Compare Bethlehem, KY Car Insurance Rates (2021)

Car insurance in Bethlehem, KY averages $370 a month. Bethlehem, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bethlehem car insurance rates, compare quotes from the top car insurance companies in Bethlehem, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bethlehem, KY are $4,436/year
  • The cheapest car insurance company in Bethlehem is USAA
  • The cheapest car insurance company in Bethlehem for teen drivers is USAA

If you need to buy Bethlehem, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Bethlehem, KY is right here.

You’ll find Bethlehem car insurance rates, the cheapest Bethlehem, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Bethlehem, Kentucky car insurance rates to Henderson car insurance rates, Owensboro car insurance rates, and Florence car insurance rates.

Ready to find affordable Bethlehem, KY car insurance today? Enter your ZIP code for fast, free Bethlehem car insurance quotes.

Cheapest Bethlehem, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bethlehem, KY car insurance rates? Every Bethlehem, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bethlehem, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,166 $2,891 $3,085 $12,014 $13,507 $3,549 $3,752
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,708 $2,931 $2,281 $2,545 $11,911 $13,193 $2,845 $2,981
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,012 $1,914 $1,805 $1,814 $9,759 $11,039 $2,494 $2,550
State Farm $2,016 $2,016 $1,800 $1,800 $6,074 $7,692 $2,253 $2,524
Travelers $2,292 $2,332 $2,255 $2,258 $11,081 $17,783 $2,397 $2,764
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

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Minimum Car Insurance in Bethlehem, KY

Every driver must carry the minimum car insurance in Bethlehem, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Bethlehem, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bethlehem, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bethlehem, KY. Compare credit history car insurance rates in Bethlehem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bethlehem, Kentucky

Insurance Company Poor Fair Good
Allstate $7,464 $5,167 $4,306
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,398 $4,546 $3,579
Nationwide $5,647 $4,437 $3,858
Progressive $4,661 $4,067 $3,792
State Farm $4,741 $2,853 $2,221
Travelers $6,018 $5,094 $5,074
USAA $4,110 $2,308 $1,882

Cheapest Bethlehem, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bethlehem, KY to rates for a clean record with top companies.

Annual Bethlehem, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,673 $6,110 $6,523 $5,277
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,305 $6,645 $5,165 $4,582
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,453 $5,106 $3,939 $4,195
State Farm $2,988 $3,556 $3,272 $3,272
Travelers $4,702 $4,837 $6,998 $5,044
USAA $2,084 $2,947 $3,525 $2,510

Cheapest Bethlehem, KY Car Insurance for Teen Drivers

Teen car insurance in Bethlehem, KY can be expensive. Take a look at rates from the top car insurance companies in Bethlehem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bethlehem, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,014 $13,507
GEICO $7,170 $8,568
Liberty Mutual $11,911 $13,193
Nationwide $7,450 $9,339
Progressive $9,759 $11,039
State Farm $6,074 $7,692
Travelers $11,081 $17,783
USAA $4,960 $5,220

Cheapest Bethlehem, KY Car Insurance for Seniors

Take a look at Bethlehem, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bethlehem, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,891 $3,085
GEICO $3,742 $3,389
Liberty Mutual $2,281 $2,545
Nationwide $2,972 $3,117
Progressive $1,805 $1,814
State Farm $1,800 $1,800
Travelers $2,255 $2,258
USAA $1,670 $1,696

Cheapest Bethlehem, KY Car Insurance Rates After a DUI

A DUI in Bethlehem, KY increases car insurance rates. Compare Bethlehem, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bethlehem, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,523
GEICO $7,199
Liberty Mutual $5,165
Nationwide $6,064
Progressive $3,939
State Farm $3,272
Travelers $6,998
USAA $3,525

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Cheapest Bethlehem, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bethlehem, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bethlehem, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,646 $5,646
GEICO $4,371 $4,456
Liberty Mutual $5,174 $5,174
Nationwide $4,647 $4,647
Progressive $4,173 $4,173
State Farm $3,191 $3,352
Travelers $5,395 $5,395
USAA $2,664 $2,869

The Best Cheap Car Insurance Companies in Bethlehem, KY

Take a look at a side-by-side comparison of the top car insurance companies in Bethlehem, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bethlehem, Kentucky

Insurance Company Average Annual Rates
Allstate $5,646
GEICO $4,413
Liberty Mutual $5,174
Nationwide $4,647
Progressive $4,173
State Farm $3,272
Travelers $5,395
USAA $2,766

Category Winners: Cheapest Car Insurance in Bethlehem, Kentucky

Find the cheapest car insurance companies in Bethlehem, KY for each category right here.

Best Annual Car Insurance Rates by Company in Bethlehem, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bethlehem, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bethlehem car insurance rates. Find the cheapest Bethlehem, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bethlehem, Kentucky

Insurance Company Low Medium High
Allstate $5,272 $5,625 $6,041
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,949 $5,146 $5,428
Nationwide $4,735 $4,596 $4,611
Progressive $3,865 $4,126 $4,529
State Farm $3,093 $3,272 $3,451
Travelers $5,120 $5,420 $5,646
USAA $2,639 $2,760 $2,900

Compare Car Insurance Quotes in Bethlehem, KY

Ready to find affordable Bethlehem, Kentucky car insurance today? Enter your ZIP code for fast, free Bethlehem, KY car insurance quotes.

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