Compare Big Lake, TX Car Insurance Rates (2021)

Car insurance in Big Lake, TX averages $305 a month. Big Lake, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Big Lake car insurance rates, compare quotes from the top car insurance companies in Big Lake, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Big Lake, TX are $3,665/year
  • Average car insurance rates in Big Lake, TX after a DUI are $4,148/year
  • The cheapest car insurance company in Big Lake is USAA

If you need to buy Big Lake, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Big Lake, TX is right here.

You’ll find Big Lake car insurance rates, the cheapest Big Lake, TX car insurance companies, and information on Texas car insurance laws. You can also compare Big Lake, Texas car insurance rates to Laredo car insurance rates, El Paso car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Big Lake, TX car insurance today? Enter your ZIP code for fast, free Big Lake car insurance quotes.

Cheapest Big Lake, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Lake, TX car insurance rates? Every Big Lake, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,637 $2,922 $2,453 $2,797 $6,920 $9,166 $3,768 $4,321
GEICO $2,313 $2,475 $2,180 $2,444 $4,971 $5,178 $2,509 $2,526
Nationwide $2,406 $2,457 $2,123 $2,259 $6,574 $8,492 $2,801 $3,040
Progressive $2,516 $2,356 $2,240 $2,286 $10,585 $11,742 $2,941 $2,937
State Farm $1,659 $1,659 $1,464 $1,464 $3,759 $4,754 $1,789 $1,850
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

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Minimum Car Insurance in Big Lake, TX

Every driver must carry the minimum car insurance in Big Lake, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Big Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Big Lake, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Big Lake, TX. Compare credit history car insurance rates in Big Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Big Lake, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $6,062 $3,754 $3,302
GEICO $4,738 $2,688 $1,797
Nationwide $4,539 $3,619 $3,149
Progressive $5,287 $4,574 $4,240
State Farm $3,258 $2,027 $1,614
USAA $3,300 $1,873 $1,498

Cheapest Big Lake, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Lake, TX to rates for a clean record with top companies.

Annual Big Lake, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $3,989 $5,069 $4,444 $3,989
GEICO $2,611 $3,412 $2,904 $3,372
Nationwide $3,263 $3,263 $4,857 $3,693
Progressive $4,096 $5,317 $4,783 $4,606
State Farm $2,066 $2,340 $2,726 $2,066
USAA $1,675 $2,433 $2,864 $1,922

Cheapest Big Lake, TX Car Insurance for Teen Drivers

Teen car insurance in Big Lake, TX can be expensive. Take a look at rates from the top car insurance companies in Big Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $6,920 $9,166
GEICO $4,971 $5,178
Nationwide $6,574 $8,492
Progressive $10,585 $11,742
State Farm $3,759 $4,754
USAA $3,831 $4,232

Cheapest Big Lake, TX Car Insurance for Seniors

Take a look at Big Lake, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,453 $2,797
GEICO $2,180 $2,444
Nationwide $2,123 $2,259
Progressive $2,240 $2,286
State Farm $1,464 $1,464
USAA $1,368 $1,383

Cheapest Big Lake, TX Car Insurance Rates After a DUI

A DUI in Big Lake, TX increases car insurance rates. Compare Big Lake, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Lake, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,455
American Family $4,444
GEICO $2,904
Nationwide $4,857
Progressive $4,783
State Farm $2,726
USAA $2,864

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Cheapest Big Lake, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Lake, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Lake, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,094 $5,330
American Family $4,373 $4,373
GEICO $3,012 $3,137
Nationwide $3,769 $3,769
Progressive $4,700 $4,700
State Farm $2,300 $2,300
USAA $2,195 $2,252

The Best Cheap Car Insurance Companies in Big Lake, TX

Take a look at a side-by-side comparison of the top car insurance companies in Big Lake, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Lake, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $4,373
GEICO $3,074
Nationwide $3,769
Progressive $4,700
State Farm $2,300
USAA $2,224

Category Winners: Cheapest Car Insurance in Big Lake, Texas

Find the cheapest car insurance companies in Big Lake, TX for each category right here.

Best Annual Car Insurance Rates by Company in Big Lake, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Big Lake, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Lake car insurance rates. Find the cheapest Big Lake, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Lake, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $4,113 $4,241 $4,765
GEICO $2,932 $3,041 $3,251
Nationwide $4,078 $3,605 $3,624
Progressive $4,415 $4,668 $5,019
State Farm $2,198 $2,294 $2,407
USAA $2,165 $2,217 $2,290

What affects car insurance rates in Big Lake, Texas?

What factors can have an impact on Big Lake, TX car insurance? There are several reasons why Big Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Lake, Texas.

Commute Time in Big Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Lake, TX is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Big Lake, TX

Ready to find affordable Big Lake, Texas car insurance today? Enter your ZIP code for fast, free Big Lake, TX car insurance quotes.

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