Compare Berne, IN Car Insurance Rates (2021)

Car insurance in Berne, IN averages $252 a month. Berne, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Berne car insurance rates, compare quotes from the top car insurance companies in Berne, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Berne, IN are $3,021/year
  • The cheapest car insurance company in Berne is USAA
  • The cheapest car insurance company in Berne for teen drivers is USAA

If you need to buy Berne, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Berne, IN is right here.

You’ll find Berne car insurance rates, the cheapest Berne, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Berne, Indiana car insurance rates to Fishers car insurance rates, South Bend car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Berne, IN car insurance today? Enter your ZIP code for fast, free Berne car insurance quotes.

Cheapest Berne, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berne, IN car insurance rates? Every Berne, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berne, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,369 $2,424 $2,084 $2,276 $7,355 $9,258 $2,403 $2,614
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,427 $1,349 $1,297 $1,304 $8,402 $9,457 $1,785 $1,820
State Farm $1,229 $1,229 $1,097 $1,097 $3,741 $4,790 $1,361 $1,515
Travelers $1,099 $1,119 $1,027 $1,029 $6,741 $10,698 $1,160 $1,345
USAA $922 $909 $855 $863 $2,545 $2,852 $1,245 $1,336

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Berne, IN

Every driver must carry the minimum car insurance in Berne, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Berne, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berne, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berne, IN. Compare credit history car insurance rates in Berne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berne, Indiana

Insurance Company Poor Fair Good
Allstate $4,764 $3,554 $3,226
American Family $4,594 $2,986 $2,501
Farmers $3,832 $3,123 $2,894
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,699 $3,277 $3,090
State Farm $2,924 $1,745 $1,353
Travelers $3,369 $2,857 $2,855
USAA $1,946 $1,281 $1,096

Cheapest Berne, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berne, IN to rates for a clean record with top companies.

Annual Berne, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $4,506 $4,168 $3,656
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,517 $4,406 $3,001 $3,497
State Farm $1,960 $2,150 $1,960 $1,960
Travelers $2,576 $3,175 $3,596 $2,762
USAA $1,090 $1,547 $1,776 $1,350

Cheapest Berne, IN Car Insurance for Teen Drivers

Teen car insurance in Berne, IN can be expensive. Take a look at rates from the top car insurance companies in Berne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berne, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $9,258
American Family $5,778 $8,378
Farmers $8,010 $8,531
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,402 $9,457
State Farm $3,741 $4,790
Travelers $6,741 $10,698
USAA $2,545 $2,852

Cheapest Berne, IN Car Insurance for Seniors

Take a look at Berne, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berne, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,084 $2,276
American Family $1,897 $1,897
Farmers $1,270 $1,428
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,297 $1,304
State Farm $1,097 $1,097
Travelers $1,027 $1,029
USAA $855 $863

Cheapest Berne, IN Car Insurance Rates After a DUI

A DUI in Berne, IN increases car insurance rates. Compare Berne, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berne, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,168
American Family $4,670
Farmers $3,529
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,001
State Farm $1,960
Travelers $3,596
USAA $1,776

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berne, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berne, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berne, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,848 $3,848
American Family $3,320 $3,401
Farmers $3,283 $3,283
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,355 $3,355
State Farm $1,951 $2,064
Travelers $3,027 $3,027
USAA $1,422 $1,460

The Best Cheap Car Insurance Companies in Berne, IN

Take a look at a side-by-side comparison of the top car insurance companies in Berne, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berne, Indiana

Insurance Company Average Annual Rates
Allstate $3,848
American Family $3,361
Farmers $3,283
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,355
State Farm $2,007
Travelers $3,027
USAA $1,441

Category Winners: Cheapest Car Insurance in Berne, Indiana

Find the cheapest car insurance companies in Berne, IN for each category right here.

Best Annual Car Insurance Rates by Company in Berne, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Berne, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berne car insurance rates. Find the cheapest Berne, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berne, Indiana

Insurance Company Low Medium High
Allstate $3,671 $3,833 $4,040
American Family $3,333 $3,473 $3,277
Farmers $3,162 $3,275 $3,412
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,163 $3,301 $3,602
State Farm $1,912 $2,006 $2,104
Travelers $2,966 $3,055 $3,060
USAA $1,393 $1,437 $1,492

What affects car insurance rates in Berne, Indiana?

What factors can have an impact on Berne, IN car insurance? There are several reasons why Berne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berne, Indiana.

Car Theft in Berne

High levels of vehicle theft can make car insurance more expensive. Berne, IN car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Berne

The more time you spend in your car the higher the risk of an accident. The average commute length in Berne, IN is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Berne, IN

Ready to find affordable Berne, Indiana car insurance today? Enter your ZIP code for fast, free Berne, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State