Compare Benjamin, UT Car Insurance Rates (2021)

Car insurance in Benjamin, UT averages $311 a month. Benjamin, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Benjamin car insurance rates, compare quotes from the top car insurance companies in Benjamin, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Benjamin, UT are $3,727/year
  • The cheapest car insurance company in Benjamin for teen drivers is GEICO
  • Average car insurance rates in Benjamin, UT after a DUI are $4,267/year

If you need to buy Benjamin, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Benjamin, UT is right here.

You’ll find Benjamin car insurance rates, the cheapest Benjamin, UT car insurance companies, and information on Utah car insurance laws. You can also compare Benjamin, Utah car insurance rates to Orem car insurance rates, West Valley City car insurance rates, and Salt Lake City car insurance rates.

Ready to find affordable Benjamin, UT car insurance today? Enter your ZIP code for fast, free Benjamin car insurance quotes.

Cheapest Benjamin, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benjamin, UT car insurance rates? Every Benjamin, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benjamin, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,546 $2,352 $2,308 $2,305 $7,998 $8,944 $2,700 $2,687
American Family $2,271 $2,271 $2,095 $2,095 $8,288 $10,741 $2,271 $2,660
Farmers $2,142 $2,109 $1,892 $2,019 $9,109 $9,355 $2,426 $2,501
GEICO $1,866 $2,074 $2,068 $2,416 $5,589 $5,936 $1,616 $1,602
Liberty Mutual $2,272 $2,446 $1,892 $2,111 $8,991 $9,984 $2,383 $2,517
Nationwide $2,010 $2,026 $1,799 $1,887 $5,582 $7,075 $2,336 $2,498
Progressive $1,952 $1,807 $1,600 $1,706 $8,068 $8,955 $2,249 $2,353
State Farm $3,033 $3,033 $2,774 $2,774 $9,512 $11,809 $3,446 $3,949
USAA $1,583 $1,554 $1,423 $1,418 $5,662 $6,608 $1,924 $2,106

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Minimum Car Insurance in Benjamin, UT

Every driver must carry the minimum car insurance in Benjamin, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Benjamin, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Benjamin, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benjamin, UT. Compare credit history car insurance rates in Benjamin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benjamin, Utah

Insurance Company Poor Fair Good
Allstate $5,333 $3,568 $3,039
American Family $5,139 $3,854 $3,266
Farmers $4,512 $3,755 $3,565
GEICO $4,412 $2,445 $1,831
Liberty Mutual $5,795 $3,592 $2,837
Nationwide $3,884 $2,961 $2,610
Progressive $4,047 $3,476 $3,235
State Farm $8,208 $4,128 $2,787
USAA $3,991 $2,547 $1,816

Cheapest Benjamin, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benjamin, UT to rates for a clean record with top companies.

Annual Benjamin, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,350 $4,046 $4,739 $3,786
American Family $3,359 $4,210 $4,989 $3,787
Farmers $3,354 $4,370 $4,242 $3,811
GEICO $2,078 $3,257 $3,830 $2,419
Liberty Mutual $3,194 $4,381 $4,708 $4,015
Nationwide $2,504 $3,368 $3,943 $2,792
Progressive $3,032 $4,596 $3,173 $3,545
State Farm $4,568 $5,514 $5,041 $5,041
USAA $2,182 $2,771 $3,737 $2,448

Cheapest Benjamin, UT Car Insurance for Teen Drivers

Teen car insurance in Benjamin, UT can be expensive. Take a look at rates from the top car insurance companies in Benjamin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benjamin, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,998 $8,944
American Family $8,288 $10,741
Farmers $9,109 $9,355
GEICO $5,589 $5,936
Liberty Mutual $8,991 $9,984
Nationwide $5,582 $7,075
Progressive $8,068 $8,955
State Farm $9,512 $11,809
USAA $5,662 $6,608

Cheapest Benjamin, UT Car Insurance for Seniors

Take a look at Benjamin, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benjamin, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,308 $2,305
American Family $2,095 $2,095
Farmers $1,892 $2,019
GEICO $2,068 $2,416
Liberty Mutual $1,892 $2,111
Nationwide $1,799 $1,887
Progressive $1,600 $1,706
State Farm $2,774 $2,774
USAA $1,423 $1,418

Cheapest Benjamin, UT Car Insurance Rates After a DUI

A DUI in Benjamin, UT increases car insurance rates. Compare Benjamin, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benjamin, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,739
American Family $4,989
Farmers $4,242
GEICO $3,830
Liberty Mutual $4,708
Nationwide $3,943
Progressive $3,173
State Farm $5,041
USAA $3,737

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Cheapest Benjamin, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benjamin, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benjamin, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,980 $3,980
American Family $4,084 $4,089
Farmers $3,944 $3,944
GEICO $2,850 $2,942
Liberty Mutual $4,009 $4,140
Nationwide $3,152 $3,152
Progressive $3,586 $3,586
State Farm $4,911 $5,171
USAA $2,754 $2,815

The Best Cheap Car Insurance Companies in Benjamin, UT

Take a look at a side-by-side comparison of the top car insurance companies in Benjamin, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benjamin, Utah

Insurance Company Average Annual Rates
Allstate $3,980
American Family $4,086
Farmers $3,944
GEICO $2,896
Liberty Mutual $4,074
Nationwide $3,152
Progressive $3,586
State Farm $5,041
USAA $2,785

Category Winners: Cheapest Car Insurance in Benjamin, Utah

Find the cheapest car insurance companies in Benjamin, UT for each category right here.

Best Annual Car Insurance Rates by Company in Benjamin, Utah

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Benjamin, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benjamin car insurance rates. Find the cheapest Benjamin, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benjamin, Utah

Insurance Company Low Medium High
Allstate $3,807 $3,972 $4,161
American Family $3,954 $4,140 $4,165
Farmers $3,617 $3,891 $4,325
GEICO $2,682 $2,886 $3,120
Liberty Mutual $3,847 $4,057 $4,320
Nationwide $3,435 $2,997 $3,024
Progressive $3,274 $3,462 $4,023
State Farm $4,708 $5,057 $5,358
USAA $2,654 $2,788 $2,912

What affects car insurance rates in Benjamin, Utah?

What factors can have an impact on Benjamin, UT car insurance? There are several reasons why Benjamin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benjamin, Utah.

Commute Time in Benjamin

The more time you spend in your car the higher the risk of an accident. The average commute length in Benjamin, UT is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Benjamin, UT

Ready to find affordable Benjamin, Utah car insurance today? Enter your ZIP code for fast, free Benjamin, UT car insurance quotes.

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