Compare Bethlehem, PA Car Insurance Rates (2021)

Car insurance in Bethlehem, PA averages $337 a month. Bethlehem, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bethlehem car insurance rates, compare quotes from the top car insurance companies in Bethlehem, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bethlehem, PA are $4,043/year
  • The cheapest car insurance company in Bethlehem is USAA
  • The cheapest car insurance company in Bethlehem for teen drivers is USAA

If you need to buy Bethlehem, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Bethlehem, PA is right here.

You’ll find Bethlehem car insurance rates, the cheapest Bethlehem, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Bethlehem, Pennsylvania car insurance rates to Harrisburg car insurance rates, Pittsburgh car insurance rates, and Erie car insurance rates.

Ready to find affordable Bethlehem, PA car insurance today? Enter your ZIP code for fast, free Bethlehem car insurance quotes.

Cheapest Bethlehem, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bethlehem, PA car insurance rates? Every Bethlehem, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bethlehem, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,346 $2,346 $2,177 $2,177 $8,087 $8,087 $2,567 $2,567
GEICO $2,096 $1,813 $2,002 $1,733 $5,236 $4,540 $2,094 $1,812
Liberty Mutual $3,781 $3,781 $3,466 $3,466 $10,985 $10,985 $4,792 $4,792
Nationwide $1,825 $1,825 $1,732 $1,732 $5,191 $5,191 $2,051 $2,051
Progressive $2,753 $2,753 $2,462 $2,462 $9,064 $9,064 $3,512 $3,512
State Farm $1,695 $1,695 $1,506 $1,506 $6,232 $6,232 $1,880 $1,880
Travelers $1,795 $1,795 $1,951 $1,951 $27,153 $27,153 $2,146 $2,146
USAA $1,196 $1,196 $1,083 $1,083 $3,705 $3,705 $1,589 $1,589

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Minimum Car Insurance in Bethlehem, PA

Every driver must carry the minimum car insurance in Bethlehem, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Bethlehem, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bethlehem, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bethlehem, PA. Compare credit history car insurance rates in Bethlehem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bethlehem, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,844 $3,621 $2,918
GEICO $4,004 $2,254 $1,740
Liberty Mutual $7,345 $5,269 $4,654
Nationwide $3,163 $2,608 $2,328
Progressive $5,877 $4,139 $3,327
State Farm $4,028 $2,491 $1,965
Travelers $8,970 $8,127 $7,687
USAA $2,362 $1,759 $1,559

Cheapest Bethlehem, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bethlehem, PA to rates for a clean record with top companies.

Annual Bethlehem, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $4,290 $3,629 $3,629
GEICO $1,961 $3,371 $2,625 $2,706
Liberty Mutual $5,235 $6,033 $5,878 $5,878
Nationwide $1,951 $2,613 $3,632 $2,602
Progressive $4,023 $5,597 $4,140 $4,031
State Farm $2,572 $3,084 $2,828 $2,828
Travelers $5,825 $8,335 $10,549 $8,335
USAA $1,517 $2,107 $2,253 $1,696

Cheapest Bethlehem, PA Car Insurance for Teen Drivers

Teen car insurance in Bethlehem, PA can be expensive. Take a look at rates from the top car insurance companies in Bethlehem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bethlehem, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,087 $8,087
GEICO $5,236 $4,540
Liberty Mutual $10,985 $10,985
Nationwide $5,191 $5,191
Progressive $9,064 $9,064
State Farm $6,232 $6,232
Travelers $27,153 $27,153
USAA $3,705 $3,705

Cheapest Bethlehem, PA Car Insurance for Seniors

Take a look at Bethlehem, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bethlehem, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,177 $2,177
GEICO $2,002 $1,733
Liberty Mutual $3,466 $3,466
Nationwide $1,732 $1,732
Progressive $2,462 $2,462
State Farm $1,506 $1,506
Travelers $1,951 $1,951
USAA $1,083 $1,083

Cheapest Bethlehem, PA Car Insurance Rates After a DUI

A DUI in Bethlehem, PA increases car insurance rates. Compare Bethlehem, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bethlehem, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,629
GEICO $2,625
Liberty Mutual $5,878
Nationwide $3,632
Progressive $4,140
State Farm $2,828
Travelers $10,549
USAA $2,253

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Cheapest Bethlehem, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bethlehem, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bethlehem, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,716 $3,872
GEICO $2,625 $2,706
Liberty Mutual $5,609 $5,903
Nationwide $2,700 $2,700
Progressive $4,448 $4,448
State Farm $2,744 $2,912
Travelers $8,261 $8,261
USAA $1,839 $1,947

Cheapest Bethlehem, PA Car Insurance Rates by ZIP Code

Bethlehem car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bethlehem, PA.

Annual Car Insurance Rates by ZIP Code in Bethlehem, Pennsylvania

ZIP Code Average Annual Rates
18015 $5,238
18016 $5,111
18017 $5,019
18018 $5,049
18020 $4,938

The Best Cheap Car Insurance Companies in Bethlehem, PA

Take a look at a side-by-side comparison of the top car insurance companies in Bethlehem, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bethlehem, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,794
GEICO $2,666
Liberty Mutual $5,756
Nationwide $2,700
Progressive $4,448
State Farm $2,828
Travelers $8,261
USAA $1,893

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Category Winners: Cheapest Car Insurance in Bethlehem, Pennsylvania

Find the cheapest car insurance companies in Bethlehem, PA for each category right here.

Best Annual Car Insurance Rates by Company in Bethlehem, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Bethlehem, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bethlehem car insurance rates. Find the cheapest Bethlehem, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bethlehem, Pennsylvania

Insurance Company Low Medium High
Allstate $3,616 $3,820 $3,946
GEICO $2,401 $2,694 $2,903
Liberty Mutual $5,457 $5,801 $6,009
Nationwide $2,700 $2,739 $2,660
Progressive $4,033 $4,489 $4,821
State Farm $2,616 $2,875 $2,993
Travelers $8,271 $8,283 $8,230
USAA $1,739 $1,914 $2,027

What affects car insurance rates in Bethlehem, Pennsylvania?

What factors can have an impact on Bethlehem, PA car insurance? There are several reasons why Bethlehem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bethlehem, Pennsylvania.

Commute Time in Bethlehem

The more time you spend in your car the higher the risk of an accident. The average commute length in Bethlehem, PA is 27.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Bethlehem, PA

Ready to find affordable Bethlehem, Pennsylvania car insurance today? Enter your ZIP code for fast, free Bethlehem, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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