Compare Bergheim, TX Car Insurance Rates (2021)

Car insurance in Bergheim, TX averages $311 a month. Bergheim, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bergheim car insurance rates, compare quotes from the top car insurance companies in Bergheim, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bergheim, TX are $3,733/year
  • Average car insurance rates in Bergheim, TX after a DUI are $4,235/year
  • The cheapest car insurance company in Bergheim for teen drivers is USAA

If you need to buy Bergheim, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bergheim, TX is right here.

You’ll find Bergheim car insurance rates, the cheapest Bergheim, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bergheim, Texas car insurance rates to Dallas car insurance rates, Corpus Christi car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Bergheim, TX car insurance today? Enter your ZIP code for fast, free Bergheim car insurance quotes.

Cheapest Bergheim, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bergheim, TX car insurance rates? Every Bergheim, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bergheim, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,525 $3,552 $3,483 $3,483 $9,290 $11,193 $4,347 $4,516
American Family $2,644 $2,941 $2,458 $2,813 $6,909 $9,037 $3,779 $4,302
GEICO $2,305 $2,482 $2,222 $2,505 $4,974 $5,191 $2,489 $2,491
Nationwide $2,210 $2,247 $1,955 $2,068 $6,251 $8,016 $2,595 $2,805
Progressive $2,576 $2,458 $2,280 $2,333 $10,585 $11,775 $3,057 $3,105
State Farm $1,987 $1,987 $1,760 $1,760 $4,637 $5,889 $2,151 $2,222
USAA $1,402 $1,415 $1,336 $1,331 $3,859 $4,217 $1,865 $2,009

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Minimum Car Insurance in Bergheim, TX

Every driver must carry the minimum car insurance in Bergheim, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bergheim, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bergheim, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bergheim, TX. Compare credit history car insurance rates in Bergheim from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bergheim, Texas

Insurance Company Poor Fair Good
Allstate $6,909 $5,046 $4,316
American Family $5,997 $3,783 $3,301
GEICO $4,751 $2,695 $1,802
Nationwide $4,217 $3,390 $2,947
Progressive $5,385 $4,637 $4,291
State Farm $3,968 $2,466 $1,963
USAA $3,210 $1,846 $1,483

Cheapest Bergheim, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bergheim, TX to rates for a clean record with top companies.

Annual Bergheim, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,203 $6,513 $6,776 $4,203
American Family $3,976 $5,055 $4,434 $3,976
GEICO $2,619 $3,447 $2,893 $3,371
Nationwide $3,055 $3,055 $4,516 $3,448
Progressive $4,162 $5,361 $4,864 $4,698
State Farm $2,500 $2,850 $3,345 $2,500
USAA $1,632 $2,394 $2,819 $1,872

Cheapest Bergheim, TX Car Insurance for Teen Drivers

Teen car insurance in Bergheim, TX can be expensive. Take a look at rates from the top car insurance companies in Bergheim for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bergheim, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,290 $11,193
American Family $6,909 $9,037
GEICO $4,974 $5,191
Nationwide $6,251 $8,016
Progressive $10,585 $11,775
State Farm $4,637 $5,889
USAA $3,859 $4,217

Cheapest Bergheim, TX Car Insurance for Seniors

Take a look at Bergheim, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bergheim, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,483 $3,483
American Family $2,458 $2,813
GEICO $2,222 $2,505
Nationwide $1,955 $2,068
Progressive $2,280 $2,333
State Farm $1,760 $1,760
USAA $1,336 $1,331

Cheapest Bergheim, TX Car Insurance Rates After a DUI

A DUI in Bergheim, TX increases car insurance rates. Compare Bergheim, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bergheim, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,776
American Family $4,434
GEICO $2,893
Nationwide $4,516
Progressive $4,864
State Farm $3,345
USAA $2,819

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Cheapest Bergheim, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bergheim, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bergheim, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,293 $5,555
American Family $4,360 $4,360
GEICO $3,024 $3,141
Nationwide $3,518 $3,518
Progressive $4,771 $4,771
State Farm $2,799 $2,799
USAA $2,152 $2,207

The Best Cheap Car Insurance Companies in Bergheim, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bergheim, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bergheim, Texas

Insurance Company Average Annual Rates
Allstate $5,424
American Family $4,360
GEICO $3,082
Nationwide $3,518
Progressive $4,771
State Farm $2,799
USAA $2,179

Category Winners: Cheapest Car Insurance in Bergheim, Texas

Find the cheapest car insurance companies in Bergheim, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bergheim, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bergheim, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bergheim car insurance rates. Find the cheapest Bergheim, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bergheim, Texas

Insurance Company Low Medium High
Allstate $5,273 $5,367 $5,631
American Family $4,069 $4,208 $4,804
GEICO $2,924 $3,043 $3,280
Nationwide $3,797 $3,369 $3,389
Progressive $4,566 $4,749 $4,999
State Farm $2,668 $2,793 $2,936
USAA $2,112 $2,172 $2,254

What affects car insurance rates in Bergheim, Texas?

What factors can have an impact on Bergheim, TX car insurance? There are several reasons why Bergheim car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bergheim, Texas.

Traffic in Bergheim

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bergheim, TX traffic data from INRIX ranks Bergheim as the 551st-most congested in the world.

Compare Car Insurance Quotes in Bergheim, TX

Ready to find affordable Bergheim, Texas car insurance today? Enter your ZIP code for fast, free Bergheim, TX car insurance quotes.

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