Compare Berwick, IL Car Insurance Rates (2021)

Car insurance in Berwick, IL averages $242 a month. Berwick, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Berwick car insurance rates, compare quotes from the top car insurance companies in Berwick, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Berwick, IL are $2,910/year
  • Average car insurance rates in Berwick, IL after a DUI are $3,393/year
  • The cheapest car insurance company in Berwick for teen drivers is State Farm

If you need to buy Berwick, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Berwick, IL is right here.

You’ll find Berwick car insurance rates, the cheapest Berwick, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Berwick, Illinois car insurance rates to Chicago car insurance rates, Joliet car insurance rates, and Aurora car insurance rates.

Ready to find affordable Berwick, IL car insurance today? Enter your ZIP code for fast, free Berwick car insurance quotes.

Cheapest Berwick, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berwick, IL car insurance rates? Every Berwick, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berwick, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,181 $2,183 $1,942 $2,047 $8,954 $9,323 $2,487 $2,613
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,308 $1,412 $1,091 $1,218 $4,112 $4,571 $1,368 $1,445
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,860 $1,777 $1,529 $1,592 $6,426 $7,228 $2,228 $2,422
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,398 $1,476 $1,257 $1,340 $3,793 $4,696 $1,485 $1,564
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

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Minimum Car Insurance in Berwick, IL

Every driver must carry the minimum car insurance in Berwick, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Berwick, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Berwick, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berwick, IL. Compare credit history car insurance rates in Berwick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berwick, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,812 $3,260 $2,751
Farmers $4,524 $3,778 $3,596
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,920 $1,821 $1,455
Nationwide $3,164 $2,550 $2,235
Progressive $3,581 $3,026 $2,791
State Farm $3,001 $1,797 $1,394
Travelers $2,605 $2,077 $1,696
USAA $3,299 $2,255 $1,854

Cheapest Berwick, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berwick, IL to rates for a clean record with top companies.

Annual Berwick, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,354 $4,308 $4,201 $4,002
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,728 $2,431 $2,147 $1,956
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,592 $3,805 $2,861 $3,274
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,702 $2,215 $2,460 $2,128
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Berwick, IL Car Insurance for Teen Drivers

Teen car insurance in Berwick, IL can be expensive. Take a look at rates from the top car insurance companies in Berwick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berwick, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,270 $8,739
Farmers $8,954 $9,323
GEICO $4,847 $5,129
Liberty Mutual $4,112 $4,571
Nationwide $4,593 $5,910
Progressive $6,426 $7,228
State Farm $3,659 $4,649
Travelers $3,793 $4,696
USAA $4,700 $5,201

Cheapest Berwick, IL Car Insurance for Seniors

Take a look at Berwick, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berwick, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,069 $2,069
Farmers $1,942 $2,047
GEICO $1,521 $1,797
Liberty Mutual $1,091 $1,218
Nationwide $1,517 $1,611
Progressive $1,529 $1,592
State Farm $1,173 $1,173
Travelers $1,257 $1,340
USAA $1,379 $1,361

Cheapest Berwick, IL Car Insurance Rates After a DUI

A DUI in Berwick, IL increases car insurance rates. Compare Berwick, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berwick, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,001
Farmers $4,201
GEICO $3,482
Liberty Mutual $2,147
Nationwide $3,250
Progressive $2,861
State Farm $2,064
Travelers $2,460
USAA $3,453

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Cheapest Berwick, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berwick, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berwick, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,561 $3,655
Farmers $3,966 $3,966
GEICO $2,519 $2,617
Liberty Mutual $2,065 $2,065
Nationwide $2,650 $2,650
Progressive $3,133 $3,133
State Farm $2,012 $2,115
Travelers $2,044 $2,208
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Berwick, IL

Take a look at a side-by-side comparison of the top car insurance companies in Berwick, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berwick, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,608
Farmers $3,966
GEICO $2,568
Liberty Mutual $2,065
Nationwide $2,650
Progressive $3,133
State Farm $2,064
Travelers $2,126
USAA $2,469

Category Winners: Cheapest Car Insurance in Berwick, Illinois

Find the cheapest car insurance companies in Berwick, IL for each category right here.

Best Annual Car Insurance Rates by Company in Berwick, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Berwick, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berwick car insurance rates. Find the cheapest Berwick, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berwick, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,503 $3,739 $3,582
Farmers $3,789 $3,882 $4,228
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,957 $2,061 $2,179
Nationwide $2,654 $2,667 $2,629
Progressive $2,937 $3,125 $3,337
State Farm $1,965 $2,067 $2,160
Travelers $2,009 $2,124 $2,245
USAA $2,324 $2,467 $2,616

Compare Car Insurance Quotes in Berwick, IL

Ready to find affordable Berwick, Illinois car insurance today? Enter your ZIP code for fast, free Berwick, IL car insurance quotes.

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