Compare Berkeley Springs, WV Car Insurance Rates (2021)

Car insurance in Berkeley Springs, WV averages $301 a month. Berkeley Springs, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Berkeley Springs car insurance rates, compare quotes from the top car insurance companies in Berkeley Springs, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Berkeley Springs is State Farm
  • Average car insurance rates in Berkeley Springs, WV are $3,607/year
  • The cheapest car insurance company in Berkeley Springs for teen drivers is State Farm

If you need to buy Berkeley Springs, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Berkeley Springs, WV is right here.

You’ll find Berkeley Springs car insurance rates, the cheapest Berkeley Springs, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Berkeley Springs, West Virginia car insurance rates to Bluefield car insurance rates, Weirton car insurance rates, and Charleston car insurance rates.

Ready to find affordable Berkeley Springs, WV car insurance today? Enter your ZIP code for fast, free Berkeley Springs car insurance quotes.

Cheapest Berkeley Springs, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berkeley Springs, WV car insurance rates? Every Berkeley Springs, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berkeley Springs, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,577 $2,399 $2,300 $2,307 $9,106 $9,508 $2,860 $2,870
GEICO $2,274 $2,242 $2,164 $2,098 $5,574 $6,721 $2,185 $2,277
Liberty Mutual $3,607 $3,915 $2,899 $3,527 $13,705 $15,460 $3,725 $4,100
Nationwide $1,789 $1,816 $1,635 $1,711 $4,520 $5,700 $2,008 $2,145
Progressive $2,035 $1,962 $1,876 $1,876 $8,670 $9,759 $2,440 $2,522
State Farm $1,516 $1,516 $1,350 $1,350 $3,236 $4,177 $1,786 $1,423
USAA $1,692 $1,669 $1,568 $1,583 $5,563 $6,169 $2,187 $2,353

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Minimum Car Insurance in Berkeley Springs, WV

Every driver must carry the minimum car insurance in Berkeley Springs, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Berkeley Springs, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berkeley Springs, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berkeley Springs, WV. Compare credit history car insurance rates in Berkeley Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berkeley Springs, West Virginia

Insurance Company Poor Fair Good
Allstate $5,135 $4,088 $3,500
GEICO $3,849 $3,130 $2,597
Liberty Mutual $9,107 $5,597 $4,398
Nationwide $3,034 $2,565 $2,398
Progressive $4,364 $3,792 $3,521
State Farm $2,933 $1,791 $1,409
USAA $4,207 $2,411 $1,926

Cheapest Berkeley Springs, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berkeley Springs, WV to rates for a clean record with top companies.

Annual Berkeley Springs, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,594 $4,247 $5,052 $4,071
GEICO $1,977 $3,177 $5,493 $2,121
Liberty Mutual $5,217 $6,587 $7,295 $6,370
Nationwide $2,145 $2,838 $3,298 $2,382
Progressive $3,312 $4,417 $3,956 $3,885
State Farm $1,890 $2,198 $2,044 $2,044
USAA $2,241 $2,645 $3,777 $2,729

Cheapest Berkeley Springs, WV Car Insurance for Teen Drivers

Teen car insurance in Berkeley Springs, WV can be expensive. Take a look at rates from the top car insurance companies in Berkeley Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berkeley Springs, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,106 $9,508
GEICO $5,574 $6,721
Liberty Mutual $13,705 $15,460
Nationwide $4,520 $5,700
Progressive $8,670 $9,759
State Farm $3,236 $4,177
USAA $5,563 $6,169

Cheapest Berkeley Springs, WV Car Insurance for Seniors

Take a look at Berkeley Springs, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berkeley Springs, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,300 $2,307
GEICO $2,164 $2,098
Liberty Mutual $2,899 $3,527
Nationwide $1,635 $1,711
Progressive $1,876 $1,876
State Farm $1,350 $1,350
USAA $1,568 $1,583

Cheapest Berkeley Springs, WV Car Insurance Rates After a DUI

A DUI in Berkeley Springs, WV increases car insurance rates. Compare Berkeley Springs, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berkeley Springs, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,052
GEICO $5,493
Liberty Mutual $7,295
Nationwide $3,298
Progressive $3,956
State Farm $2,044
USAA $3,777

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Cheapest Berkeley Springs, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berkeley Springs, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berkeley Springs, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,241 $4,241
GEICO $3,157 $3,226
Liberty Mutual $6,367 $6,367
Nationwide $2,666 $2,666
Progressive $3,892 $3,892
State Farm $1,992 $2,097
USAA $2,815 $2,881

The Best Cheap Car Insurance Companies in Berkeley Springs, WV

Take a look at a side-by-side comparison of the top car insurance companies in Berkeley Springs, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berkeley Springs, West Virginia

Insurance Company Average Annual Rates
Allstate $4,241
GEICO $3,192
Liberty Mutual $6,367
Nationwide $2,666
Progressive $3,892
State Farm $2,044
USAA $2,848

Category Winners: Cheapest Car Insurance in Berkeley Springs, West Virginia

Find the cheapest car insurance companies in Berkeley Springs, WV for each category right here.

Best Annual Car Insurance Rates by Company in Berkeley Springs, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Berkeley Springs, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berkeley Springs car insurance rates. Find the cheapest Berkeley Springs, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berkeley Springs, West Virginia

Insurance Company Low Medium High
Allstate $4,114 $4,235 $4,374
GEICO $3,005 $3,199 $3,372
Liberty Mutual $6,053 $6,352 $6,696
Nationwide $2,616 $2,651 $2,730
Progressive $3,747 $3,854 $4,076
State Farm $1,937 $2,037 $2,159
USAA $2,753 $2,843 $2,948

What affects car insurance rates in Berkeley Springs, West Virginia?

What factors can have an impact on Berkeley Springs, WV car insurance? There are several reasons why Berkeley Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berkeley Springs, West Virginia.

Commute Time in Berkeley Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Berkeley Springs, WV is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in Berkeley Springs, WV

Ready to find affordable Berkeley Springs, West Virginia car insurance today? Enter your ZIP code for fast, free Berkeley Springs, WV car insurance quotes.

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