Compare Berlin Heights, OH Car Insurance Rates (2021)

Car insurance in Berlin Heights, OH averages $216 a month. Berlin Heights, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Berlin Heights car insurance rates, compare quotes from the top car insurance companies in Berlin Heights, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Berlin Heights for teen drivers is USAA
  • The cheapest car insurance company in Berlin Heights is USAA
  • Average car insurance rates in Berlin Heights, OH are $2,591/year

If you need to buy Berlin Heights, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Berlin Heights, OH is right here.

You’ll find Berlin Heights car insurance rates, the cheapest Berlin Heights, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Berlin Heights, Ohio car insurance rates to Toledo car insurance rates, Dayton car insurance rates, and Canton car insurance rates.

Ready to find affordable Berlin Heights, OH car insurance today? Enter your ZIP code for fast, free Berlin Heights car insurance quotes.

Cheapest Berlin Heights, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berlin Heights, OH car insurance rates? Every Berlin Heights, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berlin Heights, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,890 $1,726 $1,843 $5,325 $6,081 $1,985 $2,110
American Family $908 $943 $827 $832 $2,734 $2,969 $1,117 $1,176
Farmers $1,700 $1,695 $1,496 $1,579 $7,615 $7,916 $1,907 $1,991
GEICO $1,176 $1,148 $1,117 $1,139 $3,167 $2,943 $1,303 $1,100
Liberty Mutual $1,886 $2,057 $1,451 $1,765 $9,995 $11,281 $1,998 $2,178
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,546 $1,460 $1,286 $1,326 $6,807 $7,666 $1,854 $1,914
State Farm $1,305 $1,305 $1,172 $1,172 $4,137 $5,194 $1,517 $1,739
Travelers $1,408 $1,427 $1,411 $1,400 $6,201 $9,795 $1,471 $1,663
USAA $859 $866 $818 $817 $2,635 $2,933 $1,146 $1,234

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Minimum Car Insurance in Berlin Heights, OH

Every driver must carry the minimum car insurance in Berlin Heights, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Berlin Heights, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berlin Heights, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berlin Heights, OH. Compare credit history car insurance rates in Berlin Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berlin Heights, Ohio

Insurance Company Poor Fair Good
Allstate $3,665 $2,677 $2,232
American Family $1,908 $1,303 $1,104
Farmers $3,660 $3,100 $2,951
GEICO $1,960 $1,637 $1,314
Liberty Mutual $5,830 $3,587 $2,813
Nationwide $3,592 $2,897 $2,449
Progressive $3,353 $2,893 $2,701
State Farm $3,124 $1,931 $1,523
Travelers $3,460 $3,014 $2,816
USAA $1,833 $1,299 $1,109

Cheapest Berlin Heights, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berlin Heights, OH to rates for a clean record with top companies.

Annual Berlin Heights, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,394 $2,903 $3,420 $2,716
American Family $1,379 $1,458 $1,458 $1,458
Farmers $2,668 $3,439 $3,354 $3,488
GEICO $1,109 $1,601 $2,340 $1,497
Liberty Mutual $3,423 $4,400 $4,488 $3,995
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,574 $3,492 $2,739 $3,126
State Farm $1,994 $2,391 $2,193 $2,193
Travelers $2,270 $2,971 $4,496 $2,649
USAA $1,085 $1,454 $1,913 $1,202

Cheapest Berlin Heights, OH Car Insurance for Teen Drivers

Teen car insurance in Berlin Heights, OH can be expensive. Take a look at rates from the top car insurance companies in Berlin Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berlin Heights, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,325 $6,081
American Family $2,734 $2,969
Farmers $7,615 $7,916
GEICO $3,167 $2,943
Liberty Mutual $9,995 $11,281
Nationwide $5,115 $6,573
Progressive $6,807 $7,666
State Farm $4,137 $5,194
Travelers $6,201 $9,795
USAA $2,635 $2,933

Cheapest Berlin Heights, OH Car Insurance for Seniors

Take a look at Berlin Heights, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berlin Heights, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,843
American Family $827 $832
Farmers $1,496 $1,579
GEICO $1,117 $1,139
Liberty Mutual $1,451 $1,765
Nationwide $1,793 $1,802
Progressive $1,286 $1,326
State Farm $1,172 $1,172
Travelers $1,411 $1,400
USAA $818 $817

Cheapest Berlin Heights, OH Car Insurance Rates After a DUI

A DUI in Berlin Heights, OH increases car insurance rates. Compare Berlin Heights, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berlin Heights, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,420
American Family $1,458
Farmers $3,354
GEICO $2,340
Liberty Mutual $4,488
Nationwide $3,841
Progressive $2,739
State Farm $2,193
Travelers $4,496
USAA $1,913

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Cheapest Berlin Heights, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berlin Heights, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berlin Heights, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,858 $2,858
American Family $1,421 $1,455
Farmers $3,237 $3,237
GEICO $1,609 $1,665
Liberty Mutual $4,077 $4,077
Nationwide $2,979 $2,979
Progressive $2,983 $2,983
State Farm $2,138 $2,247
Travelers $3,097 $3,097
USAA $1,359 $1,468

The Best Cheap Car Insurance Companies in Berlin Heights, OH

Take a look at a side-by-side comparison of the top car insurance companies in Berlin Heights, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berlin Heights, Ohio

Insurance Company Average Annual Rates
Allstate $2,858
American Family $1,438
Farmers $3,237
GEICO $1,637
Liberty Mutual $4,077
Nationwide $2,979
Progressive $2,983
State Farm $2,193
Travelers $3,097
USAA $1,413

Category Winners: Cheapest Car Insurance in Berlin Heights, Ohio

Find the cheapest car insurance companies in Berlin Heights, OH for each category right here.

Best Annual Car Insurance Rates by Company in Berlin Heights, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Berlin Heights, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berlin Heights car insurance rates. Find the cheapest Berlin Heights, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berlin Heights, Ohio

Insurance Company Low Medium High
Allstate $2,753 $2,852 $2,969
American Family $1,412 $1,449 $1,454
Farmers $3,065 $3,188 $3,459
GEICO $1,578 $1,628 $1,704
Liberty Mutual $3,918 $4,099 $4,213
Nationwide $3,285 $2,888 $2,764
Progressive $2,878 $2,960 $3,110
State Farm $2,078 $2,200 $2,300
Travelers $3,005 $3,139 $3,146
USAA $1,348 $1,412 $1,480

What affects car insurance rates in Berlin Heights, Ohio?

What factors can have an impact on Berlin Heights, OH car insurance? There are several reasons why Berlin Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berlin Heights, Ohio.

Commute Time in Berlin Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Berlin Heights, OH is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Berlin Heights, OH

Ready to find affordable Berlin Heights, Ohio car insurance today? Enter your ZIP code for fast, free Berlin Heights, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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