Compare Benicia, CA Car Insurance Rates (2021)

Car insurance in Benicia, CA averages $283 a month. Benicia, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Benicia car insurance rates, compare quotes from the top car insurance companies in Benicia, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Benicia is USAA
  • The cheapest car insurance company in Benicia for teen drivers is USAA
  • Average car insurance rates in Benicia, CA after a DUI are $4,779/year

If you need to buy Benicia, California car insurance, the options can be confusing. Everything you need to know about car insurance in Benicia, CA is right here.

You’ll find Benicia car insurance rates, the cheapest Benicia, CA car insurance companies, and information on California car insurance laws. You can also compare Benicia, California car insurance rates to Los Angeles car insurance rates, Bakersfield car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Benicia, CA car insurance today? Enter your ZIP code for fast, free Benicia car insurance quotes.

Cheapest Benicia, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benicia, CA car insurance rates? Every Benicia, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benicia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,827 $2,829 $2,065 $2,082 $7,868 $9,902 $3,613 $3,967
Farmers $2,419 $2,419 $2,178 $2,178 $7,755 $12,757 $2,870 $3,198
GEICO $1,654 $1,655 $1,555 $1,555 $5,053 $5,143 $2,378 $2,431
Liberty Mutual $2,184 $2,068 $2,034 $1,970 $4,790 $5,092 $2,463 $2,482
Nationwide $2,974 $2,839 $2,603 $2,454 $7,596 $8,370 $3,566 $3,521
Progressive $1,596 $1,641 $1,355 $1,605 $4,225 $5,077 $2,285 $2,452
State Farm $3,029 $3,029 $2,706 $2,706 $5,578 $6,921 $3,354 $3,458
Travelers $2,299 $2,228 $2,035 $2,014 $4,714 $5,409 $2,984 $2,924
USAA $1,789 $1,695 $1,747 $1,755 $4,047 $4,084 $2,482 $2,346

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Minimum Car Insurance in Benicia, CA

Every driver must carry the minimum car insurance in Benicia, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Benicia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Benicia, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benicia, CA to rates for a clean record with top companies.

Annual Benicia, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,651 $4,453 $6,996 $3,477
Farmers $3,304 $4,500 $5,611 $4,472
GEICO $1,872 $2,893 $3,624 $2,322
Liberty Mutual $2,505 $3,356 $3,027 $2,654
Nationwide $2,962 $3,795 $6,411 $3,795
Progressive $1,662 $2,816 $3,244 $2,395
State Farm $2,746 $3,275 $6,185 $3,186
Travelers $2,066 $3,332 $3,885 $3,020
USAA $1,658 $2,467 $4,031 $1,816

Cheapest Benicia, CA Car Insurance for Teen Drivers

Teen car insurance in Benicia, CA can be expensive. Take a look at rates from the top car insurance companies in Benicia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benicia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,868 $9,902
Farmers $7,755 $12,757
GEICO $5,053 $5,143
Liberty Mutual $4,790 $5,092
Nationwide $7,596 $8,370
Progressive $4,225 $5,077
State Farm $5,578 $6,921
Travelers $4,714 $5,409
USAA $4,047 $4,084

Cheapest Benicia, CA Car Insurance for Seniors

Take a look at Benicia, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benicia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,082
Farmers $2,178 $2,178
GEICO $1,555 $1,555
Liberty Mutual $2,034 $1,970
Nationwide $2,603 $2,454
Progressive $1,355 $1,605
State Farm $2,706 $2,706
Travelers $2,035 $2,014
USAA $1,747 $1,755

Cheapest Benicia, CA Car Insurance Rates After a DUI

A DUI in Benicia, CA increases car insurance rates. Compare Benicia, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benicia, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,996
Farmers $5,611
GEICO $3,624
Liberty Mutual $3,027
Nationwide $6,411
Progressive $3,244
State Farm $6,185
Travelers $3,885
USAA $4,031

Cheapest Benicia, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benicia, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benicia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $4,826
Farmers $4,058 $4,885
GEICO $2,433 $2,923
Liberty Mutual $2,650 $3,121
Nationwide $3,747 $4,734
Progressive $2,292 $2,767
State Farm $3,708 $3,988
Travelers $2,768 $3,384
USAA $2,300 $2,686

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The Best Cheap Car Insurance Companies in Benicia, CA

Take a look at a side-by-side comparison of the top car insurance companies in Benicia, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benicia, California

Insurance Company Average Annual Rates
Allstate $4,394
Farmers $4,472
GEICO $2,678
Liberty Mutual $2,886
Nationwide $4,240
Progressive $2,529
State Farm $3,848
Travelers $3,076
USAA $2,493

Category Winners: Cheapest Car Insurance in Benicia, California

Find the cheapest car insurance companies in Benicia, CA for each category right here.

Best Annual Car Insurance Rates by Company in Benicia, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Benicia, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benicia car insurance rates. Find the cheapest Benicia, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benicia, California

Insurance Company Low Medium High
Allstate $4,160 $4,432 $4,590
Farmers $4,185 $4,505 $4,725
GEICO $2,468 $2,706 $2,860
Liberty Mutual $2,692 $2,911 $3,054
Nationwide $3,821 $4,319 $4,581
Progressive $2,268 $2,611 $2,709
State Farm $3,470 $3,914 $4,159
Travelers $2,707 $3,158 $3,362
USAA $2,281 $2,538 $2,661

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What affects car insurance rates in Benicia, California?

What factors can have an impact on Benicia, CA car insurance? There are several reasons why Benicia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benicia, California.

Car Theft in Benicia

High levels of vehicle theft can make car insurance more expensive. Benicia, CA car theft statistics from the FBI indicate 82 vehicle thefts a year.

Commute Time in Benicia

The more time you spend in your car the higher the risk of an accident. The average commute length in Benicia, CA is 35.4 minutes according to City-Data.

Compare Car Insurance Quotes in Benicia, CA

Ready to find affordable Benicia, California car insurance today? Enter your ZIP code for fast, free Benicia, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State