Compare Berea, SC Car Insurance Rates (2021)

Car insurance in Berea, SC averages $308 a month. Berea, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Berea car insurance rates, compare quotes from the top car insurance companies in Berea, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Berea is USAA
  • Average car insurance rates in Berea, SC are $3,693/year
  • Average car insurance rates in Berea, SC after a DUI are $4,188/year

If you need to buy Berea, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Berea, SC is right here.

You’ll find Berea car insurance rates, the cheapest Berea, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Berea, South Carolina car insurance rates to Florence car insurance rates, North Charleston car insurance rates, and Goose Creek car insurance rates.

Ready to find affordable Berea, SC car insurance today? Enter your ZIP code for fast, free Berea car insurance quotes.

Cheapest Berea, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berea, SC car insurance rates? Every Berea, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berea, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,603 $2,495 $2,495 $6,978 $8,946 $2,899 $3,156
Farmers $3,143 $3,140 $3,015 $3,254 $8,540 $9,467 $3,436 $3,473
GEICO $2,109 $2,109 $1,921 $1,921 $5,431 $5,535 $2,484 $2,562
Nationwide $2,264 $2,287 $2,049 $2,115 $5,587 $7,135 $2,568 $2,779
Progressive $2,400 $2,215 $2,076 $2,172 $10,435 $11,516 $2,782 $2,915
State Farm $2,009 $2,009 $1,837 $1,837 $6,061 $7,588 $2,262 $2,561
USAA $1,568 $1,564 $1,451 $1,440 $6,419 $7,005 $2,056 $2,146

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Minimum Car Insurance in Berea, SC

Every driver must carry the minimum car insurance in Berea, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Berea, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berea, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berea, SC. Compare credit history car insurance rates in Berea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berea, South Carolina

Insurance Company Poor Fair Good
Allstate $5,016 $3,829 $3,221
Farmers $5,322 $4,561 $4,168
GEICO $4,589 $2,468 $1,969
Nationwide $3,967 $3,236 $2,841
Progressive $5,054 $4,460 $4,178
State Farm $4,697 $2,864 $2,250
USAA $4,590 $2,275 $2,003

Cheapest Berea, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berea, SC to rates for a clean record with top companies.

Annual Berea, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,990 $4,812 $4,279 $4,007
Farmers $3,904 $5,442 $4,503 $4,886
GEICO $2,310 $2,969 $4,448 $2,310
Nationwide $2,691 $3,440 $4,312 $2,949
Progressive $3,735 $5,470 $4,550 $4,501
State Farm $2,949 $3,663 $3,235 $3,235
USAA $2,333 $2,883 $3,994 $2,614

Cheapest Berea, SC Car Insurance for Teen Drivers

Teen car insurance in Berea, SC can be expensive. Take a look at rates from the top car insurance companies in Berea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berea, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,978 $8,946
Farmers $8,540 $9,467
GEICO $5,431 $5,535
Nationwide $5,587 $7,135
Progressive $10,435 $11,516
State Farm $6,061 $7,588
USAA $6,419 $7,005

Cheapest Berea, SC Car Insurance for Seniors

Take a look at Berea, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berea, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,495
Farmers $3,015 $3,254
GEICO $1,921 $1,921
Nationwide $2,049 $2,115
Progressive $2,076 $2,172
State Farm $1,837 $1,837
USAA $1,451 $1,440

Cheapest Berea, SC Car Insurance Rates After a DUI

A DUI in Berea, SC increases car insurance rates. Compare Berea, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berea, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,279
Farmers $4,503
GEICO $4,448
Nationwide $4,312
Progressive $4,550
State Farm $3,235
USAA $3,994

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Cheapest Berea, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berea, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berea, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,938 $4,106
Farmers $4,684 $4,684
GEICO $2,989 $3,029
Nationwide $3,348 $3,348
Progressive $4,564 $4,564
State Farm $3,189 $3,352
USAA $2,925 $2,987

The Best Cheap Car Insurance Companies in Berea, SC

Take a look at a side-by-side comparison of the top car insurance companies in Berea, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berea, South Carolina

Insurance Company Average Annual Rates
Allstate $4,022
Farmers $4,684
GEICO $3,009
Nationwide $3,348
Progressive $4,564
State Farm $3,270
USAA $2,956

Category Winners: Cheapest Car Insurance in Berea, South Carolina

Find the cheapest car insurance companies in Berea, SC for each category right here.

Best Annual Car Insurance Rates by Company in Berea, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Berea, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berea car insurance rates. Find the cheapest Berea, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berea, South Carolina

Insurance Company Low Medium High
Allstate $3,804 $4,006 $4,256
Farmers $4,220 $4,687 $5,144
GEICO $2,818 $2,983 $3,226
Nationwide $3,310 $3,350 $3,384
Progressive $4,256 $4,515 $4,920
State Farm $3,020 $3,269 $3,521
USAA $2,799 $2,952 $3,118

What affects car insurance rates in Berea, South Carolina?

What factors can have an impact on Berea, SC car insurance? There are several reasons why Berea car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berea, South Carolina.

Commute Time in Berea

The more time you spend in your car the higher the risk of an accident. The average commute length in Berea, SC is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Berea, SC

Ready to find affordable Berea, South Carolina car insurance today? Enter your ZIP code for fast, free Berea, SC car insurance quotes.

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