Compare Bethlehem, NC Car Insurance Rates (2021)

Car insurance in Bethlehem, NC averages $273 a month. Bethlehem, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bethlehem car insurance rates, compare quotes from the top car insurance companies in Bethlehem, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bethlehem for teen drivers is Liberty Mutual
  • Average car insurance rates in Bethlehem, NC after a DUI are $6,165/year
  • The cheapest car insurance company in Bethlehem is Liberty Mutual

If you need to buy Bethlehem, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Bethlehem, NC is right here.

You’ll find Bethlehem car insurance rates, the cheapest Bethlehem, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Bethlehem, North Carolina car insurance rates to Charlotte car insurance rates, Raleigh car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Bethlehem, NC car insurance today? Enter your ZIP code for fast, free Bethlehem car insurance quotes.

Cheapest Bethlehem, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bethlehem, NC car insurance rates? Every Bethlehem, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bethlehem, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,359 $5,359 $4,396 $4,396 $12,967 $12,967 $5,465 $5,465
GEICO $2,459 $2,413 $2,426 $2,382 $4,592 $4,551 $2,155 $2,142
Liberty Mutual $1,769 $1,769 $1,830 $1,830 $3,156 $3,156 $1,769 $1,769
Nationwide $2,335 $2,335 $2,335 $2,335 $3,997 $3,997 $2,335 $2,335
Progressive $1,801 $1,801 $1,665 $1,665 $4,047 $4,047 $1,976 $1,976
State Farm $2,372 $2,372 $2,052 $2,052 $3,503 $3,503 $2,930 $2,930
Travelers $2,576 $2,576 $2,555 $2,555 $4,418 $4,418 $2,644 $2,644

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Minimum Car Insurance in Bethlehem, NC

Every driver must carry the minimum car insurance in Bethlehem, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Bethlehem, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bethlehem, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bethlehem, NC. Compare credit history car insurance rates in Bethlehem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bethlehem, North Carolina

Insurance Company Poor Fair Good
Allstate $9,532 $6,191 $5,417
GEICO $3,127 $2,876 $2,666
Liberty Mutual $2,131 $2,131 $2,131
Nationwide $2,751 $2,751 $2,751
Progressive $2,636 $2,318 $2,162
State Farm $3,810 $2,438 $1,895
Travelers $3,256 $2,963 $2,926

Cheapest Bethlehem, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bethlehem, NC to rates for a clean record with top companies.

Annual Bethlehem, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,826 $6,710 $12,485 $5,167
GEICO $1,567 $2,315 $5,529 $2,148
Liberty Mutual $1,273 $1,632 $3,987 $1,632
Nationwide $1,623 $2,095 $5,189 $2,095
Progressive $1,139 $1,661 $5,081 $1,608
State Farm $1,445 $2,092 $5,228 $2,092
Travelers $1,812 $2,383 $5,656 $2,342

Cheapest Bethlehem, NC Car Insurance for Teen Drivers

Teen car insurance in Bethlehem, NC can be expensive. Take a look at rates from the top car insurance companies in Bethlehem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bethlehem, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,967 $12,967
GEICO $4,592 $4,551
Liberty Mutual $3,156 $3,156
Nationwide $3,997 $3,997
Progressive $4,047 $4,047
State Farm $3,503 $3,503
Travelers $4,418 $4,418

Cheapest Bethlehem, NC Car Insurance for Seniors

Take a look at Bethlehem, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bethlehem, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,396 $4,396
GEICO $2,426 $2,382
Liberty Mutual $1,830 $1,830
Nationwide $2,335 $2,335
Progressive $1,665 $1,665
State Farm $2,052 $2,052
Travelers $2,555 $2,555

Cheapest Bethlehem, NC Car Insurance Rates After a DUI

A DUI in Bethlehem, NC increases car insurance rates. Compare Bethlehem, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bethlehem, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,485
GEICO $5,529
Liberty Mutual $3,987
Nationwide $5,189
Progressive $5,081
State Farm $5,228
Travelers $5,656

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Cheapest Bethlehem, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bethlehem, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bethlehem, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,047 $7,047
GEICO $2,890 $2,890
Liberty Mutual $2,131 $2,131
Nationwide $2,751 $2,751
Progressive $2,372 $2,372
State Farm $2,706 $2,722
Travelers $3,048 $3,048

Cheapest Bethlehem, NC Car Insurance Rates by ZIP Code

Bethlehem car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bethlehem, NC.

Annual Car Insurance Rates by ZIP Code in Bethlehem, North Carolina

ZIP Code Average Annual Rates
28601 $2,992
28681 $2,980

The Best Cheap Car Insurance Companies in Bethlehem, NC

Take a look at a side-by-side comparison of the top car insurance companies in Bethlehem, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bethlehem, North Carolina

Insurance Company Average Annual Rates
Allstate $7,047
GEICO $2,890
Liberty Mutual $2,131
Nationwide $2,751
Progressive $2,372
State Farm $2,714
Travelers $3,048

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Category Winners: Cheapest Car Insurance in Bethlehem, North Carolina

Find the cheapest car insurance companies in Bethlehem, NC for each category right here.

Best Annual Car Insurance Rates by Company in Bethlehem, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Bethlehem, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bethlehem car insurance rates. Find the cheapest Bethlehem, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bethlehem, North Carolina

Insurance Company Low Medium High
Allstate $6,804 $7,022 $7,314
GEICO $2,756 $2,879 $3,034
Liberty Mutual $2,026 $2,117 $2,249
Nationwide $2,634 $2,736 $2,882
Progressive $2,251 $2,358 $2,507
State Farm $2,604 $2,700 $2,839
Travelers $2,917 $3,032 $3,196

What affects car insurance rates in Bethlehem, North Carolina?

What factors can have an impact on Bethlehem, NC car insurance? There are several reasons why Bethlehem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bethlehem, North Carolina.

Commute Time in Bethlehem

The more time you spend in your car the higher the risk of an accident. The average commute length in Bethlehem, NC is 28.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Bethlehem, NC

Ready to find affordable Bethlehem, North Carolina car insurance today? Enter your ZIP code for fast, free Bethlehem, NC car insurance quotes.

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