Compare Berger, MO Car Insurance Rates (2021)

Car insurance in Berger, MO averages $291 a month. Berger, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Berger car insurance rates, compare quotes from the top car insurance companies in Berger, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Berger for teen drivers is Nationwide
  • The cheapest car insurance company in Berger is Nationwide
  • Average car insurance rates in Berger, MO are $3,494/year

If you need to buy Berger, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Berger, MO is right here.

You’ll find Berger car insurance rates, the cheapest Berger, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Berger, Missouri car insurance rates to St. Joseph car insurance rates, Florissant car insurance rates, and Independence car insurance rates.

Ready to find affordable Berger, MO car insurance today? Enter your ZIP code for fast, free Berger car insurance quotes.

Cheapest Berger, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berger, MO car insurance rates? Every Berger, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berger, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,947 $2,837 $2,667 $2,750 $8,548 $9,279 $2,789 $2,867
American Family $2,138 $2,138 $1,905 $1,905 $5,877 $7,639 $2,138 $2,500
Farmers $2,499 $2,486 $2,230 $2,360 $10,381 $10,737 $2,867 $3,008
GEICO $2,047 $2,309 $1,592 $2,061 $6,503 $6,886 $1,864 $1,872
Liberty Mutual $2,703 $2,928 $2,220 $2,488 $9,518 $10,569 $2,853 $3,048
Nationwide $1,564 $1,597 $1,399 $1,481 $4,035 $5,163 $1,790 $1,935
Progressive $2,209 $2,053 $1,811 $1,861 $7,344 $8,259 $2,701 $2,787
State Farm $1,756 $1,756 $1,585 $1,585 $5,255 $6,603 $1,981 $2,270
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Berger, MO

Every driver must carry the minimum car insurance in Berger, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Berger, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berger, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berger, MO. Compare credit history car insurance rates in Berger from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berger, Missouri

Insurance Company Poor Fair Good
Allstate $5,980 $3,852 $3,173
American Family $4,286 $3,015 $2,539
Farmers $5,219 $4,354 $4,140
GEICO $4,342 $2,825 $2,258
Liberty Mutual $6,515 $3,978 $3,129
Nationwide $2,798 $2,309 $2,004
Progressive $4,191 $3,479 $3,214
State Farm $3,966 $2,531 $2,050
USAA $4,567 $2,109 $1,505

Cheapest Berger, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berger, MO to rates for a clean record with top companies.

Annual Berger, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,688 $4,187 $5,262 $4,203
American Family $2,451 $3,542 $4,326 $2,800
Farmers $3,938 $4,920 $4,809 $4,616
GEICO $2,429 $3,173 $4,323 $2,643
Liberty Mutual $3,293 $4,738 $4,881 $5,251
Nationwide $1,857 $2,391 $3,199 $2,035
Progressive $3,130 $4,222 $3,479 $3,681
State Farm $2,606 $3,092 $2,849 $2,849
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Berger, MO Car Insurance for Teen Drivers

Teen car insurance in Berger, MO can be expensive. Take a look at rates from the top car insurance companies in Berger for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berger, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,548 $9,279
American Family $5,877 $7,639
Farmers $10,381 $10,737
GEICO $6,503 $6,886
Liberty Mutual $9,518 $10,569
Nationwide $4,035 $5,163
Progressive $7,344 $8,259
State Farm $5,255 $6,603
USAA $5,002 $6,115

Cheapest Berger, MO Car Insurance for Seniors

Take a look at Berger, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berger, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,667 $2,750
American Family $1,905 $1,905
Farmers $2,230 $2,360
GEICO $1,592 $2,061
Liberty Mutual $2,220 $2,488
Nationwide $1,399 $1,481
Progressive $1,811 $1,861
State Farm $1,585 $1,585
USAA $1,491 $1,518

Cheapest Berger, MO Car Insurance Rates After a DUI

A DUI in Berger, MO increases car insurance rates. Compare Berger, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berger, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,262
American Family $4,326
Farmers $4,809
GEICO $4,323
Liberty Mutual $4,881
Nationwide $3,199
Progressive $3,479
State Farm $2,849
USAA $3,694

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berger, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berger, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berger, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,335 $4,335
American Family $3,248 $3,312
Farmers $4,571 $4,571
GEICO $3,082 $3,201
Liberty Mutual $4,541 $4,541
Nationwide $2,371 $2,371
Progressive $3,628 $3,628
State Farm $2,779 $2,919
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Berger, MO

Take a look at a side-by-side comparison of the top car insurance companies in Berger, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berger, Missouri

Insurance Company Average Annual Rates
Allstate $4,335
American Family $3,280
Farmers $4,571
GEICO $3,142
Liberty Mutual $4,541
Nationwide $2,371
Progressive $3,628
State Farm $2,849
USAA $2,727

Category Winners: Cheapest Car Insurance in Berger, Missouri

Find the cheapest car insurance companies in Berger, MO for each category right here.

Best Annual Car Insurance Rates by Company in Berger, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berger, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berger car insurance rates. Find the cheapest Berger, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berger, Missouri

Insurance Company Low Medium High
Allstate $4,167 $4,326 $4,513
American Family $3,179 $3,384 $3,277
Farmers $4,298 $4,530 $4,884
GEICO $2,928 $3,166 $3,331
Liberty Mutual $4,297 $4,562 $4,763
Nationwide $2,234 $2,391 $2,487
Progressive $3,280 $3,636 $3,969
State Farm $2,655 $2,860 $3,032
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Berger, Missouri?

What factors can have an impact on Berger, MO car insurance? There are several reasons why Berger car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berger, Missouri.

Commute Time in Berger

The more time you spend in your car the higher the risk of an accident. The average commute length in Berger, MO is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Berger, MO

Ready to find affordable Berger, Missouri car insurance today? Enter your ZIP code for fast, free Berger, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption