Compare Big Sandy, TX Car Insurance Rates (2021)

Car insurance in Big Sandy, TX averages $317 a month. Big Sandy, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Big Sandy car insurance rates, compare quotes from the top car insurance companies in Big Sandy, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Big Sandy, TX after a DUI are $4,349/year
  • Average car insurance rates in Big Sandy, TX are $3,808/year
  • The cheapest car insurance company in Big Sandy for teen drivers is GEICO

If you need to buy Big Sandy, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Big Sandy, TX is right here.

You’ll find Big Sandy car insurance rates, the cheapest Big Sandy, TX car insurance companies, and information on Texas car insurance laws. You can also compare Big Sandy, Texas car insurance rates to Arlington car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.

Ready to find affordable Big Sandy, TX car insurance today? Enter your ZIP code for fast, free Big Sandy car insurance quotes.

Cheapest Big Sandy, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Big Sandy, TX car insurance rates? Every Big Sandy, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Big Sandy, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,404 $3,440 $3,364 $3,364 $8,834 $10,678 $4,207 $4,390
American Family $2,479 $2,769 $2,350 $2,698 $6,744 $8,780 $3,591 $4,086
GEICO $2,217 $2,388 $2,144 $2,423 $4,753 $4,935 $2,389 $2,378
Nationwide $2,506 $2,552 $2,211 $2,343 $7,188 $9,233 $2,951 $3,194
Progressive $2,454 $2,327 $2,186 $2,224 $10,339 $11,560 $2,906 $2,949
State Farm $2,146 $2,146 $1,907 $1,907 $5,130 $6,538 $2,332 $2,407
USAA $1,656 $1,668 $1,582 $1,573 $4,655 $5,075 $2,211 $2,375

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Minimum Car Insurance in Big Sandy, TX

Every driver must carry the minimum car insurance in Big Sandy, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Big Sandy, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Big Sandy, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Big Sandy, TX. Compare credit history car insurance rates in Big Sandy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Big Sandy, Texas

Insurance Company Poor Fair Good
Allstate $6,640 $4,847 $4,143
American Family $5,711 $3,656 $3,194
GEICO $4,547 $2,583 $1,730
Nationwide $4,833 $3,874 $3,360
Progressive $5,199 $4,493 $4,163
State Farm $4,343 $2,700 $2,150
USAA $3,819 $2,206 $1,774

Cheapest Big Sandy, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Big Sandy, TX to rates for a clean record with top companies.

Annual Big Sandy, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,075 $6,223 $6,469 $4,075
American Family $3,814 $4,857 $4,262 $3,814
GEICO $2,510 $3,298 $2,773 $3,232
Nationwide $3,486 $3,486 $5,176 $3,940
Progressive $4,025 $5,216 $4,705 $4,528
State Farm $2,725 $3,123 $3,685 $2,725
USAA $1,937 $2,862 $3,374 $2,225

Cheapest Big Sandy, TX Car Insurance for Teen Drivers

Teen car insurance in Big Sandy, TX can be expensive. Take a look at rates from the top car insurance companies in Big Sandy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Big Sandy, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,834 $10,678
American Family $6,744 $8,780
GEICO $4,753 $4,935
Nationwide $7,188 $9,233
Progressive $10,339 $11,560
State Farm $5,130 $6,538
USAA $4,655 $5,075

Cheapest Big Sandy, TX Car Insurance for Seniors

Take a look at Big Sandy, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Big Sandy, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,364 $3,364
American Family $2,350 $2,698
GEICO $2,144 $2,423
Nationwide $2,211 $2,343
Progressive $2,186 $2,224
State Farm $1,907 $1,907
USAA $1,582 $1,573

Cheapest Big Sandy, TX Car Insurance Rates After a DUI

A DUI in Big Sandy, TX increases car insurance rates. Compare Big Sandy, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Big Sandy, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,469
American Family $4,262
GEICO $2,773
Nationwide $5,176
Progressive $4,705
State Farm $3,685
USAA $3,374

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Cheapest Big Sandy, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Big Sandy, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Big Sandy, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,088 $5,333
American Family $4,187 $4,187
GEICO $2,897 $3,010
Nationwide $4,022 $4,022
Progressive $4,618 $4,618
State Farm $3,064 $3,064
USAA $2,566 $2,632

The Best Cheap Car Insurance Companies in Big Sandy, TX

Take a look at a side-by-side comparison of the top car insurance companies in Big Sandy, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Big Sandy, Texas

Insurance Company Average Annual Rates
Allstate $5,210
American Family $4,187
GEICO $2,953
Nationwide $4,022
Progressive $4,618
State Farm $3,064
USAA $2,599

Category Winners: Cheapest Car Insurance in Big Sandy, Texas

Find the cheapest car insurance companies in Big Sandy, TX for each category right here.

Best Annual Car Insurance Rates by Company in Big Sandy, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Big Sandy, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Big Sandy car insurance rates. Find the cheapest Big Sandy, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Big Sandy, Texas

Insurance Company Low Medium High
Allstate $5,080 $5,161 $5,389
American Family $3,866 $4,013 $4,682
GEICO $2,790 $2,911 $3,159
Nationwide $4,352 $3,845 $3,870
Progressive $4,377 $4,596 $4,881
State Farm $2,911 $3,054 $3,228
USAA $2,510 $2,588 $2,701

What affects car insurance rates in Big Sandy, Texas?

What factors can have an impact on Big Sandy, TX car insurance? There are several reasons why Big Sandy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Big Sandy, Texas.

Car Theft in Big Sandy

High levels of vehicle theft can make car insurance more expensive. Big Sandy, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Big Sandy

The more time you spend in your car the higher the risk of an accident. The average commute length in Big Sandy, TX is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Big Sandy, TX

Ready to find affordable Big Sandy, Texas car insurance today? Enter your ZIP code for fast, free Big Sandy, TX car insurance quotes.

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