Compare Bernie, MO Car Insurance Rates (2021)

Car insurance in Bernie, MO averages $258 a month. Bernie, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bernie car insurance rates, compare quotes from the top car insurance companies in Bernie, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Bernie, MO after a DUI are $3,639/year
  • The cheapest car insurance company in Bernie is Nationwide
  • Average car insurance rates in Bernie, MO are $3,096/year

If you need to buy Bernie, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Bernie, MO is right here.

You’ll find Bernie car insurance rates, the cheapest Bernie, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Bernie, Missouri car insurance rates to Florissant car insurance rates, Springfield car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Bernie, MO car insurance today? Enter your ZIP code for fast, free Bernie car insurance quotes.

Cheapest Bernie, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bernie, MO car insurance rates? Every Bernie, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bernie, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,102 $2,102 $1,878 $1,989 $8,652 $8,971 $2,393 $2,506
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,515 $2,726 $2,078 $2,331 $8,726 $9,690 $2,641 $2,812
Nationwide $1,504 $1,532 $1,349 $1,425 $3,871 $4,940 $1,722 $1,858
Progressive $1,780 $1,645 $1,454 $1,501 $5,920 $6,647 $2,168 $2,217
State Farm $1,513 $1,513 $1,362 $1,362 $4,393 $5,526 $1,701 $1,941
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bernie, MO

Every driver must carry the minimum car insurance in Bernie, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Bernie, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bernie, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bernie, MO. Compare credit history car insurance rates in Bernie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bernie, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $3,983 $2,810 $2,368
Farmers $4,373 $3,638 $3,461
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,011 $3,670 $2,888
Nationwide $2,679 $2,219 $1,927
Progressive $3,381 $2,795 $2,575
State Farm $3,324 $2,155 $1,764
USAA $4,414 $2,065 $1,482

Cheapest Bernie, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bernie, MO to rates for a clean record with top companies.

Annual Bernie, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,323 $4,105 $4,018 $3,850
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,042 $4,371 $4,500 $4,846
Nationwide $1,779 $2,294 $3,076 $1,951
Progressive $2,510 $3,399 $2,795 $2,962
State Farm $2,216 $2,612 $2,414 $2,414
USAA $2,107 $2,579 $3,619 $2,310

Cheapest Bernie, MO Car Insurance for Teen Drivers

Teen car insurance in Bernie, MO can be expensive. Take a look at rates from the top car insurance companies in Bernie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bernie, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,488 $7,118
Farmers $8,652 $8,971
GEICO $5,247 $5,541
Liberty Mutual $8,726 $9,690
Nationwide $3,871 $4,940
Progressive $5,920 $6,647
State Farm $4,393 $5,526
USAA $4,904 $5,980

Cheapest Bernie, MO Car Insurance for Seniors

Take a look at Bernie, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bernie, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,772 $1,772
Farmers $1,878 $1,989
GEICO $1,304 $1,689
Liberty Mutual $2,078 $2,331
Nationwide $1,349 $1,425
Progressive $1,454 $1,501
State Farm $1,362 $1,362
USAA $1,457 $1,475

Cheapest Bernie, MO Car Insurance Rates After a DUI

A DUI in Bernie, MO increases car insurance rates. Compare Bernie, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bernie, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,043
Farmers $4,018
GEICO $3,499
Liberty Mutual $4,500
Nationwide $3,076
Progressive $2,795
State Farm $2,414
USAA $3,619

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bernie, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bernie, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bernie, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,024 $3,084
Farmers $3,824 $3,824
GEICO $2,495 $2,591
Liberty Mutual $4,190 $4,190
Nationwide $2,275 $2,275
Progressive $2,917 $2,917
State Farm $2,355 $2,473
USAA $2,559 $2,748

The Best Cheap Car Insurance Companies in Bernie, MO

Take a look at a side-by-side comparison of the top car insurance companies in Bernie, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bernie, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,054
Farmers $3,824
GEICO $2,543
Liberty Mutual $4,190
Nationwide $2,275
Progressive $2,917
State Farm $2,414
USAA $2,654

Category Winners: Cheapest Car Insurance in Bernie, Missouri

Find the cheapest car insurance companies in Bernie, MO for each category right here.

Best Annual Car Insurance Rates by Company in Bernie, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bernie, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bernie car insurance rates. Find the cheapest Bernie, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bernie, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $2,958 $3,150 $3,053
Farmers $3,565 $3,782 $4,126
GEICO $2,359 $2,562 $2,709
Liberty Mutual $3,932 $4,210 $4,427
Nationwide $2,131 $2,298 $2,396
Progressive $2,599 $2,922 $3,229
State Farm $2,248 $2,420 $2,574
USAA $2,536 $2,644 $2,781

What affects car insurance rates in Bernie, Missouri?

What factors can have an impact on Bernie, MO car insurance? There are several reasons why Bernie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bernie, Missouri.

Commute Time in Bernie

The more time you spend in your car the higher the risk of an accident. The average commute length in Bernie, MO is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Bernie, MO

Ready to find affordable Bernie, Missouri car insurance today? Enter your ZIP code for fast, free Bernie, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption