Compare Bertha, MN Car Insurance Rates (2021)

Car insurance in Bertha, MN averages $397 a month. Bertha, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Bertha car insurance rates, compare quotes from the top car insurance companies in Bertha, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bertha is State Farm
  • Average car insurance rates in Bertha, MN after a DUI are $6,475/year
  • The cheapest car insurance company in Bertha for teen drivers is State Farm

If you need to buy Bertha, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Bertha, MN is right here.

You’ll find Bertha car insurance rates, the cheapest Bertha, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Bertha, Minnesota car insurance rates to Plymouth car insurance rates, Rochester car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Bertha, MN car insurance today? Enter your ZIP code for fast, free Bertha car insurance quotes.

Cheapest Bertha, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bertha, MN car insurance rates? Every Bertha, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bertha, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,962 $2,962 $2,844 $2,844 $6,678 $9,670 $3,602 $3,782
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $1,928 $1,925 $1,857 $1,958 $5,450 $5,484 $2,519 $2,474
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,116 $2,141 $1,876 $2,002 $5,263 $6,462 $2,466 $2,582
State Farm $1,662 $1,662 $1,457 $1,457 $3,385 $4,192 $1,923 $1,596
USAA $1,914 $1,911 $1,735 $1,747 $5,016 $5,527 $2,509 $2,686

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bertha, MN

Every driver must carry the minimum car insurance in Bertha, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Bertha, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Bertha, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bertha, MN. Compare credit history car insurance rates in Bertha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bertha, Minnesota

Insurance Company Poor Fair Good
Allstate $6,500 $3,504 $3,250
American Family $4,605 $3,078 $2,483
Farmers $3,683 $2,670 $2,495
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,709 $2,982 $2,649
State Farm $3,160 $1,932 $1,408
USAA $4,551 $2,195 $1,896

Cheapest Bertha, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bertha, MN to rates for a clean record with top companies.

Annual Bertha, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,257 $4,661 $5,531 $4,223
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,524 $3,181 $3,222 $2,871
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,456 $3,282 $3,790 $2,925
State Farm $2,012 $2,321 $2,167 $2,167
USAA $2,142 $2,717 $4,110 $2,553

Cheapest Bertha, MN Car Insurance for Teen Drivers

Teen car insurance in Bertha, MN can be expensive. Take a look at rates from the top car insurance companies in Bertha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bertha, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,678 $9,670
American Family $5,826 $8,470
Farmers $5,450 $5,484
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,263 $6,462
State Farm $3,385 $4,192
USAA $5,016 $5,527

Cheapest Bertha, MN Car Insurance for Seniors

Take a look at Bertha, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bertha, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,844 $2,844
American Family $1,953 $1,953
Farmers $1,857 $1,958
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,876 $2,002
State Farm $1,457 $1,457
USAA $1,735 $1,747

Cheapest Bertha, MN Car Insurance Rates After a DUI

A DUI in Bertha, MN increases car insurance rates. Compare Bertha, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bertha, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,531
American Family $4,586
Farmers $3,222
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,790
State Farm $2,167
USAA $4,110

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bertha, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bertha, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bertha, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,418 $4,418
American Family $3,349 $3,428
Farmers $2,949 $2,949
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $3,113 $3,113
State Farm $2,110 $2,223
USAA $2,843 $2,918

The Best Cheap Car Insurance Companies in Bertha, MN

Take a look at a side-by-side comparison of the top car insurance companies in Bertha, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bertha, Minnesota

Insurance Company Average Annual Rates
Allstate $4,418
American Family $3,389
Farmers $2,949
GEICO $4,007
Liberty Mutual $15,229
Nationwide $3,113
State Farm $2,167
USAA $2,881

Category Winners: Cheapest Car Insurance in Bertha, Minnesota

Find the cheapest car insurance companies in Bertha, MN for each category right here.

Best Annual Car Insurance Rates by Company in Bertha, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bertha, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bertha car insurance rates. Find the cheapest Bertha, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bertha, Minnesota

Insurance Company Low Medium High
Allstate $4,354 $4,414 $4,486
American Family $3,385 $3,483 $3,298
Farmers $2,846 $2,960 $3,042
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,964 $3,130 $3,246
State Farm $2,096 $2,172 $2,231
USAA $2,803 $2,878 $2,960

What affects car insurance rates in Bertha, Minnesota?

What factors can have an impact on Bertha, MN car insurance? There are several reasons why Bertha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bertha, Minnesota.

Commute Time in Bertha

The more time you spend in your car the higher the risk of an accident. The average commute length in Bertha, MN is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Bertha, MN

Ready to find affordable Bertha, Minnesota car insurance today? Enter your ZIP code for fast, free Bertha, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption