Compare Berlin, WI Car Insurance Rates (2021)

Car insurance in Berlin, WI averages $242 a month. Berlin, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Berlin car insurance rates, compare quotes from the top car insurance companies in Berlin, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Berlin, WI after a DUI are $3,229/year
  • The cheapest car insurance company in Berlin for teen drivers is American Family
  • Average car insurance rates in Berlin, WI are $2,907/year

If you need to buy Berlin, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Berlin, WI is right here.

You’ll find Berlin car insurance rates, the cheapest Berlin, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Berlin, Wisconsin car insurance rates to Madison car insurance rates, Appleton car insurance rates, and Waukesha car insurance rates.

Ready to find affordable Berlin, WI car insurance today? Enter your ZIP code for fast, free Berlin car insurance quotes.

Cheapest Berlin, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berlin, WI car insurance rates? Every Berlin, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berlin, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,112 $2,229 $1,947 $2,151 $6,669 $8,540 $2,150 $2,336
American Family $930 $972 $877 $886 $2,676 $2,947 $1,093 $1,163
Farmers $1,961 $1,964 $1,743 $1,840 $8,992 $9,320 $2,221 $2,333
GEICO $1,342 $1,463 $1,366 $1,545 $4,291 $4,615 $1,245 $1,289
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,899 $4,112 $3,218 $3,397 $7,845 $11,994 $4,735 $5,653
Progressive $1,540 $1,474 $1,261 $1,312 $5,676 $6,413 $1,845 $1,993
State Farm $1,403 $1,403 $1,228 $1,228 $3,706 $4,724 $1,575 $1,778
USAA $1,285 $1,283 $1,164 $1,185 $3,256 $3,779 $1,668 $1,832

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Minimum Car Insurance in Berlin, WI

Every driver must carry the minimum car insurance in Berlin, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Berlin, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Berlin, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berlin, WI. Compare credit history car insurance rates in Berlin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berlin, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,614 $3,179 $2,758
American Family $1,933 $1,272 $1,124
Farmers $4,300 $3,624 $3,467
GEICO $2,815 $2,007 $1,611
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $6,303 $5,258 $5,258
Progressive $3,071 $2,593 $2,404
State Farm $3,178 $1,824 $1,389
USAA $2,975 $1,568 $1,252

Cheapest Berlin, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berlin, WI to rates for a clean record with top companies.

Annual Berlin, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,886 $3,945 $3,680 $3,557
American Family $1,381 $1,464 $1,464 $1,464
Farmers $3,310 $4,168 $3,956 $3,753
GEICO $1,507 $2,402 $2,694 $1,975
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,740 $5,483 $6,721 $5,483
Progressive $2,467 $2,974 $2,558 $2,760
State Farm $1,978 $2,283 $2,131 $2,131
USAA $1,515 $1,906 $2,578 $1,727

Cheapest Berlin, WI Car Insurance for Teen Drivers

Teen car insurance in Berlin, WI can be expensive. Take a look at rates from the top car insurance companies in Berlin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berlin, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,669 $8,540
American Family $2,676 $2,947
Farmers $8,992 $9,320
GEICO $4,291 $4,615
Liberty Mutual $5,847 $6,561
Nationwide $7,845 $11,994
Progressive $5,676 $6,413
State Farm $3,706 $4,724
USAA $3,256 $3,779

Cheapest Berlin, WI Car Insurance for Seniors

Take a look at Berlin, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berlin, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,947 $2,151
American Family $877 $886
Farmers $1,743 $1,840
GEICO $1,366 $1,545
Liberty Mutual $1,448 $1,646
Nationwide $3,218 $3,397
Progressive $1,261 $1,312
State Farm $1,228 $1,228
USAA $1,164 $1,185

Cheapest Berlin, WI Car Insurance Rates After a DUI

A DUI in Berlin, WI increases car insurance rates. Compare Berlin, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berlin, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,680
American Family $1,464
Farmers $3,956
GEICO $2,694
Liberty Mutual $3,277
Nationwide $6,721
Progressive $2,558
State Farm $2,131
USAA $2,578

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Cheapest Berlin, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berlin, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berlin, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,433 $3,601
American Family $1,419 $1,467
Farmers $3,797 $3,797
GEICO $2,096 $2,193
Liberty Mutual $2,904 $2,904
Nationwide $5,607 $5,607
Progressive $2,689 $2,689
State Farm $2,078 $2,183
USAA $1,906 $1,957

The Best Cheap Car Insurance Companies in Berlin, WI

Take a look at a side-by-side comparison of the top car insurance companies in Berlin, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berlin, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,517
American Family $1,443
Farmers $3,797
GEICO $2,144
Liberty Mutual $2,904
Nationwide $5,607
Progressive $2,689
State Farm $2,131
USAA $1,931

Category Winners: Cheapest Car Insurance in Berlin, Wisconsin

Find the cheapest car insurance companies in Berlin, WI for each category right here.

Best Annual Car Insurance Rates by Company in Berlin, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Berlin, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berlin car insurance rates. Find the cheapest Berlin, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berlin, Wisconsin

Insurance Company Low Medium High
Allstate $3,374 $3,508 $3,668
American Family $1,424 $1,456 $1,449
Farmers $3,521 $3,770 $4,100
GEICO $2,013 $2,142 $2,278
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $5,453 $5,606 $5,761
Progressive $2,526 $2,710 $2,833
State Farm $2,025 $2,136 $2,230
USAA $1,862 $1,933 $2,000

What affects car insurance rates in Berlin, Wisconsin?

What factors can have an impact on Berlin, WI car insurance? There are several reasons why Berlin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berlin, Wisconsin.

Car Theft in Berlin

High levels of vehicle theft can make car insurance more expensive. Berlin, WI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Berlin

The more time you spend in your car the higher the risk of an accident. The average commute length in Berlin, WI is 23.7 minutes according to City-Data.

Traffic in Berlin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Berlin, WI traffic data from INRIX ranks Berlin as the 41st-most congested in the world.

Compare Car Insurance Quotes in Berlin, WI

Ready to find affordable Berlin, Wisconsin car insurance today? Enter your ZIP code for fast, free Berlin, WI car insurance quotes.

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