Compare Benton, IA Car Insurance Rates (2021)

Car insurance in Benton, IA averages $258 a month. Benton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Benton car insurance rates, compare quotes from the top car insurance companies in Benton, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Benton is USAA
  • Average car insurance rates in Benton, IA after a DUI are $3,742/year
  • The cheapest car insurance company in Benton for teen drivers is USAA

If you need to buy Benton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Benton, IA is right here.

You’ll find Benton car insurance rates, the cheapest Benton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Benton, Iowa car insurance rates to Davenport car insurance rates, West Des Moines car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Benton, IA car insurance today? Enter your ZIP code for fast, free Benton car insurance quotes.

Cheapest Benton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benton, IA car insurance rates? Every Benton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,958 $1,904 $1,614 $1,667 $4,503 $5,099 $2,362 $2,549
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,696 $2,754 $2,610 $2,621 $11,965 $19,213 $2,795 $3,315
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

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Minimum Car Insurance in Benton, IA

Every driver must carry the minimum car insurance in Benton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Benton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Benton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benton, IA. Compare credit history car insurance rates in Benton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benton, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,081 $2,998 $2,517
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,223 $2,576 $2,322
State Farm $3,157 $1,953 $1,541
Travelers $6,748 $5,756 $5,484
USAA $2,447 $1,671 $1,444

Cheapest Benton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benton, IA to rates for a clean record with top companies.

Annual Benton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,185 $3,539 $2,366 $2,738
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,378 $5,819 $7,800 $5,988
USAA $1,423 $1,897 $2,467 $1,631

Cheapest Benton, IA Car Insurance for Teen Drivers

Teen car insurance in Benton, IA can be expensive. Take a look at rates from the top car insurance companies in Benton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,488 $7,718
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,503 $5,099
State Farm $3,891 $4,937
Travelers $11,965 $19,213
USAA $3,268 $3,494

Cheapest Benton, IA Car Insurance for Seniors

Take a look at Benton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,846 $1,846
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,614 $1,667
State Farm $1,269 $1,269
Travelers $2,610 $2,621
USAA $1,148 $1,184

Cheapest Benton, IA Car Insurance Rates After a DUI

A DUI in Benton, IA increases car insurance rates. Compare Benton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,710
American Family $4,393
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,366
State Farm $2,217
Travelers $7,800
USAA $2,467

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Cheapest Benton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,161 $3,236
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,707 $2,707
State Farm $2,164 $2,270
Travelers $5,996 $5,996
USAA $1,786 $1,922

The Best Cheap Car Insurance Companies in Benton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Benton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benton, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,199
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,707
State Farm $2,217
Travelers $5,996
USAA $1,854

Category Winners: Cheapest Car Insurance in Benton, Iowa

Find the cheapest car insurance companies in Benton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Benton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Benton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benton car insurance rates. Find the cheapest Benton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benton, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,218 $3,376 $3,001
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,573 $2,715 $2,833
State Farm $2,111 $2,229 $2,311
Travelers $5,593 $6,091 $6,304
USAA $1,764 $1,860 $1,939

Compare Car Insurance Quotes in Benton, IA

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Average Monthly Car Insurance Rates by State