Compare Berrien Center, MI Car Insurance Rates (2021)

Car insurance in Berrien Center, MI averages $714 a month. Berrien Center, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Berrien Center car insurance rates, compare quotes from the top car insurance companies in Berrien Center, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Berrien Center is USAA
  • The cheapest car insurance company in Berrien Center for teen drivers is USAA
  • Average car insurance rates in Berrien Center, MI are $8,574/year

If you need to buy Berrien Center, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Berrien Center, MI is right here.

You’ll find Berrien Center car insurance rates, the cheapest Berrien Center, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Berrien Center, Michigan car insurance rates to Flint car insurance rates, Grand Rapids car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Berrien Center, MI car insurance today? Enter your ZIP code for fast, free Berrien Center car insurance quotes.

Cheapest Berrien Center, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berrien Center, MI car insurance rates? Every Berrien Center, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berrien Center, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,566 $3,566 $3,328 $3,328 $7,993 $7,993 $4,013 $4,013
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $2,612 $2,430 $2,320 $2,580 $9,503 $10,126 $3,030 $2,803
State Farm $7,140 $7,140 $6,658 $6,658 $25,403 $25,403 $8,389 $8,389
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,565 $2,424 $2,416 $2,279 $6,230 $5,899 $3,117 $2,981

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Minimum Car Insurance in Berrien Center, MI

Every driver must carry the minimum car insurance in Berrien Center, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Berrien Center, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Berrien Center, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berrien Center, MI. Compare credit history car insurance rates in Berrien Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berrien Center, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,215 $4,138 $3,822
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $5,092 $4,301 $3,884
State Farm $19,304 $9,762 $6,626
Travelers $6,813 $6,608 $6,525
USAA $5,208 $2,984 $2,274

Cheapest Berrien Center, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berrien Center, MI to rates for a clean record with top companies.

Annual Berrien Center, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,972 $5,057 $4,992 $4,879
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $3,765 $4,922 $4,430 $4,586
State Farm $7,489 $9,022 $19,756 $11,322
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,808 $3,502 $4,588 $3,058

Cheapest Berrien Center, MI Car Insurance for Teen Drivers

Teen car insurance in Berrien Center, MI can be expensive. Take a look at rates from the top car insurance companies in Berrien Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berrien Center, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,993 $7,993
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $9,503 $10,126
State Farm $25,403 $25,403
Travelers $13,395 $13,395
USAA $6,230 $5,899

Cheapest Berrien Center, MI Car Insurance for Seniors

Take a look at Berrien Center, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berrien Center, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,328 $3,328
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,320 $2,580
State Farm $6,658 $6,658
Travelers $3,858 $3,858
USAA $2,416 $2,279

Cheapest Berrien Center, MI Car Insurance Rates After a DUI

A DUI in Berrien Center, MI increases car insurance rates. Compare Berrien Center, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berrien Center, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $4,992
GEICO $10,981
Liberty Mutual $25,747
Nationwide $5,239
Progressive $4,430
State Farm $19,756
Travelers $10,331
USAA $4,588

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Cheapest Berrien Center, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berrien Center, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berrien Center, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,725 $4,725
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $4,426 $4,426
State Farm $11,570 $12,224
Travelers $6,611 $6,686
USAA $3,449 $3,529

The Best Cheap Car Insurance Companies in Berrien Center, MI

Take a look at a side-by-side comparison of the top car insurance companies in Berrien Center, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berrien Center, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,725
GEICO $4,866
Liberty Mutual $16,165
Nationwide $5,052
Progressive $4,426
State Farm $11,897
Travelers $6,649
USAA $3,489

Category Winners: Cheapest Car Insurance in Berrien Center, Michigan

Find the cheapest car insurance companies in Berrien Center, MI for each category right here.

Best Annual Car Insurance Rates by Company in Berrien Center, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Berrien Center, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berrien Center car insurance rates. Find the cheapest Berrien Center, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berrien Center, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,622 $4,716 $4,836
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $4,288 $4,432 $4,557
State Farm $11,261 $11,976 $12,455
Travelers $6,575 $6,656 $6,715
USAA $3,369 $3,500 $3,599

Compare Car Insurance Quotes in Berrien Center, MI

Ready to find affordable Berrien Center, Michigan car insurance today? Enter your ZIP code for fast, free Berrien Center, MI car insurance quotes.

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