Compare Big Bear Lake, CA Car Insurance Rates (2021)

Car insurance in Big Bear Lake, CA averages $303 a month. Big Bear Lake, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Big Bear Lake car insurance rates, compare quotes from the top car insurance companies in Big Bear Lake, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Big Bear Lake, CA are $3,641/year
  • Average car insurance rates in Big Bear Lake, CA after a DUI are $5,107/year
  • The cheapest car insurance company in Big Bear Lake is USAA

If you need to buy Big Bear Lake, California car insurance, the options can be confusing. Everything you need to know about car insurance in Big Bear Lake, CA is right here.

You’ll find Big Bear Lake car insurance rates, the cheapest Big Bear Lake, CA car insurance companies, and information on California car insurance laws. You can also compare Big Bear Lake, California car insurance rates to San Diego car insurance rates, Long Beach car insurance rates, and Fresno car insurance rates.

Ready to find affordable Big Bear Lake, CA car insurance today? Enter your ZIP code for fast, free Big Bear Lake car insurance quotes.

Cheapest Big Bear Lake, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Bear Lake, CA car insurance rates? Every Big Bear Lake, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Bear Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,854 $2,860 $2,071 $2,099 $7,870 $9,907 $3,674 $4,058
Farmers $2,933 $2,933 $2,657 $2,657 $9,366 $15,289 $3,478 $3,876
GEICO $1,754 $1,755 $1,649 $1,649 $5,331 $5,424 $2,519 $2,576
Liberty Mutual $2,233 $2,112 $2,075 $2,009 $4,820 $5,143 $2,514 $2,544
Nationwide $3,001 $2,864 $2,631 $2,479 $7,638 $8,429 $3,578 $3,533
Progressive $1,711 $1,764 $1,465 $1,738 $4,610 $5,567 $2,482 $2,674
State Farm $3,320 $3,320 $2,967 $2,967 $6,129 $7,618 $3,674 $3,786
Travelers $2,499 $2,421 $2,208 $2,183 $5,147 $5,919 $3,258 $3,188
USAA $1,855 $1,754 $1,813 $1,818 $4,220 $4,245 $2,568 $2,424

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Minimum Car Insurance in Big Bear Lake, CA

Every driver must carry the minimum car insurance in Big Bear Lake, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Big Bear Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Big Bear Lake, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Bear Lake, CA to rates for a clean record with top companies.

Annual Big Bear Lake, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,659 $4,495 $7,050 $3,493
Farmers $3,995 $5,437 $6,765 $5,397
GEICO $1,980 $3,058 $3,835 $2,456
Liberty Mutual $2,543 $3,408 $3,077 $2,696
Nationwide $2,981 $3,820 $6,455 $3,820
Progressive $1,796 $3,059 $3,566 $2,584
State Farm $3,014 $3,594 $6,785 $3,498
Travelers $2,238 $3,640 $4,243 $3,290
USAA $1,720 $2,559 $4,186 $1,884

Cheapest Big Bear Lake, CA Car Insurance for Teen Drivers

Teen car insurance in Big Bear Lake, CA can be expensive. Take a look at rates from the top car insurance companies in Big Bear Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Bear Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,870 $9,907
Farmers $9,366 $15,289
GEICO $5,331 $5,424
Liberty Mutual $4,820 $5,143
Nationwide $7,638 $8,429
Progressive $4,610 $5,567
State Farm $6,129 $7,618
Travelers $5,147 $5,919
USAA $4,220 $4,245

Cheapest Big Bear Lake, CA Car Insurance for Seniors

Take a look at Big Bear Lake, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Bear Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,071 $2,099
Farmers $2,657 $2,657
GEICO $1,649 $1,649
Liberty Mutual $2,075 $2,009
Nationwide $2,631 $2,479
Progressive $1,465 $1,738
State Farm $2,967 $2,967
Travelers $2,208 $2,183
USAA $1,813 $1,818

Cheapest Big Bear Lake, CA Car Insurance Rates After a DUI

A DUI in Big Bear Lake, CA increases car insurance rates. Compare Big Bear Lake, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Bear Lake, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,050
Farmers $6,765
GEICO $3,835
Liberty Mutual $3,077
Nationwide $6,455
Progressive $3,566
State Farm $6,785
Travelers $4,243
USAA $4,186

Cheapest Big Bear Lake, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Bear Lake, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Bear Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,990 $4,859
Farmers $4,897 $5,900
GEICO $2,573 $3,092
Liberty Mutual $2,689 $3,173
Nationwide $3,769 $4,769
Progressive $2,500 $3,003
State Farm $4,068 $4,378
Travelers $3,014 $3,691
USAA $2,385 $2,790

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The Best Cheap Car Insurance Companies in Big Bear Lake, CA

Take a look at a side-by-side comparison of the top car insurance companies in Big Bear Lake, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Bear Lake, California

Insurance Company Average Annual Rates
Allstate $4,424
Farmers $5,399
GEICO $2,832
Liberty Mutual $2,931
Nationwide $4,269
Progressive $2,751
State Farm $4,223
Travelers $3,353
USAA $2,587

Category Winners: Cheapest Car Insurance in Big Bear Lake, California

Find the cheapest car insurance companies in Big Bear Lake, CA for each category right here.

Best Annual Car Insurance Rates by Company in Big Bear Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Big Bear Lake, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Bear Lake car insurance rates. Find the cheapest Big Bear Lake, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Bear Lake, California

Insurance Company Low Medium High
Allstate $4,192 $4,462 $4,619
Farmers $5,007 $5,443 $5,746
GEICO $2,544 $2,864 $3,088
Liberty Mutual $2,729 $2,955 $3,110
Nationwide $3,829 $4,343 $4,635
Progressive $2,458 $2,832 $2,965
State Farm $3,775 $4,300 $4,592
Travelers $2,951 $3,438 $3,669
USAA $2,352 $2,636 $2,774

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What affects car insurance rates in Big Bear Lake, California?

What factors can have an impact on Big Bear Lake, CA car insurance? There are several reasons why Big Bear Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Bear Lake, California.

Commute Time in Big Bear Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Bear Lake, CA is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Big Bear Lake, CA

Ready to find affordable Big Bear Lake, California car insurance today? Enter your ZIP code for fast, free Big Bear Lake, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State