Compare Bergman, AR Car Insurance Rates (2021)

Car insurance in Bergman, AR averages $316 a month. Bergman, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bergman car insurance rates, compare quotes from the top car insurance companies in Bergman, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bergman, AR are $3,795/year
  • The cheapest car insurance company in Bergman for teen drivers is USAA
  • The cheapest car insurance company in Bergman is USAA

If you need to buy Bergman, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Bergman, AR is right here.

You’ll find Bergman car insurance rates, the cheapest Bergman, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Bergman, Arkansas car insurance rates to Fort Smith car insurance rates, Fayetteville car insurance rates, and Hot Springs car insurance rates.

Ready to find affordable Bergman, AR car insurance today? Enter your ZIP code for fast, free Bergman car insurance quotes.

Cheapest Bergman, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bergman, AR car insurance rates? Every Bergman, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bergman, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,628 $2,657 $2,338 $2,500 $9,227 $11,014 $2,916 $3,171
Farmers $2,139 $2,122 $1,912 $2,014 $9,037 $9,338 $2,458 $2,587
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,781 $2,630 $2,281 $2,393 $11,934 $13,441 $3,326 $3,609
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,032 $2,069 $2,016 $2,018 $11,815 $18,901 $2,178 $2,515
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

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Minimum Car Insurance in Bergman, AR

Every driver must carry the minimum car insurance in Bergman, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Bergman, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bergman, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bergman, AR. Compare credit history car insurance rates in Bergman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bergman, Arkansas

Insurance Company Poor Fair Good
Allstate $5,725 $4,383 $3,561
Farmers $4,494 $3,769 $3,589
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,000 $5,127 $4,771
State Farm $3,570 $2,152 $1,677
Travelers $6,246 $5,212 $4,871
USAA $2,729 $1,861 $1,586

Cheapest Bergman, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bergman, AR to rates for a clean record with top companies.

Annual Bergman, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,785 $4,728 $5,222 $4,490
Farmers $3,333 $4,281 $4,183 $4,007
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,563 $6,360 $4,797 $5,477
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,559 $4,710 $6,901 $5,602
USAA $1,585 $2,004 $2,887 $1,758

Cheapest Bergman, AR Car Insurance for Teen Drivers

Teen car insurance in Bergman, AR can be expensive. Take a look at rates from the top car insurance companies in Bergman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bergman, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,227 $11,014
Farmers $9,037 $9,338
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,934 $13,441
State Farm $4,447 $5,591
Travelers $11,815 $18,901
USAA $3,959 $4,151

Cheapest Bergman, AR Car Insurance for Seniors

Take a look at Bergman, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bergman, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,500
Farmers $1,912 $2,014
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,281 $2,393
State Farm $1,395 $1,395
Travelers $2,016 $2,018
USAA $1,183 $1,194

Cheapest Bergman, AR Car Insurance Rates After a DUI

A DUI in Bergman, AR increases car insurance rates. Compare Bergman, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bergman, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,222
Farmers $4,183
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,797
State Farm $2,466
Travelers $6,901
USAA $2,887

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Cheapest Bergman, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bergman, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bergman, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,556 $4,556
Farmers $3,951 $3,951
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,299 $5,299
State Farm $2,408 $2,524
Travelers $5,443 $5,443
USAA $2,000 $2,117

The Best Cheap Car Insurance Companies in Bergman, AR

Take a look at a side-by-side comparison of the top car insurance companies in Bergman, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bergman, Arkansas

Insurance Company Average Annual Rates
Allstate $4,556
Farmers $3,951
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,299
State Farm $2,466
Travelers $5,443
USAA $2,059

Category Winners: Cheapest Car Insurance in Bergman, Arkansas

Find the cheapest car insurance companies in Bergman, AR for each category right here.

Best Annual Car Insurance Rates by Company in Bergman, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bergman, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bergman car insurance rates. Find the cheapest Bergman, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bergman, Arkansas

Insurance Company Low Medium High
Allstate $4,442 $4,553 $4,674
Farmers $3,766 $3,913 $4,174
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,879 $5,208 $5,811
State Farm $2,351 $2,463 $2,585
Travelers $5,197 $5,458 $5,673
USAA $1,975 $2,051 $2,149

What affects car insurance rates in Bergman, Arkansas?

What factors can have an impact on Bergman, AR car insurance? There are several reasons why Bergman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bergman, Arkansas.

Commute Time in Bergman

The more time you spend in your car the higher the risk of an accident. The average commute length in Bergman, AR is 16.4 minutes according to City-Data.

Compare Car Insurance Quotes in Bergman, AR

Ready to find affordable Bergman, Arkansas car insurance today? Enter your ZIP code for fast, free Bergman, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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