Compare Berlin, NH Car Insurance Rates (2021)

Car insurance in Berlin, NH averages $264 a month. Berlin, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Berlin car insurance rates, compare quotes from the top car insurance companies in Berlin, NH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Berlin is GEICO
  • Average car insurance rates in Berlin, NH are $3,170/year
  • The cheapest car insurance company in Berlin for teen drivers is GEICO

If you need to buy Berlin, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Berlin, NH is right here.

You’ll find Berlin car insurance rates, the cheapest Berlin, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Berlin, New Hampshire car insurance rates to Manchester car insurance rates, Concord car insurance rates, and Dover car insurance rates.

Ready to find affordable Berlin, NH car insurance today? Enter your ZIP code for fast, free Berlin car insurance quotes.

Cheapest Berlin, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berlin, NH car insurance rates? Every Berlin, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berlin, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,990 $2,111 $2,133 $2,337 $4,123 $5,208 $2,092 $2,218
GEICO $1,063 $1,055 $953 $953 $2,568 $3,583 $1,109 $1,672
Liberty Mutual $4,913 $5,306 $4,005 $4,491 $17,861 $19,798 $5,185 $5,502
Nationwide $1,534 $1,558 $1,383 $1,452 $4,234 $5,375 $1,761 $1,890
Progressive $1,465 $1,332 $1,273 $1,284 $6,759 $7,462 $1,724 $1,728
State Farm $1,368 $1,368 $1,241 $1,241 $4,073 $5,029 $1,524 $1,746
USAA $997 $978 $931 $932 $4,320 $4,723 $1,252 $1,366

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Berlin, NH

Every driver must carry the minimum car insurance in Berlin, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Berlin, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berlin, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berlin, NH. Compare credit history car insurance rates in Berlin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berlin, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,415 $2,528 $2,386
GEICO $1,917 $1,572 $1,370
Liberty Mutual $12,049 $7,349 $5,750
Nationwide $2,793 $2,289 $2,113
Progressive $3,196 $2,807 $2,632
State Farm $3,114 $1,938 $1,544
USAA $2,628 $1,729 $1,456

Cheapest Berlin, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berlin, NH to rates for a clean record with top companies.

Annual Berlin, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,302 $3,138 $2,970 $2,696
GEICO $1,445 $1,599 $1,989 $1,445
Liberty Mutual $5,269 $9,504 $9,771 $8,986
Nationwide $1,846 $2,559 $3,131 $2,057
Progressive $2,471 $3,414 $2,727 $2,901
State Farm $2,026 $2,170 $2,575 $2,026
USAA $1,495 $2,014 $2,503 $1,738

Cheapest Berlin, NH Car Insurance for Teen Drivers

Teen car insurance in Berlin, NH can be expensive. Take a look at rates from the top car insurance companies in Berlin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berlin, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,123 $5,208
GEICO $2,568 $3,583
Liberty Mutual $17,861 $19,798
Nationwide $4,234 $5,375
Progressive $6,759 $7,462
State Farm $4,073 $5,029
USAA $4,320 $4,723

Cheapest Berlin, NH Car Insurance for Seniors

Take a look at Berlin, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berlin, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,133 $2,337
GEICO $953 $953
Liberty Mutual $4,005 $4,491
Nationwide $1,383 $1,452
Progressive $1,273 $1,284
State Farm $1,241 $1,241
USAA $931 $932

Cheapest Berlin, NH Car Insurance Rates After a DUI

A DUI in Berlin, NH increases car insurance rates. Compare Berlin, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berlin, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,970
GEICO $1,989
Liberty Mutual $9,771
Nationwide $3,131
Progressive $2,727
State Farm $2,575
USAA $2,503

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berlin, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berlin, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berlin, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,739 $2,814
GEICO $1,606 $1,633
Liberty Mutual $8,383 $8,383
Nationwide $2,398 $2,398
Progressive $2,878 $2,878
State Farm $2,150 $2,248
USAA $1,918 $1,957

The Best Cheap Car Insurance Companies in Berlin, NH

Take a look at a side-by-side comparison of the top car insurance companies in Berlin, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berlin, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,777
GEICO $1,620
Liberty Mutual $8,383
Nationwide $2,398
Progressive $2,878
State Farm $2,199
USAA $1,937

Category Winners: Cheapest Car Insurance in Berlin, New Hampshire

Find the cheapest car insurance companies in Berlin, NH for each category right here.

Best Annual Car Insurance Rates by Company in Berlin, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berlin, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berlin car insurance rates. Find the cheapest Berlin, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berlin, New Hampshire

Insurance Company Low Medium High
Allstate $2,707 $2,774 $2,849
GEICO $1,533 $1,609 $1,716
Liberty Mutual $8,079 $8,358 $8,711
Nationwide $2,567 $2,365 $2,264
Progressive $2,759 $2,878 $2,998
State Farm $2,111 $2,201 $2,285
USAA $1,863 $1,934 $2,014

What affects car insurance rates in Berlin, New Hampshire?

What factors can have an impact on Berlin, NH car insurance? There are several reasons why Berlin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berlin, New Hampshire.

Car Theft in Berlin

High levels of vehicle theft can make car insurance more expensive. Berlin, NH car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Berlin

The more time you spend in your car the higher the risk of an accident. The average commute length in Berlin, NH is 16.9 minutes according to City-Data.

Traffic in Berlin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Berlin, NH traffic data from INRIX ranks Berlin as the 41st-most congested in the world.

Compare Car Insurance Quotes in Berlin, NH

Ready to find affordable Berlin, New Hampshire car insurance today? Enter your ZIP code for fast, free Berlin, NH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption