Compare Benton City, WA Car Insurance Rates (2021)

Car insurance in Benton City, WA averages $218 a month. Benton City, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Benton City car insurance rates, compare quotes from the top car insurance companies in Benton City, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Benton City, WA are $2,619/year
  • The cheapest car insurance company in Benton City is Nationwide
  • Average car insurance rates in Benton City, WA after a DUI are $3,053/year

If you need to buy Benton City, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Benton City, WA is right here.

You’ll find Benton City car insurance rates, the cheapest Benton City, WA car insurance companies, and information on Washington car insurance laws. You can also compare Benton City, Washington car insurance rates to Kent car insurance rates, Everett car insurance rates, and Vancouver car insurance rates.

Ready to find affordable Benton City, WA car insurance today? Enter your ZIP code for fast, free Benton City car insurance quotes.

Cheapest Benton City, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benton City, WA car insurance rates? Every Benton City, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benton City, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,894 $1,874 $1,751 $1,833 $6,525 $7,539 $2,011 $2,087
American Family $1,774 $1,774 $1,620 $1,620 $6,724 $9,195 $1,774 $2,384
Farmers $1,821 $1,868 $1,668 $1,885 $4,112 $4,408 $2,290 $2,378
GEICO $1,496 $1,523 $1,403 $1,403 $3,269 $4,271 $2,538 $1,842
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,164 $1,189 $1,084 $1,127 $3,077 $3,744 $1,381 $1,488
Progressive $1,265 $1,181 $1,134 $1,149 $6,253 $7,006 $1,512 $1,510
State Farm $1,335 $1,335 $1,200 $1,200 $3,865 $4,897 $1,519 $1,748
USAA $1,025 $1,012 $986 $986 $4,307 $5,096 $1,291 $1,413

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Minimum Car Insurance in Benton City, WA

Every driver must carry the minimum car insurance in Benton City, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Benton City, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Benton City, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benton City, WA. Compare credit history car insurance rates in Benton City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benton City, Washington

Insurance Company Poor Fair Good
Allstate $3,961 $3,017 $2,590
American Family $3,963 $3,236 $2,875
Farmers $3,116 $2,353 $2,192
GEICO $2,640 $2,113 $1,902
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,113 $1,671 $1,561
Progressive $2,903 $2,579 $2,396
State Farm $3,108 $1,860 $1,443
USAA $2,541 $1,864 $1,639

Cheapest Benton City, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benton City, WA to rates for a clean record with top companies.

Annual Benton City, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,353 $3,707 $3,005
American Family $2,696 $3,446 $3,990 $3,300
Farmers $2,119 $2,633 $2,837 $2,627
GEICO $1,711 $2,189 $3,261 $1,711
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,393 $1,873 $2,341 $1,520
Progressive $2,132 $3,311 $2,490 $2,572
State Farm $1,943 $2,332 $2,137 $2,137
USAA $1,487 $2,146 $2,671 $1,755

Cheapest Benton City, WA Car Insurance for Teen Drivers

Teen car insurance in Benton City, WA can be expensive. Take a look at rates from the top car insurance companies in Benton City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benton City, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,539
American Family $6,724 $9,195
Farmers $4,112 $4,408
GEICO $3,269 $4,271
Liberty Mutual $9,072 $10,008
Nationwide $3,077 $3,744
Progressive $6,253 $7,006
State Farm $3,865 $4,897
USAA $4,307 $5,096

Cheapest Benton City, WA Car Insurance for Seniors

Take a look at Benton City, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benton City, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,833
American Family $1,620 $1,620
Farmers $1,668 $1,885
GEICO $1,403 $1,403
Liberty Mutual $1,488 $1,743
Nationwide $1,084 $1,127
Progressive $1,134 $1,149
State Farm $1,200 $1,200
USAA $986 $986

Cheapest Benton City, WA Car Insurance Rates After a DUI

A DUI in Benton City, WA increases car insurance rates. Compare Benton City, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benton City, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,707
American Family $3,990
Farmers $2,837
GEICO $3,261
Liberty Mutual $4,044
Nationwide $2,341
Progressive $2,490
State Farm $2,137
USAA $2,671

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Cheapest Benton City, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benton City, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benton City, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,189 $3,189
American Family $3,289 $3,427
Farmers $2,554 $2,554
GEICO $2,190 $2,246
Liberty Mutual $3,689 $3,689
Nationwide $1,782 $1,782
Progressive $2,626 $2,626
State Farm $2,079 $2,196
USAA $1,994 $2,035

The Best Cheap Car Insurance Companies in Benton City, WA

Take a look at a side-by-side comparison of the top car insurance companies in Benton City, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benton City, Washington

Insurance Company Average Annual Rates
Allstate $3,189
American Family $3,358
Farmers $2,554
GEICO $2,218
Liberty Mutual $3,689
Nationwide $1,782
Progressive $2,626
State Farm $2,137
USAA $2,015

Category Winners: Cheapest Car Insurance in Benton City, Washington

Find the cheapest car insurance companies in Benton City, WA for each category right here.

Best Annual Car Insurance Rates by Company in Benton City, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Benton City, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benton City car insurance rates. Find the cheapest Benton City, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benton City, Washington

Insurance Company Low Medium High
Allstate $3,007 $3,179 $3,382
American Family $3,179 $3,353 $3,542
Farmers $2,378 $2,554 $2,729
GEICO $2,078 $2,220 $2,356
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,689 $1,781 $1,875
Progressive $2,403 $2,563 $2,912
State Farm $1,999 $2,147 $2,266
USAA $1,890 $2,013 $2,140

What affects car insurance rates in Benton City, Washington?

What factors can have an impact on Benton City, WA car insurance? There are several reasons why Benton City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benton City, Washington.

Commute Time in Benton City

The more time you spend in your car the higher the risk of an accident. The average commute length in Benton City, WA is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Benton City, WA

Ready to find affordable Benton City, Washington car insurance today? Enter your ZIP code for fast, free Benton City, WA car insurance quotes.

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