Compare Bessemer, AL Car Insurance Rates (2021)

Car insurance in Bessemer, AL averages $341 a month. Bessemer, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bessemer car insurance rates, compare quotes from the top car insurance companies in Bessemer, AL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bessemer for teen drivers is USAA
  • The cheapest car insurance company in Bessemer is USAA
  • The cheapest ZIP code in Bessemer is 35022

If you need to buy Bessemer, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Bessemer, AL is right here.

You’ll find Bessemer car insurance rates, the cheapest Bessemer, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Bessemer, Alabama car insurance rates to Mobile car insurance rates, Auburn car insurance rates, and Montgomery car insurance rates.

Ready to find affordable Bessemer, AL car insurance today? Enter your ZIP code for fast, free Bessemer car insurance quotes.

Cheapest Bessemer, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bessemer, AL car insurance rates? Every Bessemer, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bessemer, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,140 $2,032 $1,944 $1,981 $7,668 $8,246 $2,378 $2,424
Farmers $2,526 $2,508 $2,255 $2,403 $9,932 $10,220 $2,859 $2,954
GEICO $2,255 $2,254 $2,157 $2,248 $6,084 $5,972 $2,385 $2,211
Liberty Mutual $3,388 $3,659 $2,769 $3,101 $12,719 $14,150 $3,604 $3,835
Nationwide $1,868 $1,890 $1,701 $1,760 $5,020 $6,464 $2,079 $2,326
Progressive $2,734 $2,552 $2,245 $2,401 $11,576 $12,915 $3,202 $3,420
State Farm $3,377 $3,377 $3,073 $3,073 $10,491 $13,123 $3,823 $4,416
Travelers $1,533 $1,555 $1,448 $1,441 $8,477 $13,364 $1,451 $1,645
USAA $1,373 $1,391 $1,281 $1,251 $4,130 $4,577 $1,790 $1,930

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Minimum Car Insurance in Bessemer, AL

Every driver must carry the minimum car insurance in Bessemer, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Bessemer, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bessemer, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bessemer, AL. Compare credit history car insurance rates in Bessemer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bessemer, Alabama

Insurance Company Poor Fair Good
Allstate $4,438 $3,502 $2,865
Farmers $4,991 $4,303 $4,078
GEICO $4,068 $2,898 $2,621
Liberty Mutual $8,450 $5,191 $4,069
Nationwide $3,486 $2,720 $2,460
Progressive $5,767 $4,971 $4,654
State Farm $9,078 $4,590 $3,115
Travelers $4,209 $3,657 $3,728
USAA $2,979 $1,938 $1,729

Cheapest Bessemer, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bessemer, AL to rates for a clean record with top companies.

Annual Bessemer, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,603 $4,302 $3,456
Farmers $3,751 $4,859 $4,741 $4,478
GEICO $2,137 $3,468 $4,335 $2,842
Liberty Mutual $4,624 $6,455 $6,297 $6,237
Nationwide $2,525 $2,525 $3,685 $2,821
Progressive $4,624 $5,845 $4,984 $5,070
State Farm $5,031 $6,283 $5,532 $5,532
Travelers $3,216 $3,372 $4,959 $3,911
USAA $1,702 $2,140 $3,178 $1,841

Cheapest Bessemer, AL Car Insurance for Teen Drivers

Teen car insurance in Bessemer, AL can be expensive. Take a look at rates from the top car insurance companies in Bessemer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bessemer, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,668 $8,246
Farmers $9,932 $10,220
GEICO $6,084 $5,972
Liberty Mutual $12,719 $14,150
Nationwide $5,020 $6,464
Progressive $11,576 $12,915
State Farm $10,491 $13,123
Travelers $8,477 $13,364
USAA $4,130 $4,577

Cheapest Bessemer, AL Car Insurance for Seniors

Take a look at Bessemer, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bessemer, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,944 $1,981
Farmers $2,255 $2,403
GEICO $2,157 $2,248
Liberty Mutual $2,769 $3,101
Nationwide $1,701 $1,760
Progressive $2,245 $2,401
State Farm $3,073 $3,073
Travelers $1,448 $1,441
USAA $1,281 $1,251

Cheapest Bessemer, AL Car Insurance Rates After a DUI

A DUI in Bessemer, AL increases car insurance rates. Compare Bessemer, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bessemer, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,302
Farmers $4,741
GEICO $4,335
Liberty Mutual $6,297
Nationwide $3,685
Progressive $4,984
State Farm $5,532
Travelers $4,959
USAA $3,178

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Cheapest Bessemer, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bessemer, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bessemer, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,602 $3,602
Farmers $4,457 $4,457
GEICO $3,140 $3,252
Liberty Mutual $5,903 $5,903
Nationwide $2,889 $2,889
Progressive $5,131 $5,131
State Farm $5,457 $5,731
Travelers $3,864 $3,864
USAA $2,114 $2,317

Cheapest Bessemer, AL Car Insurance Rates by ZIP Code

Bessemer car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bessemer, AL.

Annual Car Insurance Rates by ZIP Code in Bessemer, Alabama

ZIP Code Average Annual Rates
35020 $4,397
35022 $4,112
35023 $4,113

The Best Cheap Car Insurance Companies in Bessemer, AL

Take a look at a side-by-side comparison of the top car insurance companies in Bessemer, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bessemer, Alabama

Insurance Company Average Annual Rates
Allstate $3,602
Farmers $4,457
GEICO $3,196
Liberty Mutual $5,903
Nationwide $2,889
Progressive $5,131
State Farm $5,594
Travelers $3,864
USAA $2,215

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Category Winners: Cheapest Car Insurance in Bessemer, Alabama

Find the cheapest car insurance companies in Bessemer, AL for each category right here.

Best Annual Car Insurance Rates by Company in Bessemer, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Bessemer, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bessemer car insurance rates. Find the cheapest Bessemer, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bessemer, Alabama

Insurance Company Low Medium High
Allstate $3,467 $3,595 $3,742
Farmers $4,185 $4,394 $4,793
GEICO $2,937 $3,183 $3,468
Liberty Mutual $5,619 $5,874 $6,217
Nationwide $2,874 $2,865 $2,928
Progressive $4,593 $5,105 $5,694
State Farm $5,274 $5,589 $5,920
Travelers $3,670 $3,941 $3,982
USAA $2,139 $2,204 $2,304

What affects car insurance rates in Bessemer, Alabama?

What factors can have an impact on Bessemer, AL car insurance? There are several reasons why Bessemer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bessemer, Alabama.

Commute Time in Bessemer

The more time you spend in your car the higher the risk of an accident. The average commute length in Bessemer, AL is 22.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Bessemer, AL

Ready to find affordable Bessemer, Alabama car insurance today? Enter your ZIP code for fast, free Bessemer, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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