEICO $5,390
Liberty Mutual $8,567
Nationwide $8,132
Progressive $5,843
State Farm $3,614
Travelers $8,181
USAA $3,238

Category Winners: Cheapest Car Insurance in Benham, Kentucky

Find the cheapest car insurance companies in Benham, KY for each category right here.

Best Annual Car Insurance Rates by Company in Benham, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Benham, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benham car insurance rates. Find the cheapest Benham, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benham, Kentucky

Insurance Company Low Medium High
Allstate $8,332 $9,480 $10,865
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,116 $8,511 $9,074
Nationwide $8,122 $7,993 $8,280
Progressive $5,332 $5,741 $6,456
State Farm $3,381 $3,601 $3,861
Travelers $7,740 $8,212 $8,591
USAA $3,078 $3,229 $3,405

What affects car insurance rates in Benham, Kentucky?

What factors can have an impact on Benham, KY car insurance? There are several reasons why Benham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benham, Kentucky.

Commute Time in Benham

The more time you spend in your car the higher the risk of an accident. The average commute length in Benham, KY is 17.0 minutes according to City-Data.

Compare Car Insurance Quotes in Benham, KY

Ready to find affordable Benham, Kentucky car insurance today? Enter your ZIP code for fast, free Benham, KY car insurance quotes.

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