Compare Benton City, MO Car Insurance Rates (2021)

Car insurance in Benton City, MO averages $262 a month. Benton City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Benton City car insurance rates, compare quotes from the top car insurance companies in Benton City, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Benton City for teen drivers is Nationwide
  • Average car insurance rates in Benton City, MO are $3,139/year
  • The cheapest car insurance company in Benton City is Nationwide

If you need to buy Benton City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Benton City, MO is right here.

You’ll find Benton City car insurance rates, the cheapest Benton City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Benton City, Missouri car insurance rates to Independence car insurance rates, St. Louis car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Benton City, MO car insurance today? Enter your ZIP code for fast, free Benton City car insurance quotes.

Cheapest Benton City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benton City, MO car insurance rates? Every Benton City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benton City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,848 $2,757 $2,562 $2,644 $7,886 $8,524 $2,729 $2,819
American Family $1,895 $1,895 $1,688 $1,688 $5,145 $6,691 $1,895 $2,217
Farmers $2,299 $2,294 $2,058 $2,174 $9,280 $9,604 $2,625 $2,757
GEICO $1,968 $2,193 $1,520 $1,916 $6,003 $6,383 $1,824 $1,853
Liberty Mutual $2,599 $2,817 $2,141 $2,400 $8,872 $9,848 $2,741 $2,926
Nationwide $1,390 $1,421 $1,244 $1,319 $3,506 $4,494 $1,586 $1,716
Progressive $1,891 $1,772 $1,546 $1,591 $5,934 $6,680 $2,310 $2,360
State Farm $1,511 $1,511 $1,348 $1,348 $4,306 $5,439 $1,698 $1,933
USAA $1,489 $1,481 $1,339 $1,371 $4,285 $5,244 $1,860 $2,077

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Minimum Car Insurance in Benton City, MO

Every driver must carry the minimum car insurance in Benton City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Benton City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Benton City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benton City, MO. Compare credit history car insurance rates in Benton City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benton City, Missouri

Insurance Company Poor Fair Good
Allstate $5,657 $3,632 $2,999
American Family $3,773 $2,656 $2,239
Farmers $4,733 $3,934 $3,742
GEICO $4,085 $2,660 $2,127
Liberty Mutual $6,160 $3,758 $2,960
Nationwide $2,458 $2,029 $1,766
Progressive $3,494 $2,882 $2,654
State Farm $3,255 $2,139 $1,766
USAA $3,981 $1,861 $1,337

Cheapest Benton City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benton City, MO to rates for a clean record with top companies.

Annual Benton City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $3,967 $4,925 $3,977
American Family $2,164 $3,143 $3,784 $2,466
Farmers $3,595 $4,436 $4,341 $4,174
GEICO $2,337 $2,987 $3,980 $2,525
Liberty Mutual $3,123 $4,474 $4,616 $4,959
Nationwide $1,647 $2,102 $2,791 $1,799
Progressive $2,630 $3,462 $2,897 $3,052
State Farm $2,198 $2,576 $2,387 $2,387
USAA $1,942 $2,335 $3,183 $2,113

Cheapest Benton City, MO Car Insurance for Teen Drivers

Teen car insurance in Benton City, MO can be expensive. Take a look at rates from the top car insurance companies in Benton City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benton City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,886 $8,524
American Family $5,145 $6,691
Farmers $9,280 $9,604
GEICO $6,003 $6,383
Liberty Mutual $8,872 $9,848
Nationwide $3,506 $4,494
Progressive $5,934 $6,680
State Farm $4,306 $5,439
USAA $4,285 $5,244

Cheapest Benton City, MO Car Insurance for Seniors

Take a look at Benton City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benton City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,562 $2,644
American Family $1,688 $1,688
Farmers $2,058 $2,174
GEICO $1,520 $1,916
Liberty Mutual $2,141 $2,400
Nationwide $1,244 $1,319
Progressive $1,546 $1,591
State Farm $1,348 $1,348
USAA $1,339 $1,371

Cheapest Benton City, MO Car Insurance Rates After a DUI

A DUI in Benton City, MO increases car insurance rates. Compare Benton City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benton City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,925
American Family $3,784
Farmers $4,341
GEICO $3,980
Liberty Mutual $4,616
Nationwide $2,791
Progressive $2,897
State Farm $2,387
USAA $3,183

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Cheapest Benton City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benton City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benton City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,096 $4,096
American Family $2,861 $2,918
Farmers $4,136 $4,136
GEICO $2,899 $3,016
Liberty Mutual $4,293 $4,293
Nationwide $2,085 $2,085
Progressive $3,010 $3,010
State Farm $2,328 $2,446
USAA $2,305 $2,481

The Best Cheap Car Insurance Companies in Benton City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Benton City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benton City, Missouri

Insurance Company Average Annual Rates
Allstate $4,096
American Family $2,889
Farmers $4,136
GEICO $2,957
Liberty Mutual $4,293
Nationwide $2,085
Progressive $3,010
State Farm $2,387
USAA $2,393

Category Winners: Cheapest Car Insurance in Benton City, Missouri

Find the cheapest car insurance companies in Benton City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Benton City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Benton City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benton City car insurance rates. Find the cheapest Benton City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benton City, Missouri

Insurance Company Low Medium High
Allstate $3,928 $4,087 $4,274
American Family $2,801 $2,981 $2,886
Farmers $3,889 $4,098 $4,421
GEICO $2,791 $2,976 $3,105
Liberty Mutual $4,060 $4,314 $4,504
Nationwide $1,957 $2,104 $2,193
Progressive $2,702 $3,016 $3,313
State Farm $2,239 $2,395 $2,526
USAA $2,283 $2,385 $2,512

What affects car insurance rates in Benton City, Missouri?

What factors can have an impact on Benton City, MO car insurance? There are several reasons why Benton City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benton City, Missouri.

Commute Time in Benton City

The more time you spend in your car the higher the risk of an accident. The average commute length in Benton City, MO is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Benton City, MO

Ready to find affordable Benton City, Missouri car insurance today? Enter your ZIP code for fast, free Benton City, MO car insurance quotes.

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