Compare Bergenfield, NJ Car Insurance Rates (2021)

Car insurance in Bergenfield, NJ averages $507 a month. Bergenfield, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bergenfield car insurance rates, compare quotes from the top car insurance companies in Bergenfield, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bergenfield, NJ are $6,079/year
  • The cheapest car insurance company in Bergenfield for teen drivers is GEICO
  • Average car insurance rates in Bergenfield, NJ after a DUI are $7,206/year

If you need to buy Bergenfield, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Bergenfield, NJ is right here.

You’ll find Bergenfield car insurance rates, the cheapest Bergenfield, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Bergenfield, New Jersey car insurance rates to Bayonne car insurance rates, Camden car insurance rates, and Passaic car insurance rates.

Ready to find affordable Bergenfield, NJ car insurance today? Enter your ZIP code for fast, free Bergenfield car insurance quotes.

Cheapest Bergenfield, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bergenfield, NJ car insurance rates? Every Bergenfield, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bergenfield, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,198 $4,179 $4,107 $4,107 $13,079 $15,542 $4,983 $5,012
Farmers $5,157 $5,203 $5,035 $4,912 $14,956 $17,195 $6,119 $6,173
GEICO $2,215 $2,187 $2,177 $2,177 $4,041 $3,961 $2,561 $2,455
Liberty Mutual $4,080 $4,080 $4,478 $4,478 $10,569 $11,996 $4,478 $5,143
Progressive $2,287 $2,106 $2,061 $2,128 $10,441 $11,406 $2,706 $2,562
State Farm $4,989 $4,989 $4,529 $4,529 $16,531 $21,211 $5,700 $6,370
Travelers $4,328 $4,133 $4,020 $4,014 $9,540 $10,640 $4,133 $4,037

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Minimum Car Insurance in Bergenfield, NJ

Every driver must carry the minimum car insurance in Bergenfield, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Bergenfield, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bergenfield, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bergenfield, NJ. Compare credit history car insurance rates in Bergenfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bergenfield, New Jersey

Insurance Company Poor Fair Good
Allstate $9,727 $6,157 $4,819
Farmers $9,707 $7,503 $7,071
GEICO $4,097 $2,358 $1,711
Liberty Mutual $7,803 $5,792 $4,894
Progressive $5,009 $4,360 $4,018
State Farm $12,466 $7,506 $5,845
Travelers $7,666 $5,502 $3,649

Cheapest Bergenfield, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bergenfield, NJ to rates for a clean record with top companies.

Annual Bergenfield, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,155 $8,635 $7,523 $6,290
Farmers $6,287 $10,640 $8,684 $6,763
GEICO $2,118 $2,783 $3,868 $2,118
Liberty Mutual $5,920 $6,769 $6,043 $5,920
Progressive $3,818 $5,170 $4,389 $4,472
State Farm $4,663 $8,517 $13,702 $7,542
Travelers $4,271 $6,454 $6,234 $5,463

Cheapest Bergenfield, NJ Car Insurance for Teen Drivers

Teen car insurance in Bergenfield, NJ can be expensive. Take a look at rates from the top car insurance companies in Bergenfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bergenfield, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,079 $15,542
Farmers $14,956 $17,195
GEICO $4,041 $3,961
Liberty Mutual $10,569 $11,996
Progressive $10,441 $11,406
State Farm $16,531 $21,211
Travelers $9,540 $10,640

Cheapest Bergenfield, NJ Car Insurance for Seniors

Take a look at Bergenfield, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bergenfield, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,107 $4,107
Farmers $5,035 $4,912
GEICO $2,177 $2,177
Liberty Mutual $4,478 $4,478
Progressive $2,061 $2,128
State Farm $4,529 $4,529
Travelers $4,020 $4,014

Cheapest Bergenfield, NJ Car Insurance Rates After a DUI

A DUI in Bergenfield, NJ increases car insurance rates. Compare Bergenfield, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bergenfield, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,523
Farmers $8,684
GEICO $3,868
Liberty Mutual $6,043
Progressive $4,389
State Farm $13,702
Travelers $6,234

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Cheapest Bergenfield, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bergenfield, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bergenfield, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,888 $6,914
Farmers $8,094 $8,094
GEICO $2,699 $2,745
Liberty Mutual $6,103 $6,223
Progressive $4,462 $4,462
State Farm $8,380 $8,832
Travelers $5,605 $5,605

The Best Cheap Car Insurance Companies in Bergenfield, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Bergenfield, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bergenfield, New Jersey

Insurance Company Average Annual Rates
Allstate $6,901
Farmers $8,094
GEICO $2,722
Liberty Mutual $6,163
Progressive $4,462
State Farm $8,606
Travelers $5,605

Category Winners: Cheapest Car Insurance in Bergenfield, New Jersey

Find the cheapest car insurance companies in Bergenfield, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Bergenfield, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Bergenfield, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bergenfield car insurance rates. Find the cheapest Bergenfield, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bergenfield, New Jersey

Insurance Company Low Medium High
Allstate $6,312 $7,012 $7,379
Farmers $7,182 $8,031 $9,069
GEICO $2,406 $2,780 $2,979
Liberty Mutual $5,518 $6,348 $6,623
Progressive $4,018 $4,531 $4,837
State Farm $7,965 $8,724 $9,129
Travelers $5,061 $5,594 $6,160

What affects car insurance rates in Bergenfield, New Jersey?

What factors can have an impact on Bergenfield, NJ car insurance? There are several reasons why Bergenfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bergenfield, New Jersey.

Commute Time in Bergenfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Bergenfield, NJ is 34.3 minutes according to City-Data.

Compare Car Insurance Quotes in Bergenfield, NJ

Ready to find affordable Bergenfield, New Jersey car insurance today? Enter your ZIP code for fast, free Bergenfield, NJ car insurance quotes.

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