Compare Big Sandy, TN Car Insurance Rates (2021)

Car insurance in Big Sandy, TN averages $303 a month. Big Sandy, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Big Sandy car insurance rates, compare quotes from the top car insurance companies in Big Sandy, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Big Sandy for teen drivers is Travelers
  • Average car insurance rates in Big Sandy, TN after a DUI are $4,263/year
  • The cheapest car insurance company in Big Sandy is State Farm

If you need to buy Big Sandy, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Big Sandy, TN is right here.

You’ll find Big Sandy car insurance rates, the cheapest Big Sandy, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Big Sandy, Tennessee car insurance rates to Jackson car insurance rates, Franklin car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Big Sandy, TN car insurance today? Enter your ZIP code for fast, free Big Sandy car insurance quotes.

Cheapest Big Sandy, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Sandy, TN car insurance rates? Every Big Sandy, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Sandy, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,693 $2,504 $2,601 $10,251 $11,137 $3,002 $3,117
Farmers $2,040 $2,073 $1,836 $1,993 $8,074 $8,546 $2,741 $2,926
GEICO $2,248 $2,276 $2,079 $2,079 $6,542 $6,688 $2,266 $2,335
Liberty Mutual $3,672 $129 $3,013 $3,360 $14,590 $16,203 $3,949 $4,225
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,866 $1,769 $1,517 $1,585 $8,257 $9,308 $2,256 $2,473
State Farm $1,611 $1,611 $1,432 $1,432 $4,617 $5,803 $1,812 $2,095
Travelers $1,688 $1,777 $1,520 $1,618 $4,584 $5,624 $1,802 $1,897
USAA $1,571 $1,608 $1,412 $1,421 $5,442 $6,230 $2,051 $2,202

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Big Sandy, TN

Every driver must carry the minimum car insurance in Big Sandy, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Big Sandy, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Big Sandy, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Big Sandy, TN. Compare credit history car insurance rates in Big Sandy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Big Sandy, Tennessee

Insurance Company Poor Fair Good
Allstate $6,081 $4,650 $3,557
Farmers $4,504 $3,511 $3,321
GEICO $3,767 $3,218 $2,957
Liberty Mutual $8,825 $5,388 $4,215
Nationwide $3,894 $3,084 $2,730
Progressive $4,091 $3,515 $3,280
State Farm $3,705 $2,223 $1,727
Travelers $3,270 $2,552 $1,869
USAA $3,989 $2,324 $1,913

Cheapest Big Sandy, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Sandy, TN to rates for a clean record with top companies.

Annual Big Sandy, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $4,762 $5,718 $4,565
Farmers $3,222 $3,996 $4,085 $3,812
GEICO $2,387 $3,223 $5,259 $2,387
Liberty Mutual $4,984 $7,169 $6,680 $5,737
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,197 $4,143 $3,405 $3,771
State Farm $2,345 $2,758 $2,551 $2,551
Travelers $2,085 $2,670 $2,936 $2,563
USAA $2,000 $2,980 $3,514 $2,474

Cheapest Big Sandy, TN Car Insurance for Teen Drivers

Teen car insurance in Big Sandy, TN can be expensive. Take a look at rates from the top car insurance companies in Big Sandy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Sandy, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,251 $11,137
Farmers $8,074 $8,546
GEICO $6,542 $6,688
Liberty Mutual $14,590 $16,203
Nationwide $5,594 $7,251
Progressive $8,257 $9,308
State Farm $4,617 $5,803
Travelers $4,584 $5,624
USAA $5,442 $6,230

Cheapest Big Sandy, TN Car Insurance for Seniors

Take a look at Big Sandy, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Sandy, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,601
Farmers $1,836 $1,993
GEICO $2,079 $2,079
Liberty Mutual $3,013 $3,360
Nationwide $1,878 $1,915
Progressive $1,517 $1,585
State Farm $1,432 $1,432
Travelers $1,520 $1,618
USAA $1,412 $1,421

Cheapest Big Sandy, TN Car Insurance Rates After a DUI

A DUI in Big Sandy, TN increases car insurance rates. Compare Big Sandy, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Sandy, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,718
Farmers $4,085
GEICO $5,259
Liberty Mutual $6,680
Nationwide $4,216
Progressive $3,405
State Farm $2,551
Travelers $2,936
USAA $3,514

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Big Sandy, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Sandy, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Sandy, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,762 $4,762
Farmers $3,779 $3,779
GEICO $3,299 $3,329
Liberty Mutual $6,143 $6,143
Nationwide $3,236 $3,236
Progressive $3,629 $3,629
State Farm $2,492 $2,611
Travelers $2,463 $2,664
USAA $2,663 $2,822

The Best Cheap Car Insurance Companies in Big Sandy, TN

Take a look at a side-by-side comparison of the top car insurance companies in Big Sandy, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Sandy, Tennessee

Insurance Company Average Annual Rates
Allstate $4,763
Farmers $3,779
GEICO $3,314
Liberty Mutual $6,143
Nationwide $3,236
Progressive $3,629
State Farm $2,551
Travelers $2,564
USAA $2,742

Category Winners: Cheapest Car Insurance in Big Sandy, Tennessee

Find the cheapest car insurance companies in Big Sandy, TN for each category right here.

Best Annual Car Insurance Rates by Company in Big Sandy, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Big Sandy, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Sandy car insurance rates. Find the cheapest Big Sandy, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Sandy, Tennessee

Insurance Company Low Medium High
Allstate $4,596 $4,752 $4,940
Farmers $3,584 $3,761 $3,990
GEICO $3,179 $3,308 $3,455
Liberty Mutual $5,905 $6,140 $6,383
Nationwide $3,267 $3,162 $3,279
Progressive $3,441 $3,628 $3,817
State Farm $2,430 $2,561 $2,664
Travelers $2,431 $2,562 $2,698
USAA $2,655 $2,732 $2,840

What affects car insurance rates in Big Sandy, Tennessee?

What factors can have an impact on Big Sandy, TN car insurance? There are several reasons why Big Sandy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Sandy, Tennessee.

Commute Time in Big Sandy

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Sandy, TN is 21.1 minutes according to City-Data.

Compare Car Insurance Quotes in Big Sandy, TN

Ready to find affordable Big Sandy, Tennessee car insurance today? Enter your ZIP code for fast, free Big Sandy, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption