Compare Berwick, LA Car Insurance Rates (2021)

Car insurance in Berwick, LA averages $423 a month. Berwick, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Berwick car insurance rates, compare quotes from the top car insurance companies in Berwick, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Berwick, LA are $5,071/year
  • The cheapest car insurance company in Berwick for teen drivers is USAA
  • Average car insurance rates in Berwick, LA after a DUI are $5,844/year

If you need to buy Berwick, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Berwick, LA is right here.

You’ll find Berwick car insurance rates, the cheapest Berwick, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Berwick, Louisiana car insurance rates to Lafayette car insurance rates, New Orleans car insurance rates, and Shreveport car insurance rates.

Ready to find affordable Berwick, LA car insurance today? Enter your ZIP code for fast, free Berwick car insurance quotes.

Cheapest Berwick, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berwick, LA car insurance rates? Every Berwick, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berwick, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $2,997 $3,454 $3,611 $4,422 $11,095 $11,649 $2,889 $2,776
Progressive $3,495 $3,252 $2,930 $3,172 $14,116 $15,674 $3,984 $4,059
State Farm $2,549 $2,549 $2,343 $2,343 $7,668 $9,642 $2,849 $3,191
USAA $2,571 $2,528 $2,520 $2,496 $7,694 $8,990 $3,146 $3,441

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Minimum Car Insurance in Berwick, LA

Every driver must carry the minimum car insurance in Berwick, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Berwick, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Berwick, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berwick, LA. Compare credit history car insurance rates in Berwick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berwick, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $6,376 $5,534 $4,174
Progressive $7,148 $6,141 $5,717
State Farm $5,762 $3,691 $2,972
USAA $5,746 $3,688 $3,086

Cheapest Berwick, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berwick, LA to rates for a clean record with top companies.

Annual Berwick, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $3,636 $5,886 $7,261 $4,663
Progressive $5,273 $7,098 $6,802 $6,168
State Farm $3,790 $4,493 $4,142 $4,142
USAA $3,190 $4,433 $5,263 $3,807

Cheapest Berwick, LA Car Insurance for Teen Drivers

Teen car insurance in Berwick, LA can be expensive. Take a look at rates from the top car insurance companies in Berwick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berwick, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $11,095 $11,649
Progressive $14,116 $15,674
State Farm $7,668 $9,642
USAA $7,694 $8,990

Cheapest Berwick, LA Car Insurance for Seniors

Take a look at Berwick, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berwick, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $3,611 $4,422
Progressive $2,930 $3,172
State Farm $2,343 $2,343
USAA $2,520 $2,496

Cheapest Berwick, LA Car Insurance Rates After a DUI

A DUI in Berwick, LA increases car insurance rates. Compare Berwick, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berwick, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
GEICO $7,261
Progressive $6,802
State Farm $4,142
USAA $5,263

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Cheapest Berwick, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berwick, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berwick, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,258 $5,465
Progressive $6,335 $6,335
State Farm $4,032 $4,251
USAA $4,043 $4,304

The Best Cheap Car Insurance Companies in Berwick, LA

Take a look at a side-by-side comparison of the top car insurance companies in Berwick, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berwick, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $5,362
Progressive $6,335
State Farm $4,142
USAA $4,173

Category Winners: Cheapest Car Insurance in Berwick, Louisiana

Find the cheapest car insurance companies in Berwick, LA for each category right here.

Best Annual Car Insurance Rates by Company in Berwick, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Berwick, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berwick car insurance rates. Find the cheapest Berwick, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berwick, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,383 $5,382 $6,320
Progressive $5,239 $6,280 $7,487
State Farm $3,571 $4,133 $4,721
USAA $3,576 $4,243 $4,701

What affects car insurance rates in Berwick, Louisiana?

What factors can have an impact on Berwick, LA car insurance? There are several reasons why Berwick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berwick, Louisiana.

Car Theft in Berwick

High levels of vehicle theft can make car insurance more expensive. Berwick, LA car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Berwick

The more time you spend in your car the higher the risk of an accident. The average commute length in Berwick, LA is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Berwick, LA

Ready to find affordable Berwick, Louisiana car insurance today? Enter your ZIP code for fast, free Berwick, LA car insurance quotes.

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