Compare Berea, WV Car Insurance Rates (2021)

Car insurance in Berea, WV averages $338 a month. Berea, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Berea car insurance rates, compare quotes from the top car insurance companies in Berea, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Berea is State Farm
  • Average car insurance rates in Berea, WV are $4,051/year
  • The cheapest car insurance company in Berea for teen drivers is State Farm

If you need to buy Berea, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Berea, WV is right here.

You’ll find Berea car insurance rates, the cheapest Berea, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Berea, West Virginia car insurance rates to Weirton car insurance rates, Clarksburg car insurance rates, and Beckley car insurance rates.

Ready to find affordable Berea, WV car insurance today? Enter your ZIP code for fast, free Berea car insurance quotes.

Cheapest Berea, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berea, WV car insurance rates? Every Berea, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berea, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,936 $2,731 $2,612 $2,619 $10,413 $10,858 $3,270 $3,286
GEICO $2,964 $2,926 $2,828 $2,741 $7,181 $8,666 $2,853 $2,974
Liberty Mutual $3,795 $4,129 $3,052 $3,722 $13,998 $15,812 $3,932 $4,328
Nationwide $2,206 $2,249 $1,998 $2,107 $5,662 $7,223 $2,480 $2,668
Progressive $2,259 $2,186 $2,069 $2,074 $9,560 $10,769 $2,720 $2,818
State Farm $1,618 $1,618 $1,429 $1,429 $3,362 $4,347 $1,895 $1,518
USAA $1,791 $1,772 $1,650 $1,675 $5,803 $6,462 $2,324 $2,509

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Minimum Car Insurance in Berea, WV

Every driver must carry the minimum car insurance in Berea, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Berea, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berea, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berea, WV. Compare credit history car insurance rates in Berea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berea, West Virginia

Insurance Company Poor Fair Good
Allstate $5,869 $4,663 $3,989
GEICO $4,995 $4,060 $3,370
Liberty Mutual $9,444 $5,788 $4,555
Nationwide $3,789 $3,199 $2,984
Progressive $4,842 $4,192 $3,887
State Farm $3,090 $1,885 $1,481
USAA $4,446 $2,531 $2,017

Cheapest Berea, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berea, WV to rates for a clean record with top companies.

Annual Berea, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,100 $4,849 $5,769 $4,645
GEICO $2,547 $4,116 $7,171 $2,734
Liberty Mutual $5,414 $6,820 $7,551 $6,598
Nationwide $2,635 $3,537 $4,165 $2,959
Progressive $3,661 $4,884 $4,379 $4,304
State Farm $2,000 $2,303 $2,152 $2,152
USAA $2,362 $2,780 $3,980 $2,872

Cheapest Berea, WV Car Insurance for Teen Drivers

Teen car insurance in Berea, WV can be expensive. Take a look at rates from the top car insurance companies in Berea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berea, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,413 $10,858
GEICO $7,181 $8,666
Liberty Mutual $13,998 $15,812
Nationwide $5,662 $7,223
Progressive $9,560 $10,769
State Farm $3,362 $4,347
USAA $5,803 $6,462

Cheapest Berea, WV Car Insurance for Seniors

Take a look at Berea, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berea, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,612 $2,619
GEICO $2,828 $2,741
Liberty Mutual $3,052 $3,722
Nationwide $1,998 $2,107
Progressive $2,069 $2,074
State Farm $1,429 $1,429
USAA $1,650 $1,675

Cheapest Berea, WV Car Insurance Rates After a DUI

A DUI in Berea, WV increases car insurance rates. Compare Berea, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berea, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,769
GEICO $7,171
Liberty Mutual $7,551
Nationwide $4,165
Progressive $4,379
State Farm $2,152
USAA $3,980

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Cheapest Berea, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berea, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berea, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,841 $4,841
GEICO $4,098 $4,186
Liberty Mutual $6,596 $6,596
Nationwide $3,324 $3,324
Progressive $4,307 $4,307
State Farm $2,096 $2,208
USAA $2,963 $3,034

The Best Cheap Car Insurance Companies in Berea, WV

Take a look at a side-by-side comparison of the top car insurance companies in Berea, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berea, West Virginia

Insurance Company Average Annual Rates
Allstate $4,841
GEICO $4,142
Liberty Mutual $6,596
Nationwide $3,324
Progressive $4,307
State Farm $2,152
USAA $2,998

Category Winners: Cheapest Car Insurance in Berea, West Virginia

Find the cheapest car insurance companies in Berea, WV for each category right here.

Best Annual Car Insurance Rates by Company in Berea, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Berea, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berea car insurance rates. Find the cheapest Berea, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berea, West Virginia

Insurance Company Low Medium High
Allstate $4,696 $4,834 $4,992
GEICO $3,940 $4,150 $4,336
Liberty Mutual $6,260 $6,580 $6,947
Nationwide $3,284 $3,306 $3,382
Progressive $4,147 $4,265 $4,509
State Farm $2,043 $2,145 $2,268
USAA $2,906 $2,993 $3,096

Compare Car Insurance Quotes in Berea, WV

Ready to find affordable Berea, West Virginia car insurance today? Enter your ZIP code for fast, free Berea, WV car insurance quotes.

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