Compare Benton, KY Car Insurance Rates (2021)

Car insurance in Benton, KY averages $336 a month. Benton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Benton car insurance rates, compare quotes from the top car insurance companies in Benton, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Benton is USAA
  • Average car insurance rates in Benton, KY after a DUI are $4,815/year
  • Average car insurance rates in Benton, KY are $4,036/year

If you need to buy Benton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Benton, KY is right here.

You’ll find Benton car insurance rates, the cheapest Benton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Benton, Kentucky car insurance rates to Owensboro car insurance rates, Florence car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Benton, KY car insurance today? Enter your ZIP code for fast, free Benton car insurance quotes.

Cheapest Benton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benton, KY car insurance rates? Every Benton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,086 $3,069 $2,770 $2,957 $11,059 $12,426 $3,460 $3,676
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,528 $2,745 $2,158 $2,412 $9,748 $10,787 $2,647 $2,762
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,977 $1,892 $1,761 $1,779 $9,275 $10,479 $2,450 $2,512
State Farm $1,954 $1,954 $1,748 $1,748 $5,875 $7,415 $2,179 $2,449
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,757 $1,772 $1,580 $1,623 $4,521 $4,786 $2,227 $2,454

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Benton, KY

Every driver must carry the minimum car insurance in Benton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Benton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Benton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benton, KY. Compare credit history car insurance rates in Benton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,025 $4,854 $4,060
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,394 $3,920 $3,106
Nationwide $4,672 $3,666 $3,197
Progressive $4,504 $3,908 $3,635
State Farm $4,573 $2,765 $2,159
Travelers $5,693 $4,813 $4,793
USAA $3,862 $2,154 $1,754

Cheapest Benton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benton, KY to rates for a clean record with top companies.

Annual Benton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,439 $5,744 $6,089 $4,979
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,746 $5,718 $4,458 $3,971
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,326 $4,896 $3,795 $4,044
State Farm $2,890 $3,441 $3,166 $3,166
Travelers $4,449 $4,579 $6,599 $4,772
USAA $1,957 $2,767 $3,284 $2,352

Cheapest Benton, KY Car Insurance for Teen Drivers

Teen car insurance in Benton, KY can be expensive. Take a look at rates from the top car insurance companies in Benton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,059 $12,426
GEICO $6,168 $7,329
Liberty Mutual $9,748 $10,787
Nationwide $6,037 $7,550
Progressive $9,275 $10,479
State Farm $5,875 $7,415
Travelers $10,394 $16,625
USAA $4,521 $4,786

Cheapest Benton, KY Car Insurance for Seniors

Take a look at Benton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,770 $2,957
GEICO $3,218 $2,914
Liberty Mutual $2,158 $2,412
Nationwide $2,519 $2,640
Progressive $1,761 $1,779
State Farm $1,748 $1,748
Travelers $2,161 $2,167
USAA $1,580 $1,623

Cheapest Benton, KY Car Insurance Rates After a DUI

A DUI in Benton, KY increases car insurance rates. Compare Benton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,089
GEICO $6,130
Liberty Mutual $4,458
Nationwide $4,997
Progressive $3,795
State Farm $3,166
Travelers $6,599
USAA $3,284

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Benton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,313 $5,313
GEICO $3,750 $3,821
Liberty Mutual $4,473 $4,473
Nationwide $3,845 $3,845
Progressive $4,016 $4,016
State Farm $3,090 $3,241
Travelers $5,100 $5,100
USAA $2,492 $2,688

The Best Cheap Car Insurance Companies in Benton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Benton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,313
GEICO $3,785
Liberty Mutual $4,473
Nationwide $3,845
Progressive $4,016
State Farm $3,166
Travelers $5,100
USAA $2,590

Category Winners: Cheapest Car Insurance in Benton, Kentucky

Find the cheapest car insurance companies in Benton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Benton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Benton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benton car insurance rates. Find the cheapest Benton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benton, Kentucky

Insurance Company Low Medium High
Allstate $4,992 $5,295 $5,652
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,268 $4,446 $4,706
Nationwide $3,908 $3,801 $3,826
Progressive $3,740 $3,974 $4,333
State Farm $2,991 $3,161 $3,345
Travelers $4,861 $5,126 $5,312
USAA $2,475 $2,584 $2,710

What affects car insurance rates in Benton, Kentucky?

What factors can have an impact on Benton, KY car insurance? There are several reasons why Benton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benton, Kentucky.

Commute Time in Benton

The more time you spend in your car the higher the risk of an accident. The average commute length in Benton, KY is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Benton, KY

Ready to find affordable Benton, Kentucky car insurance today? Enter your ZIP code for fast, free Benton, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption