Compare Benton, TN Car Insurance Rates (2021)

Car insurance in Benton, TN averages $298 a month. Benton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Benton car insurance rates, compare quotes from the top car insurance companies in Benton, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Benton for teen drivers is State Farm
  • Average car insurance rates in Benton, TN are $3,582/year
  • Average car insurance rates in Benton, TN after a DUI are $4,200/year

If you need to buy Benton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Benton, TN is right here.

You’ll find Benton car insurance rates, the cheapest Benton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Benton, Tennessee car insurance rates to Bartlett car insurance rates, Knoxville car insurance rates, and Franklin car insurance rates.

Ready to find affordable Benton, TN car insurance today? Enter your ZIP code for fast, free Benton car insurance quotes.

Cheapest Benton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Benton, TN car insurance rates? Every Benton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Benton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,651 $2,542 $2,388 $2,478 $10,013 $10,879 $2,820 $2,916
Farmers $2,027 $2,066 $1,826 $2,009 $8,339 $8,899 $2,739 $2,864
GEICO $2,043 $2,059 $1,878 $1,878 $6,356 $6,455 $2,085 $2,152
Liberty Mutual $3,578 $129 $2,945 $3,293 $14,489 $16,104 $3,834 $4,088
Nationwide $2,187 $2,205 $1,960 $1,991 $6,024 $7,767 $2,515 $2,730
Progressive $1,700 $1,605 $1,384 $1,448 $7,551 $8,503 $2,043 $2,224
State Farm $1,534 $1,534 $1,384 $1,384 $4,714 $5,884 $1,734 $2,025
Travelers $1,741 $1,833 $1,586 $1,689 $4,891 $6,082 $1,852 $1,950
USAA $1,508 $1,533 $1,363 $1,361 $5,395 $6,191 $1,969 $2,095

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Minimum Car Insurance in Benton, TN

Every driver must carry the minimum car insurance in Benton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Benton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Benton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Benton, TN. Compare credit history car insurance rates in Benton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Benton, Tennessee

Insurance Company Poor Fair Good
Allstate $5,852 $4,481 $3,425
Farmers $4,584 $3,575 $3,380
GEICO $3,530 $3,026 $2,784
Liberty Mutual $8,693 $5,319 $4,161
Nationwide $4,103 $3,264 $2,900
Progressive $3,723 $3,206 $2,993
State Farm $3,665 $2,199 $1,708
Travelers $3,439 $2,700 $1,970
USAA $3,878 $2,275 $1,877

Cheapest Benton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Benton, TN to rates for a clean record with top companies.

Annual Benton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,835 $4,575 $5,541 $4,392
Farmers $3,285 $4,057 $4,174 $3,869
GEICO $2,273 $3,033 $4,875 $2,273
Liberty Mutual $4,913 $7,078 $6,584 $5,654
Nationwide $2,961 $2,961 $4,448 $3,320
Progressive $2,916 $3,777 $3,105 $3,431
State Farm $2,299 $2,749 $2,524 $2,524
Travelers $2,190 $2,811 $3,117 $2,694
USAA $1,947 $2,918 $3,429 $2,414

Cheapest Benton, TN Car Insurance for Teen Drivers

Teen car insurance in Benton, TN can be expensive. Take a look at rates from the top car insurance companies in Benton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Benton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,013 $10,879
Farmers $8,339 $8,899
GEICO $6,356 $6,455
Liberty Mutual $14,489 $16,104
Nationwide $6,024 $7,767
Progressive $7,551 $8,503
State Farm $4,714 $5,884
Travelers $4,891 $6,082
USAA $5,395 $6,191

Cheapest Benton, TN Car Insurance for Seniors

Take a look at Benton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Benton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,388 $2,478
Farmers $1,826 $2,009
GEICO $1,878 $1,878
Liberty Mutual $2,945 $3,293
Nationwide $1,960 $1,991
Progressive $1,384 $1,448
State Farm $1,384 $1,384
Travelers $1,586 $1,689
USAA $1,363 $1,361

Cheapest Benton, TN Car Insurance Rates After a DUI

A DUI in Benton, TN increases car insurance rates. Compare Benton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Benton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,541
Farmers $4,174
GEICO $4,875
Liberty Mutual $6,584
Nationwide $4,448
Progressive $3,105
State Farm $2,524
Travelers $3,117
USAA $3,429

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Cheapest Benton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Benton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Benton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,586 $4,586
Farmers $3,846 $3,846
GEICO $3,092 $3,135
Liberty Mutual $6,058 $6,058
Nationwide $3,422 $3,422
Progressive $3,307 $3,307
State Farm $2,465 $2,583
Travelers $2,597 $2,809
USAA $2,602 $2,752

The Best Cheap Car Insurance Companies in Benton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Benton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Benton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,586
Farmers $3,846
GEICO $3,113
Liberty Mutual $6,058
Nationwide $3,422
Progressive $3,307
State Farm $2,524
Travelers $2,703
USAA $2,677

Category Winners: Cheapest Car Insurance in Benton, Tennessee

Find the cheapest car insurance companies in Benton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Benton, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Benton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Benton car insurance rates. Find the cheapest Benton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Benton, Tennessee

Insurance Company Low Medium High
Allstate $4,410 $4,574 $4,773
Farmers $3,594 $3,823 $4,122
GEICO $2,961 $3,106 $3,274
Liberty Mutual $5,783 $6,053 $6,336
Nationwide $3,436 $3,354 $3,477
Progressive $3,084 $3,305 $3,533
State Farm $2,390 $2,535 $2,648
Travelers $2,532 $2,701 $2,877
USAA $2,592 $2,668 $2,771

What affects car insurance rates in Benton, Tennessee?

What factors can have an impact on Benton, TN car insurance? There are several reasons why Benton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Benton, Tennessee.

Commute Time in Benton

The more time you spend in your car the higher the risk of an accident. The average commute length in Benton, TN is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Benton, TN

Ready to find affordable Benton, Tennessee car insurance today? Enter your ZIP code for fast, free Benton, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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