Compare Benton, KS Car Insurance Rates (2021)

Car insurance in Benton, KS averages $280 a month. Benton, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Benton car insurance rates, compare quotes from the top car insurance companies in Benton, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Benton, KS are $3,363/year
  • The cheapest car insurance company in Benton for teen drivers is American Family
  • The cheapest car insurance company in Benton is American Family

If you need to buy Benton, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Benton, KS is right here.

You’ll find Benton car insurance rates, the cheapest Benton, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Benton, Kansas car insurance rates to Lenexa car insurance rates, Olathe car insurance rates, and Manhattan car insurance rates.

Ready to find affordable Benton, KS car insurance today? Enter your ZIP code for fast, free Benton car insurance quotes.

Cheapest Benton, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benton, KS car insurance rates? Every Benton, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,515 $2,487 $2,243 $2,350 $7,019 $7,251 $2,827 $2,955
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,259 $2,133 $1,826 $1,907 $8,610 $9,687 $2,664 $2,853
State Farm $1,747 $1,747 $1,536 $1,536 $4,723 $6,016 $1,965 $2,220
Travelers $2,042 $2,078 $1,989 $2,015 $8,233 $12,830 $2,090 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in Benton, KS

Every driver must carry the minimum car insurance in Benton, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Benton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Benton, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benton, KS. Compare credit history car insurance rates in Benton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benton, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,357 $3,480 $3,281
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,721 $2,413 $2,248
Progressive $4,556 $3,853 $3,568
State Farm $3,911 $2,337 $1,810
Travelers $4,876 $3,967 $3,810
USAA $3,387 $2,234 $1,841

Cheapest Benton, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benton, KS to rates for a clean record with top companies.

Annual Benton, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,120 $4,026 $3,924 $3,753
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,676 $4,334 $3,853 $4,107
State Farm $2,488 $2,885 $2,686 $2,686
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Benton, KS Car Insurance for Teen Drivers

Teen car insurance in Benton, KS can be expensive. Take a look at rates from the top car insurance companies in Benton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $7,019 $7,251
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,809 $4,645
Progressive $8,610 $9,687
State Farm $4,723 $6,016
Travelers $8,233 $12,830
USAA $5,068 $5,304

Cheapest Benton, KS Car Insurance for Seniors

Take a look at Benton, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,243 $2,350
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,591 $1,710
Progressive $1,826 $1,907
State Farm $1,536 $1,536
Travelers $1,989 $2,015
USAA $1,333 $1,341

Cheapest Benton, KS Car Insurance Rates After a DUI

A DUI in Benton, KS increases car insurance rates. Compare Benton, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benton, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $3,924
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,725
Progressive $3,853
State Farm $2,686
Travelers $5,525
USAA $3,606

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Cheapest Benton, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benton, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benton, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $3,706 $3,706
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,461 $2,461
Progressive $3,992 $3,992
State Farm $2,619 $2,754
Travelers $4,218 $4,218
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Benton, KS

Take a look at a side-by-side comparison of the top car insurance companies in Benton, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benton, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $3,706
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,461
Progressive $3,992
State Farm $2,686
Travelers $4,218
USAA $2,487

Category Winners: Cheapest Car Insurance in Benton, Kansas

Find the cheapest car insurance companies in Benton, KS for each category right here.

Best Annual Car Insurance Rates by Company in Benton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Benton, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benton car insurance rates. Find the cheapest Benton, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benton, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,545 $3,686 $3,887
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,585 $2,435 $2,362
Progressive $3,759 $3,958 $4,260
State Farm $2,584 $2,694 $2,781
Travelers $4,004 $4,224 $4,425
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Benton, Kansas?

What factors can have an impact on Benton, KS car insurance? There are several reasons why Benton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benton, Kansas.

Car Theft in Benton

High levels of vehicle theft can make car insurance more expensive. Benton, KS car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Benton

The more time you spend in your car the higher the risk of an accident. The average commute length in Benton, KS is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Benton, KS

Ready to find affordable Benton, Kansas car insurance today? Enter your ZIP code for fast, free Benton, KS car insurance quotes.

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