Compare Berkley, CO Car Insurance Rates (2021)

Car insurance in Berkley, CO averages $355 a month. Berkley, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Berkley car insurance rates, compare quotes from the top car insurance companies in Berkley, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Berkley, CO after a DUI are $5,076/year
  • The cheapest car insurance company in Berkley is Liberty Mutual
  • The cheapest car insurance company in Berkley for teen drivers is USAA

If you need to buy Berkley, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Berkley, CO is right here.

You’ll find Berkley car insurance rates, the cheapest Berkley, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Berkley, Colorado car insurance rates to Greeley car insurance rates, Boulder car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Berkley, CO car insurance today? Enter your ZIP code for fast, free Berkley car insurance quotes.

Cheapest Berkley, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berkley, CO car insurance rates? Every Berkley, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berkley, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,442 $3,199 $3,122 $3,151 $12,624 $13,279 $3,738 $3,732
American Family $3,129 $3,129 $2,825 $2,825 $7,577 $10,189 $3,129 $3,828
Farmers $3,404 $3,369 $3,079 $3,334 $13,248 $13,337 $3,732 $3,746
GEICO $2,010 $2,211 $2,176 $2,505 $6,422 $6,761 $1,831 $1,841
Liberty Mutual $2,016 $1,926 $1,722 $1,903 $6,626 $7,225 $2,035 $2,032
Nationwide $2,674 $2,717 $2,395 $2,526 $6,834 $8,723 $3,085 $3,327
Progressive $2,671 $2,494 $2,350 $2,337 $9,363 $10,451 $3,005 $2,913
State Farm $2,321 $2,321 $2,113 $2,113 $6,951 $8,765 $2,608 $3,091
USAA $2,227 $2,207 $2,140 $2,123 $5,787 $6,602 $2,859 $3,085

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Minimum Car Insurance in Berkley, CO

Every driver must carry the minimum car insurance in Berkley, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Berkley, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Berkley, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berkley, CO. Compare credit history car insurance rates in Berkley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berkley, Colorado

Insurance Company Poor Fair Good
Allstate $7,376 $5,694 $4,288
American Family $5,937 $4,240 $3,560
Farmers $6,846 $5,576 $5,296
GEICO $3,873 $3,219 $2,567
Liberty Mutual $4,541 $2,798 $2,218
Nationwide $4,876 $3,865 $3,363
Progressive $5,054 $4,321 $3,968
State Farm $5,250 $3,379 $2,727
USAA $4,977 $2,860 $2,299

Cheapest Berkley, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berkley, CO to rates for a clean record with top companies.

Annual Berkley, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,885 $5,666 $7,012 $5,580
American Family $3,399 $4,769 $6,295 $3,852
Farmers $4,984 $6,425 $6,335 $5,880
GEICO $2,248 $3,539 $4,169 $2,923
Liberty Mutual $2,804 $3,276 $3,372 $3,289
Nationwide $3,108 $4,241 $5,374 $3,418
Progressive $3,837 $5,433 $4,050 $4,473
State Farm $3,462 $4,109 $3,785 $3,785
USAA $2,450 $3,011 $5,293 $2,760

Cheapest Berkley, CO Car Insurance for Teen Drivers

Teen car insurance in Berkley, CO can be expensive. Take a look at rates from the top car insurance companies in Berkley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berkley, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,624 $13,279
American Family $7,577 $10,189
Farmers $13,248 $13,337
GEICO $6,422 $6,761
Liberty Mutual $6,626 $7,225
Nationwide $6,834 $8,723
Progressive $9,363 $10,451
State Farm $6,951 $8,765
USAA $5,787 $6,602

Cheapest Berkley, CO Car Insurance for Seniors

Take a look at Berkley, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berkley, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,122 $3,151
American Family $2,825 $2,825
Farmers $3,079 $3,334
GEICO $2,176 $2,505
Liberty Mutual $1,722 $1,903
Nationwide $2,395 $2,526
Progressive $2,350 $2,337
State Farm $2,113 $2,113
USAA $2,140 $2,123

Cheapest Berkley, CO Car Insurance Rates After a DUI

A DUI in Berkley, CO increases car insurance rates. Compare Berkley, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berkley, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,012
American Family $6,295
Farmers $6,335
GEICO $4,169
Liberty Mutual $3,372
Nationwide $5,374
Progressive $4,050
State Farm $3,785
USAA $5,293

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Cheapest Berkley, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berkley, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berkley, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,786 $5,786
American Family $4,480 $4,678
Farmers $5,906 $5,906
GEICO $3,154 $3,285
Liberty Mutual $3,185 $3,185
Nationwide $4,035 $4,035
Progressive $4,448 $4,448
State Farm $3,691 $3,880
USAA $3,283 $3,474

The Best Cheap Car Insurance Companies in Berkley, CO

Take a look at a side-by-side comparison of the top car insurance companies in Berkley, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berkley, Colorado

Insurance Company Average Annual Rates
Allstate $5,786
American Family $4,579
Farmers $5,906
GEICO $3,220
Liberty Mutual $3,185
Nationwide $4,035
Progressive $4,448
State Farm $3,785
USAA $3,379

Category Winners: Cheapest Car Insurance in Berkley, Colorado

Find the cheapest car insurance companies in Berkley, CO for each category right here.

Best Annual Car Insurance Rates by Company in Berkley, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Berkley, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berkley car insurance rates. Find the cheapest Berkley, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berkley, Colorado

Insurance Company Low Medium High
Allstate $5,437 $5,765 $6,156
American Family $4,345 $4,670 $4,721
Farmers $5,131 $5,817 $6,771
GEICO $2,832 $3,148 $3,678
Liberty Mutual $2,975 $3,172 $3,409
Nationwide $4,010 $4,038 $4,057
Progressive $4,053 $4,464 $4,827
State Farm $3,491 $3,788 $4,076
USAA $3,211 $3,379 $3,546

What affects car insurance rates in Berkley, Colorado?

What factors can have an impact on Berkley, CO car insurance? There are several reasons why Berkley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berkley, Colorado.

Commute Time in Berkley

The more time you spend in your car the higher the risk of an accident. The average commute length in Berkley, CO is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Berkley, CO

Ready to find affordable Berkley, Colorado car insurance today? Enter your ZIP code for fast, free Berkley, CO car insurance quotes.

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