Compare Biddeford, ME Car Insurance Rates (2021)

Car insurance in Biddeford, ME averages $204 a month. Biddeford, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Biddeford car insurance rates, compare quotes from the top car insurance companies in Biddeford, ME.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Biddeford for teen drivers is GEICO
  • Average car insurance rates in Biddeford, ME after a DUI are $2,906/year
  • Average car insurance rates in Biddeford, ME are $2,452/year

If you need to buy Biddeford, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Biddeford, ME is right here.

You’ll find Biddeford car insurance rates, the cheapest Biddeford, ME car insurance companies, and information on Maine car insurance laws. You can also compare Biddeford, Maine car insurance rates to Sanford car insurance rates, Saco car insurance rates, and Biddeford car insurance rates.

Ready to find affordable Biddeford, ME car insurance today? Enter your ZIP code for fast, free Biddeford car insurance quotes.

Cheapest Biddeford, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Biddeford, ME car insurance rates? Every Biddeford, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Biddeford, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,816 $1,867 $1,639 $1,775 $4,651 $6,226 $1,968 $2,198
Farmers $1,614 $1,629 $1,520 $1,624 $5,303 $5,815 $1,915 $1,980
GEICO $893 $924 $893 $893 $2,214 $2,873 $974 $1,036
Liberty Mutual $2,817 $2,817 $2,685 $2,685 $5,924 $8,839 $2,817 $3,946
Progressive $1,700 $1,665 $1,700 $1,665 $7,165 $8,047 $1,977 $2,231
State Farm $1,208 $1,208 $1,147 $1,147 $3,927 $4,905 $1,354 $1,479
Travelers $1,064 $1,097 $965 $985 $4,326 $5,842 $1,047 $1,193
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

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Minimum Car Insurance in Biddeford, ME

Every driver must carry the minimum car insurance in Biddeford, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Biddeford, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Biddeford, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Biddeford, ME. Compare credit history car insurance rates in Biddeford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Biddeford, Maine

Insurance Company Poor Fair Good
Allstate $3,475 $2,653 $2,174
Farmers $3,120 $2,555 $2,351
GEICO $1,799 $1,194 $1,019
Liberty Mutual $5,660 $3,669 $2,870
Progressive $3,688 $3,171 $2,947
State Farm $2,981 $1,781 $1,379
Travelers $2,429 $1,991 $1,774
USAA $1,819 $1,256 $1,095

Cheapest Biddeford, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Biddeford, ME to rates for a clean record with top companies.

Annual Biddeford, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,064 $3,207 $2,550
Farmers $2,337 $2,981 $2,585 $2,797
GEICO $976 $1,369 $2,029 $976
Liberty Mutual $3,103 $3,667 $6,110 $3,385
Progressive $2,618 $4,432 $2,915 $3,109
State Farm $1,854 $2,240 $2,047 $2,047
Travelers $1,721 $1,912 $2,399 $2,227
USAA $1,054 $1,390 $1,955 $1,160

Cheapest Biddeford, ME Car Insurance for Teen Drivers

Teen car insurance in Biddeford, ME can be expensive. Take a look at rates from the top car insurance companies in Biddeford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Biddeford, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,651 $6,226
Farmers $5,303 $5,815
GEICO $2,214 $2,873
Liberty Mutual $5,924 $8,839
Progressive $7,165 $8,047
State Farm $3,927 $4,905
Travelers $4,326 $5,842
USAA $2,718 $2,994

Cheapest Biddeford, ME Car Insurance for Seniors

Take a look at Biddeford, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Biddeford, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,775
Farmers $1,520 $1,624
GEICO $893 $893
Liberty Mutual $2,685 $2,685
Progressive $1,700 $1,665
State Farm $1,147 $1,147
Travelers $965 $985
USAA $822 $802

Cheapest Biddeford, ME Car Insurance Rates After a DUI

A DUI in Biddeford, ME increases car insurance rates. Compare Biddeford, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Biddeford, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,207
Farmers $2,585
GEICO $2,029
Liberty Mutual $6,110
Progressive $2,915
State Farm $2,047
Travelers $2,399
USAA $1,955

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Cheapest Biddeford, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Biddeford, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Biddeford, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,767 $2,767
Farmers $2,675 $2,675
GEICO $1,316 $1,359
Liberty Mutual $3,984 $4,149
Progressive $3,269 $3,269
State Farm $1,980 $2,114
Travelers $2,065 $2,065
USAA $1,351 $1,429

The Best Cheap Car Insurance Companies in Biddeford, ME

Take a look at a side-by-side comparison of the top car insurance companies in Biddeford, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Biddeford, Maine

Insurance Company Average Annual Rates
Allstate $2,767
Farmers $2,675
GEICO $1,337
Liberty Mutual $4,066
Progressive $3,269
State Farm $2,047
Travelers $2,065
USAA $1,390

Category Winners: Cheapest Car Insurance in Biddeford, Maine

Find the cheapest car insurance companies in Biddeford, ME for each category right here.

Best Annual Car Insurance Rates by Company in Biddeford, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Biddeford, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Biddeford car insurance rates. Find the cheapest Biddeford, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Biddeford, Maine

Insurance Company Low Medium High
Allstate $2,733 $2,734 $2,835
Farmers $2,559 $2,576 $2,890
GEICO $1,307 $1,316 $1,390
Liberty Mutual $4,008 $4,008 $4,182
Progressive $3,194 $3,202 $3,410
State Farm $1,988 $2,023 $2,131
Travelers $2,029 $2,033 $2,132
USAA $1,359 $1,371 $1,439

What affects car insurance rates in Biddeford, Maine?

What factors can have an impact on Biddeford, ME car insurance? There are several reasons why Biddeford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Biddeford, Maine.

Commute Time in Biddeford

The more time you spend in your car the higher the risk of an accident. The average commute length in Biddeford, ME is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Biddeford, ME

Ready to find affordable Biddeford, Maine car insurance today? Enter your ZIP code for fast, free Biddeford, ME car insurance quotes.

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