Compare Big Falls, MN Car Insurance Rates (2021)

Car insurance in Big Falls, MN averages $383 a month. Big Falls, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Big Falls car insurance rates, compare quotes from the top car insurance companies in Big Falls, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Big Falls, MN after a DUI are $6,234/year
  • The cheapest car insurance company in Big Falls is State Farm
  • Average car insurance rates in Big Falls, MN are $4,596/year

If you need to buy Big Falls, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Big Falls, MN is right here.

You’ll find Big Falls car insurance rates, the cheapest Big Falls, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Big Falls, Minnesota car insurance rates to Maple Grove car insurance rates, Brooklyn Park car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Big Falls, MN car insurance today? Enter your ZIP code for fast, free Big Falls car insurance quotes.

Cheapest Big Falls, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Falls, MN car insurance rates? Every Big Falls, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Falls, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,951 $2,951 $2,822 $2,822 $6,696 $9,797 $3,574 $3,787
American Family $2,284 $2,284 $2,067 $2,067 $6,183 $9,005 $2,284 $2,584
Farmers $1,849 $1,847 $1,785 $1,877 $5,190 $5,231 $2,413 $2,396
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $9,857 $9,857 $9,759 $9,759 $19,567 $29,451 $9,857 $13,793
Nationwide $1,966 $1,982 $1,749 $1,859 $4,993 $6,095 $2,304 $2,405
State Farm $1,610 $1,610 $1,419 $1,419 $3,356 $4,167 $1,870 $1,542
USAA $2,010 $2,008 $1,822 $1,834 $5,316 $5,862 $2,640 $2,828

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Minimum Car Insurance in Big Falls, MN

Every driver must carry the minimum car insurance in Big Falls, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Big Falls, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Big Falls, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Big Falls, MN. Compare credit history car insurance rates in Big Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Big Falls, Minnesota

Insurance Company Poor Fair Good
Allstate $6,510 $3,510 $3,256
American Family $4,893 $3,263 $2,629
Farmers $3,518 $2,559 $2,393
GEICO $4,627 $3,778 $3,150
Liberty Mutual $19,497 $12,610 $9,855
Nationwide $3,472 $2,800 $2,485
State Farm $3,097 $1,894 $1,382
USAA $4,803 $2,316 $2,001

Cheapest Big Falls, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Falls, MN to rates for a clean record with top companies.

Annual Big Falls, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,251 $4,663 $5,574 $4,212
American Family $2,419 $4,338 $4,882 $2,742
Farmers $2,416 $3,041 $3,082 $2,755
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $10,389 $14,136 $20,218 $11,207
Nationwide $2,316 $3,075 $3,539 $2,746
State Farm $1,966 $2,283 $2,124 $2,124
USAA $2,257 $2,866 $4,348 $2,690

Cheapest Big Falls, MN Car Insurance for Teen Drivers

Teen car insurance in Big Falls, MN can be expensive. Take a look at rates from the top car insurance companies in Big Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Falls, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,696 $9,797
American Family $6,183 $9,005
Farmers $5,190 $5,231
GEICO $5,955 $7,614
Liberty Mutual $19,567 $29,451
Nationwide $4,993 $6,095
State Farm $3,356 $4,167
USAA $5,316 $5,862

Cheapest Big Falls, MN Car Insurance for Seniors

Take a look at Big Falls, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Falls, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,822 $2,822
American Family $2,067 $2,067
Farmers $1,785 $1,877
GEICO $2,860 $2,780
Liberty Mutual $9,759 $9,759
Nationwide $1,749 $1,859
State Farm $1,419 $1,419
USAA $1,822 $1,834

Cheapest Big Falls, MN Car Insurance Rates After a DUI

A DUI in Big Falls, MN increases car insurance rates. Compare Big Falls, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Falls, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,574
American Family $4,882
Farmers $3,082
GEICO $6,102
Liberty Mutual $20,218
Nationwide $3,539
State Farm $2,124
USAA $4,348

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Cheapest Big Falls, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Falls, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Falls, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $4,425
American Family $3,553 $3,637
Farmers $2,823 $2,823
GEICO $3,803 $3,901
Liberty Mutual $13,572 $14,403
Nationwide $2,919 $2,919
State Farm $2,069 $2,179
USAA $3,000 $3,080

The Best Cheap Car Insurance Companies in Big Falls, MN

Take a look at a side-by-side comparison of the top car insurance companies in Big Falls, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Falls, Minnesota

Insurance Company Average Annual Rates
Allstate $4,425
American Family $3,595
Farmers $2,823
GEICO $3,852
Liberty Mutual $13,987
Nationwide $2,919
State Farm $2,124
USAA $3,040

Category Winners: Cheapest Car Insurance in Big Falls, Minnesota

Find the cheapest car insurance companies in Big Falls, MN for each category right here.

Best Annual Car Insurance Rates by Company in Big Falls, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Big Falls, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Falls car insurance rates. Find the cheapest Big Falls, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Falls, Minnesota

Insurance Company Low Medium High
Allstate $4,366 $4,422 $4,487
American Family $3,593 $3,695 $3,497
Farmers $2,728 $2,834 $2,909
GEICO $3,762 $3,850 $3,944
Liberty Mutual $13,690 $13,999 $14,273
Nationwide $2,767 $2,938 $3,052
State Farm $2,051 $2,130 $2,192
USAA $2,956 $3,038 $3,127

What affects car insurance rates in Big Falls, Minnesota?

What factors can have an impact on Big Falls, MN car insurance? There are several reasons why Big Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Falls, Minnesota.

Commute Time in Big Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Falls, MN is 29.0 minutes according to City-Data.

Compare Car Insurance Quotes in Big Falls, MN

Ready to find affordable Big Falls, Minnesota car insurance today? Enter your ZIP code for fast, free Big Falls, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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